SMARTIS

Active

Private limited companyfounded 20196 yrs activeKoninginneplein 32, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0739.845.130

The computed 12-month bankruptcy probability of SMARTIS is 5.5% (elevated). The 2025 annual accounts show equity of €13k and a net result of €9k. Equity is growing by ~118.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 1106 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

100 / 100

Excellent▲ +9 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+11

Growth78=

Stability100

Bankruptcy probability, 12 months

5.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 3.48 against 1.5 in 2024), and 23.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

76.7%

Return on assets

51%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

19 d late

2024

25 d late

2023

57 d early

2022

28 d early

2021

51 d late

2020

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€13k▲ 199%

2024 · €5k

2022: €-5k 2023: €-407 2024: €5k

2022 → 2025

Total assets

€18k▲ 192%

2024 · €6k

2022: €8k 2023: €6k 2024: €6k

2022 → 2025

Net result

€9k▲ 82.3%

2024 · €5k

2022: €3k 2023: €4k 2024: €5k

2022 → 2025

Working capital

€10k▲ 1,264%

2024 · €743

2022: €-10k 2023: €-5k 2024: €743

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€-5k-€-407▲ 91.5%€5k€13k▲ 199%

Operating result€3k-€5k▲ 59.9%€16k▲ 231%€9k▼ 45.6%

Net result€3k-€4k▲ 54.4%€5k▲ 11.9%€9k▲ 82.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 46% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €18k

18.9%

81.1%

Fixed assets €3k▼ 11.8%

Current assets €14k▲ 534%

Equity and liabilities €18k

76.7%

23.3%

Equity €13k▲ 199%

Debt €4k▲ 173%

The debt ratio falls from 25.0% to 23.3%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€9k▼

2024 · €17k

Cash flow

€9k▲

2024 · €6k

Solvency

76.7%▲

2024 · 75.0%

Current ratio

3.48▲

2024 · 1.50

Quick ratio

3.48▲

2024 · 1.50

Debt / equity

0.30▼

2024 · 0.33

ROE

66.5%▼

2024 · 109.0%

ROA

51.0%▼

2024 · 81.8%

Interest coverage

48.69▲

2024 · 1.50

Debt

€4k▲

2024 · €1k

Debt ≤ 1 year

€4k▲

2024 · €1k

Staff costs

€241▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Total assets 20/58€6k€18k▲

Fixed assets 21/28€4k€3k▼

Tangible fixed assets 22/27€458€13▼

Financial fixed assets 28€3k€3k=

Current assets 29/58€2k€14k▲

Amounts receivable within one year 40/41€2k€14k▲

Cash & bank 54/58€611€12▼

Total equity & liabilities 10/49€6k€18k▲

Equity 10/15€5k€13k▲

Contributions / capital 10/11€5k€5k=

Accumulated profits (losses) 14€-499€8k▲

Amounts payable 17/49€1k€4k▲

Amounts payable within one year 42/48€1k€4k▲

Trade debts payable within one year 44€873€3k▲

Income statement Code20242025

Gross operating margin 9900€21k€9k▼

Operating result 9901€16k€9k▼

Financial income 75€18€406▲

Financial charges 65€11k€188▼

Result before taxes 9903€5k€9k▲

Net result for the period 9904€5k€9k▲

Result to be appropriated 9905€5k€9k▲

Timeline · acts, filings and financial milestones

All 10Financial 3Gazette 1Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

19-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 19 days late

2025

31-12

Financial Highest result since 2022net €9k ▲82.3%

Net result €9k, the highest in the series.

31-12

Financial Liquidity doublescurrent ratio 3.48

Current ratio from 1.50 to 3.48.

25-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 25 days late

2024

31-12

Financial Liquidity times 8current ratio 1.50

Current ratio from 0.19 to 1.50; short-term debt falls from €6k to €1k.

05-11

State Gazette act Director changes

04-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

03-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

20-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 51 days late

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

1 of 2 acts read

About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

no sitting director, last change in 2024

No sitting directors are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.

30-09-2024 Resigned as Director

Not every act has been read: a resignation may be missing here

1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2019

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koninginneplein 321030 Schaarbeek

Ground area

62 m²

Building footprint

65 m²

Volume, LiDAR

602 m³

Parcel 21908E0262/00N006, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.