SmartOps
ActiveSummary
SmartOps has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€519,533) and a net result of -€122,389. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 1453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth70▼-2
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.36 in 2024; short-term debt: 347.2% and cash: 4.5% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-270.5%
Return on assets
-63.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€519,533
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
27 d late
2023
8 d early
2022
3 d late
2021
4 d late
2020
19 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?Auctus Digitas Group · 11 companies How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, full schema
Turnover
€1.1m▼ 2.8%
2024 · €1.1m
EBIT margin
-7.8%▲ 4.7pp
2024 · -12.6%
Net result
-€122,389▲ 31.7%
2024 · -€179,099
Working capital
-€480,389▼ 21.0%
2024 · -€397,105
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€948,659▲ 53.2%€1.1m▲ 12.4%€1.2m▲ 10.7%€1.1m▼ 3.5%€1.1m▼ 2.8%
Operating result€196,287-€102,844-€50,676▲ 50.7%-€143,097▼ 182%-€86,630▲ 39.5%
Net result€180,392above the sector's middle half-€119,318below the sector's middle half-€78,745below the sector's middle half▲ 34.0%-€179,099below the sector's middle half▼ 127%-€122,389below the sector's middle half▲ 31.7%
EBIT margin20.7%▲ 30.0pp-9.6%▼ 30.3pp-4.3%▲ 5.4pp-12.6%▼ 8.3pp-7.8%▲ 4.7pp
Equity-€19,981below the sector's middle half▲ 90.0%-€139,299below the sector's middle half▼ 597%-€218,045below the sector's middle half▼ 56.5%-€397,144below the sector's middle half▼ 82.1%-€519,533below the sector's middle half▼ 30.8%
Total assets€313,464within the sector's middle half▲ 54.2%€358,994within the sector's middle half▲ 14.5%€285,455within the sector's middle half▼ 20.5%€235,774within the sector's middle half▼ 17.4%€192,057below the sector's middle half▼ 18.5%
Debt€333,445▼ 17.4%€498,293▲ 49.4%€503,499▲ 1.0%€632,918▲ 25.7%€711,415▲ 12.4%
Working capital-€12,860below the sector's middle half▲ 92.6%-€144,783below the sector's middle half▼ 1,026%-€215,183below the sector's middle half▼ 48.6%-€397,105below the sector's middle half▼ 84.5%-€480,389below the sector's middle half▼ 21.0%
Solvency-6.4%below the sector's middle half▲ 92.2pp-38.8%below the sector's middle half▼ 32.4pp-76.4%below the sector's middle half▼ 37.6pp-168.4%below the sector's middle half▼ 92.1pp-270.5%below the sector's middle half▼ 102.1pp
Current ratio0.96below the sector's middle half▲ 0.430.71below the sector's middle half▼ 0.250.55below the sector's middle half▼ 0.150.36below the sector's middle half▼ 0.190.28below the sector's middle half▼ 0.08
Return on assets (ROA)57.5%above the sector's middle half▲ 94.6pp-33.2%below the sector's middle half▼ 90.8pp-27.6%below the sector's middle half▲ 5.7pp-76.0%below the sector's middle half▼ 48.4pp-63.7%below the sector's middle half▲ 12.2pp
Staff (FTE)9.3within the sector's middle half▲ 3.3%12within the sector's middle half▲ 29.0%13above the sector's middle half▲ 8.3%9.8within the sector's middle half▼ 24.6%6.9within the sector's middle half▼ 29.6%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €86,630 in 2025 against €143,097 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192,057
Fixed assets
€5,682 ▼ 49.8%
Current assets
€186,375 ▼ 17.0%
Key figures and ratios
EBITDA
-€80,885▲
2024 · -€133,148
Cash flow
-€116,644▲
2024 · -€169,150
Debt to equity
-1.37▲
2024 · -1.59
Interest coverage
-2.34▲
2024 · -3.82
Debt ≤ 1 year
€666,764▲
2024 · €621,554
Income taxes
€1,248▼
2024 · €2,102
Staff costs
€479,359▼
2024 · €607,350
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €948,659 | €1.1m | €1.2m | €1.1m | €1.1m | ▼ 2.8% |
| Non-recurring operating income76A | - | €96 | - | - | €1,119 | - |
| Goods, raw materials, services and sundry goods60/61 | €285,308 | €455,803 | €460,593 | €742,206 | €644,399 | ▼ 13.2% |
| Remuneration, social security and pensions62 | €466,342 | €666,233 | €725,293 | €607,350 | €479,359 | ▼ 21.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,205 | €5,210 | €7,990 | €9,949 | €5,745 | ▼ 42.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€9,576 | - | - | €2,169 | €167 | ▼ 92.3% |
| Other operating charges640/8 | €1,889 | €2,924 | €3,073 | €5,016 | €2,065 | ▼ 58.8% |
| Non-recurring operating charges66A | - | - | - | €967 | €1,228 | ▲ 26.9% |
| Gross operating margin9900 | €661,148 | €571,522 | €685,680 | €482,354 | €401,933 | ▼ 16.7% |
| Operating profit (loss)9901 | €196,287 | -€102,844 | -€50,676 | -€143,097 | -€86,630 | ▲ 39.5% |
| Financial income75/76B | €6 | €23 | €129 | €945 | €116 | ▼ 87.7% |
| Recurring financial income75 | €6 | €23 | €129 | €945 | €116 | ▼ 87.7% |
