SMARTDATA
ActiveSummary
The computed 12-month bankruptcy probability of SMARTDATA is 3.5% (moderate). The 2025 annual accounts show negative equity (-€7,372) and a net result of €33,268. Equity has been shrinking by about 83% per year since 2023. Its solvency ranks better than 9% of 21,158 sector peers (NACE 62, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 27-09-2022 Normal situation
- Registered office
- 319 active companies are registered at this address 70 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Computer programming NACE 62100and 6 others
- Establishment unit
- 2.336.207.089 9070 Destelbergen, since 27-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Board and ownership
- MANSOUR MohammedDirector · since 27-09-2022
- MANSOUR MOHAMMED100 sharesact of 03-09-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.5%
- Gross margin
- €49,495
- Turnover
- ≈ €160,000
- estimated
- Profit
- €33,268
- Equity
- -€7,372
- ▲ 81.9%
- Total assets
- €117,040
- ▲ 622%
- Negative equity on 31-12-2025
- 2025 accounts filed 31 days after the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsNegative equity -€7,372Last filed accounts filed 31 days late; 3 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 8% of them on solvency, 5% on liquidity, 82% on profitability and 87% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 102 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469545.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is a profit of €34,538, after a loss of €50,936 in 2024. It is the highest result since 2023.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | - | - | €37,959 |
| Financial fixed assets | - | €3,900 | - |
| Depreciation and write-downs of the year | - | - | €5,886 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | €11,346 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €61,023 | - | - |
| Remuneration, social security and pensions62 | €7,097 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €5,886 | - |
| Other operating charges640/8 | €7,992 | €1,259 | €7,816 | ▲ 521% |
| Non-recurring operating charges66A | - | - | €1,255 | - |
| Gross operating margin9900 | €30,031 | -€49,677 | €49,495 | - |
| Operating profit (loss)9901 | €14,941 | -€50,936 | €34,538 | - |
| Financial income75/76B | - | - | €206 | - |
| Recurring financial income75 | - | - | €206 | - |
| Financial charges65/66B | - | €1,025 | €1,271 | ▲ 23.9% |
| Recurring financial charges65 | - | €1,025 | €1,271 | ▲ 23.9% |
| Profit (loss) for the period before taxes9903 | €14,941 | -€51,961 | €33,473 | - |
| Income taxes67/77 | €6,120 | - | €205 | - |
| Profit (loss) for the period9904 | €8,821 | -€51,961 | €33,268 | - |
| Profit (loss) for the period to be appropriated9905 | €8,821 | -€51,961 | €33,268 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €39,445 | €16,217 | €117,040 | ▲ 622% |
| Fixed assets21/28 | - | €3,900 | €32,072 | ▲ 722% |
| Tangible fixed assets22/27 | - | - | €32,072 | - |
| Furniture and vehicles24 | - | - | €32,072 | - |
| Financial fixed assets28 | - | €3,900 | - | - |
| Current assets29/58 | €39,445 | €12,317 | €84,967 | ▲ 590% |
| Amounts receivable within one year40/41 | €12,500 | €1,183 | €74,503 | ▲ 63× |
| Other amounts receivable41 | €12,500 | €1,183 | €74,503 | ▲ 63× |
| Current investments50/53 | - | €7,509 | - | - |
| Cash at bank and in hand54/58 | €23,369 | - | €10,464 | - |
| Deferred charges and accrued income490/1 | €3,576 | €3,626 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €39,445 | €16,217 | €117,040 | ▲ 622% |
| Equity10/15 | €11,321 | -€40,640 | -€7,372 | ▲ 81.9% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Capital10 | €2,500 | - | - | - |
| Issued capital100 | €2,500 | - | - | - |
| Reserves13 | - | - | €42,089 | - |
| Distributable reserves133 | - | - | €42,089 | - |
| Profit (loss) carried forward14 | €8,821 | -€43,140 | -€51,961 | ▼ 20.4% |
| Amounts payable17/49 | €28,124 | €56,857 | €124,412 | ▲ 119% |
| Amounts payable after more than one year17 | - | €17,297 | - | - |
| Financial debts170/4 | - | €17,297 | - | - |
| Amounts payable within one year42/48 | €28,124 | €39,560 | €122,612 | ▲ 210% |
| Current portion of amounts payable after more than one year42 | - | - | €4,315 | - |
| Financial debts43 | - | - | €1,006 | - |
