SMARTERIDEA
ActiveSMARTERIDEA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-49k) and a net result of €-13k. Equity is shrinking by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-5
Solvency0▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.44 against 1.59 in 2024; short-term debt: 68.1% and cash: 4.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.5%
Return on assets
-7.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-49k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
29 d early
2023
26 d late
2022
25 d late
2021
30 d late
2020
44 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-49k▼ 37.1%
2024 · €-36k
2018: €24k
2019: €16k
2020: €-28k
2021: €4k
2022: €6k
2023: €-28k
2024: €-36k
2018 → 2025
Total assets
€171k▼ 20.4%
2024 · €215k
2018: €108k
2019: €68k
2020: €34k
2021: €60k
2022: €40k
2023: €27k
2024: €215k
2018 → 2025
Net result
€-13k▼ 78.3%
2024 · €-7k
2018: €11k
2019: €-7k
2020: €-44k
2021: €32k
2022: €2k
2023: €-34k
2024: €-7k
2018 → 2025
Working capital
€51k▼ 35.0%
2024 · €78k
2018: €82k
2019: €60k
2020: €18k
2021: €41k
2022: €22k
2023: €-13k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€6k▲ 41.5%€-28k€-36k▼ 26.3%€-49k▼ 37.1%
Operating result€33k-€3k▼ 92.0%€-32k€-2k▲ 92.2%€-6k▼ 160%
Net result€32k-€2k▼ 94.5%€-34k€-7k▲ 78.3%€-13k▼ 78.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€4k▲ 3.7%
Current assets
€167k▼ 20.8%
Key figures and ratios
EBITDA
€-6k▼
2024 · €-771
Cash flow
€-12k▼
2024 · €-6k
Solvency
-28.5%▼
2024 · -16.5%
Current ratio
1.44▼
2024 · 1.59
Quick ratio
1.44▼
2024 · 1.59
Debt / equity
-4.51▲
2024 · -7.05
ROA
-7.7%▼
2024 · -3.4%
Interest coverage
-0.86▼
2024 · -0.17
Debt
€220k▼
2024 · €250k
Debt ≤ 1 year
€116k▼
2024 · €133k
Debt > 1 year
€103k▼
2024 · €117k
Income taxes
€302▼
2024 · €343
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€171k▼
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€4k€4k▲
Furniture and vehicles24€698€1k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€0-
Current assets29/58€211k€167k▼
Amounts receivable within one year40/41€204k€158k▼
Trade receivables40€46k€0▼
Other amounts receivable41€158k€158k=
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€215k€171k▼
Equity10/15€-36k€-49k▼
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-59k€-72k▼
Amounts payable17/49€250k€220k▼
Amounts payable after more than one year17€117k€103k▼
Financial debts170/4€117k€103k▼
Amounts payable within one year42/48€133k€116k▼
Current portion of amounts payable after more than one year42€12k€14k▲
Financial debts43€199€1k▲
Credit institutions430/8€199€1k▲
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€103k€84k▼
Accrued charges and deferred income492/3€0€160▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€800▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€245€-4k▼
Operating profit (loss)9901€-2k€-6k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€-7k€-13k▼
Income taxes67/77€343€302▼
Profit (loss) for the period9904€-7k€-13k▼
Profit (loss) for the period to be appropriated9905€-7k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-72k▼
Profit (loss) brought forward from the previous period14P€-52k€-59k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.59
Current ratio from 0.63 to 1.59.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 10.51
Current ratio from 4.58 to 10.51; short-term debt falls from €23k to €6k.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reynaertshof 442547 LintGround area
388 m²
Building footprint
111 m²
Volume, LiDAR
653 m³
Parcel 11025D0039/00M002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMARTERIDEA
since 20022.096.245.224
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0039/00M002 | Flanders | 388 m² | 1 · 111 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2002
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.