| Financial charges65/66B | €14,188 | €14,532 | €25,648 | €34,845 | €34,628 | ▼ 0.6% |
| Recurring financial charges65 | €14,188 | €14,532 | €25,648 | €34,845 | €34,628 | ▼ 0.6% |
| Profit (loss) for the period before taxes9903 | €182,105 | -€117,353 | -€76,195 | -€176,997 | -€121,141 | ▲ 31.6% |
| Income taxes67/77 | €1,713 | €1,965 | €2,550 | €2,102 | €1,248 | ▼ 40.6% |
| Profit (loss) for the period9904 | €180,392 | -€119,318 | -€78,745 | -€179,099 | -€122,389 | ▲ 31.7% |
| Profit (loss) for the period to be appropriated9905 | €180,392 | -€119,318 | -€78,745 | -€179,099 | -€122,389 | ▲ 31.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €313,464 | €358,994 | €285,455 | €235,774 | €192,057 | ▼ 18.5% |
| Fixed assets21/28 | €4,575 | €12,624 | €17,629 | €11,325 | €5,682 | ▼ 49.8% |
| Tangible fixed assets22/27 | €4,575 | €12,624 | €17,629 | €11,325 | €5,682 | ▼ 49.8% |
| Plant, machinery and equipment23 | €4,575 | €12,624 | €17,629 | €11,325 | €5,682 | ▼ 49.8% |
| Current assets29/58 | €308,889 | €346,370 | €267,826 | €224,449 | €186,375 | ▼ 17.0% |
| Stocks and contracts in progress3 | €12,802 | €16,875 | €4,032 | - | - | - |
| Contracts in progress37 | €12,802 | €16,875 | €4,032 | - | - | - |
| Amounts receivable within one year40/41 | €274,782 | €308,516 | €229,831 | €205,924 | €168,757 | ▼ 18.0% |
| Trade receivables40 | €274,782 | €290,935 | €229,831 | €205,924 | €168,757 | ▼ 18.0% |
| Other amounts receivable41 | - | €17,581 | - | - | - | - |
| Cash at bank and in hand54/58 | €12,266 | €13,196 | €19,820 | €7,939 | €8,628 | ▲ 8.7% |
| Deferred charges and accrued income490/1 | €9,039 | €7,782 | €14,142 | €10,586 | €8,989 | ▼ 15.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €313,464 | €358,994 | €285,455 | €235,774 | €192,057 | ▼ 18.5% |
| Equity10/15 | -€19,981 | -€139,299 | -€218,045 | -€397,144 | -€519,533 | ▼ 30.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Profit (loss) carried forward14 | -€81,981 | -€201,299 | -€280,045 | -€459,144 | -€581,533 | ▼ 26.7% |
| Provisions and deferred taxes16 | - | - | - | - | €175 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €175 | - |
| Pensions and similar obligations160 | - | - | - | - | €175 | - |
| Amounts payable17/49 | €333,445 | €498,293 | €503,499 | €632,918 | €711,415 | ▲ 12.4% |
| Amounts payable within one year42/48 | €321,749 | €491,153 | €483,008 | €621,554 | €666,764 | ▲ 7.3% |
| Trade debts44 | €57,522 | €68,033 | €92,910 | €143,133 | €105,796 | ▼ 26.1% |
| Suppliers440/4 | €57,522 | €68,033 | €92,910 | €143,133 | €105,796 | ▼ 26.1% |
| Advances received on contracts in progress46 | €16,856 | €7,144 | €3,469 | €4,427 | €4,631 | ▲ 4.6% |
| Taxes, remuneration and social security45 | €64,327 | €100,787 | €111,051 | €70,938 | €43,358 | ▼ 38.9% |
| Taxes450/3 | €17,216 | €18,983 | €15,692 | €12,587 | €9,961 | ▼ 20.9% |
| Remuneration and social security454/9 | €47,110 | €81,805 | €95,359 | €58,352 | €33,397 | ▼ 42.8% |
| Other amounts payable47/48 | €183,045 | €315,188 | €275,578 | €403,056 | €512,978 | ▲ 27.3% |
| Accrued charges and deferred income492/3 | €11,696 | €7,140 | €20,491 | €11,364 | €44,651 | ▲ 293% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €180,392 | -€119,318 | -€78,745 | -€179,099 | -€122,389 | ▲ 31.7% |
| + Depreciation and write-downs630 | €6,205 | €5,210 | €7,990 | €9,949 | €5,745 | ▼ 42.3% |
| Operating cash flow (approximation) | €186,597 | -€114,108 | -€70,756 | -€169,150 | -€116,644 | ▲ 31.0% |
| Investment in fixed assets (approximation) | - | -€13,259 | -€12,995 | -€3,645 | -€102 | ▲ 97.2% |
| Change in cash | - | €930 | €6,624 | -€11,882 | €690 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
31-12
Financial
Back to profitnet €180,392
Net result €180,392 after 2 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2018
Ground area
3,317 m²
Building footprint
736 m²
Volume, LiDAR
8,061 m³
Parcel 11024B0130/00E002, Flanders · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
79
companies at this address
See who is registered here
1 establishment unit
SmartOps
since 20182.280.602.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0130/00E002 | Flanders | 3,317 m² | 1 · 736 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Auctus Digitas Group
11 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- Auctus Digitas Group
- The Digitals
- SmartOps
Highest known parent: Auctus Digitas Group. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2025 list no holdings, and no other source names one.
According to the 2025 annual accounts of SmartOps and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 1,763 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0704609483
Also
9925:BE0704609483
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.