| Credit institutions430/8 | - | - | €1,006 | - |
| Trade debts44 | €7,415 | €1,134 | €25,560 | ▲ 23× |
| Suppliers440/4 | €7,415 | - | €25,560 | - |
| Bills of exchange payable441 | - | €1,134 | - | - |
| Advances received on contracts in progress46 | - | - | €15,274 | - |
| Taxes, remuneration and social security45 | €14,661 | €10,712 | €205 | ▼ 98.1% |
| Taxes450/3 | €14,661 | €10,712 | €205 | ▼ 98.1% |
| Other amounts payable47/48 | €6,047 | €27,714 | €76,251 | ▲ 175% |
| Accrued charges and deferred income492/3 | - | - | €1,800 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,821 | -€51,961 | €33,268 | - |
| + Depreciation and write-downs630 | - | - | €5,886 | - |
| Operating cash flow (approximation) | €8,821 | -€51,961 | €39,155 | - |
| Investment in fixed assets (approximation) | - | - | -€34,059 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,017 companies had the same profile as SMARTDATA has now. Two years later, 89.2% were still going and 6.5% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SMARTDATA itself: 3.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,017 companies, not a prediction for SMARTDATA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- MANSOUR MOHAMMED 100 shares
- MANSOUR Mohammed 100 shares (100%) · €2,500
Capital transactions
- 29-09-2022 Incorporation · €2,500 · 100 shares
Mandate history
- Board
- mandate already running before its first mention
- end not dated
| Name | Functions and periods |
|---|---|
| MANSOUR Mohammed |
|
| Mohamed (B7008) Hassanin |
|
| SALAMA MOHAMED NABIL |
|
| HASSANIN МОНАМЕED |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 29-09-2022 (in Dutch)
Network & group
SMARTDATA shares no director with another company.
Companies at the same address
318 other companies- EVIC Registered office · since 2026 1044649814
- MASTRO CONCEPT Registered office · since 2026 1044590327
- EMSTRIA CONCEPT Registered office · since 2026 1044086521
- PLANET PNEUS NAMUR Registered office · since 2026 1043933497
- Verdalume Registered office · since 2026 1043578755
- Van den Bleeken, Ethan (sole trader) Establishment · since 2026 0771933423
- Aporello Registered office · since 2026 1042983986
- AS RENOV & DESIGN Registered office · since 2026 1042316765
- NEXORA LIVING Registered office · since 2026 1042142759
- ZONIFAY Registered office · since 2026 1041419714
Connections & network
1 current directorThe network starts from the directors of SMARTDATA. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
27-03
Gazette deed
Resignation: Mohamed (B7008) Hassanin (director)3 points ▸
- General meeting, 11-03-2026
- Director resignation, Mohamed (B7008) Hassanin (director (not named in the articles))
- Registered-office move, Luxemburgstraat 20, 9140-Temse
03-09
Gazette deed
Appointment: SALAMA MOHAMED NABIL (director and executive)MANSOUR MOHAMMED holds 100 shares5 points ▸
- General meeting, 25-08-2025
- Director appointment, SALAMA MOHAMED NABIL (director and executive)
- Registered-office move, Mulslaan 25 steenokkerzeel 1820
- Director in office, MANSOUR MOHAMMED (director)
- MANSOUR MOHAMMED holds 100 shares
10-06
Gazette deed
Appointment: HASSANIN МОНАМЕED (director)2 points ▸
- General meeting, 27-05-2025
- Director appointment, HASSANIN МОНАМЕED (director)
12-06
Gazette deed
Registered office moved from Antwerp to DestelbergenNew seat: Spangerede 16, 9070 Destelbergen · Previous seat: Nachtegaalstraat 17, 2060 Antwerpen2 points ▸
- General meeting, 01-04-2024
- Registered-office move, Spangerede 16, 9070 Destelbergen
29-09
Gazette deed
IncorporationFounding capital of €2,500, 100 shares · Founder: MANSOUR Mohammed (comparant) · Appointment: MANSOUR Mohammed (director)6 points ▸
- Founder, MANSOUR Mohammed (comparant)
- Founding capital, €2,500, 100 shares
- 100 shares
- Registered office clause, Nachtegaalstraat 17, 2060 Antwerpen
- Board rule, 1
- Director appointment, MANSOUR Mohammed (director (not named in the articles))
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
SMARTDATA was incorporated on 27 September 2022 as a private limited company by one natural person, with a starting capital of €2,500.12 The registered office was moved to Destelbergen in 2024.3 Since 2022, MANSOUR Mohammed has served as director.4 Total assets rose from €39,445 in 2023 to €117,040 in 2025.5
Company details
Register details
Identity
KBO recordRegistered office and establishments
3 former offices
- Mulslaan 25, 1820 Steenokkerzeel until 16-03-2026 · act of 27-03-2026
- Spangerede 16, 9070 Destelbergen until 25-08-2025 · act of 03-09-2025
- Nachtegaalstraat 17, 2060 Antwerpen until the act of 12-06-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
29 activities
- Solutions de données de bout en bout
- Gestion informatique, Solutions IT de bout en bout, Intelligence Artificielle,
- Algemene bouwbedrijven (schilderen, verbouwing, herstellingen, metsen, dakwerk, elektriciteitswerken);
- Atelier voor de fabricatie van producten voor broodbakkerij, banketbakkerij en bakkerij en van alle food en non-food producten
- Snackbar, brasseries, hôtels, tavernes, theesalons, cafés, cabarets, discotheken, buffetten, openbare vestiaires, verhuring van plaatsen, organisatiezalen, zalen voor banket en traiteurdienst;
- Besteldienst, cybercafé, Internetcentrum, faxdiensten, telefonische cellen, fotokopiedienst, video, laboratorium voor de ontwikkeling van foto’s, draaiatelier, rectificatie van mechanische stukken;
- Atelier voor confectie van kleren voor heren, dames en kinderen;
- Houthandel ;
- Taxidiensten, expresdiensten, Carwash, station service (voor brandstof zoals mazout, diesel, gas), carrosseriebouw, plaatijzerindustrie, garage met herstelatelier en groot- en kleinhandel in nieuwe voertuigen en occasies, afbraakatelier, onderhoud en takeldienst evenals de aankoop, verkoop, import, export en/of detailverkoop van nieuwe auto-onderdelen en tweedehandsauto-onderdelen, alle soorten voertuigen, en alle bijhorigheden voor auto’s; voertuigen zowel nieuw als tweedehands.
- Kapsalon ; wassalons
- Bijstand aan algemene bouwondernemingen.
- Massothérapeute.
- Formation et développement du coaching personnel.
- Aan – verkoop van Gsm, telefonieartikelen in het algemeen.
- Verkoop en aankoop, import en export, van textiel, en kledij voor heren, dames en kinderen, alsook schoenen, lederartikelen en reisartikelen.
- Verkoop en aankoop, import en export van juwelen, fantasiejuwelen en accessoria allerhande.
- Kuisen in de meest ruime zin van het woord, vensters, bureau, zowel privé als professioneel, express koerier, kapsalon, bloemenzaak, boutique de nuit;
- Import en export in de ruime zin van het woord alsook het uitbaten van een groothandelszaak.
- Alle voedingswaren zoals vlees, fruit, groenten, conserven, melkproducten, producten van de zee, vishandel, beenhouwerij, huishoudartikelen, cadeauartikelen, kruiden, specerijen, videotheekartikelen, verhuur van ontspanning artikelen, films en aanverwante artikelen, alle artikelen van textiel in het algemeen, diverse kleding, schoenen, schoenmaker, slotenmaker, lederwaren in de breedste zin,
- Alle artikelen van parfumerie, toiletartikelen, cosmetica, schoonheidsartikelen, maquillage, alsook zepen en detergenten;
- Alle bouwmaterialen, elektrisch en elektronisch materieel, materieel voor loodgieterij;
- Alle producten van handambacht, behangproducten, alsook artikelen van de Derde Wereld;
- Alle artikelen voor de tuin, bloemen, planten, tuinartikelen, inrichting en onderhoud van tuinen;
- Boeken, antiquiteiten, brokante, decoratie voorwerpen, machines industrielles;
- Alle elektrische huishoudtoestellen, films, magnetische banden, cassettes, alle gedrukte artikelen of geregistreerde artikelen, en de artikelen die er de lezing, visie of auditie van toelaten;
- Bijstand in programmatie, informaticacursussen, bijstand voor hardware en software, raadgeving en bijstand inzake informatica, alle bureelmateriaal en materiaal van informatica.
- Stedenbouwkundige werken, het ontwerpen van gebouwen,
- Verfwerken, metselwerken, werktuigkunde, elektriciteit, dakwerken; bouwmaterialen, elektrisch en elektronisch materiaal, materiaal voor sanitair en loodgieterij.
- Diensten en prestaties ten voordele van privé of commercieel cliënteel kunnen verrichten, zijnde reinigen van ruiten, vensters en burelen, kantoordiensten, interim-diensten, onderaanneming;
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 46025B0179/09E000 | Flanders | 7,219 m² | 1 · 1,412 m² | 16.4 m · 4 |
| 44028C0253/00Y007 | Flanders | 324 m² | 1 · 99 m² | 10.0 m · 2 |