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SMART TESTING SOLUTIONS

Active
Private limited companyfounded 20214 yrs activeGenèvestraat 4, 1140 Evere, BelgiumKBO/BCE: BE 0774.644.671
Summary

SMART TESTING SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €799. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability32▲+2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 4.91 in 2024; short-term debt: 13.4% and cash: 35.3% of total assets), and 13.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.5%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
28 d early
2024
17 d early
2023
28 d early
2022
14 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 September 2021, SMART TESTING SOLUTIONS was incorporated as a Private limited company.1 Total assets went from EUR 85,125 in 2022 to EUR 74,744 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€65k▲ 1.3%
2024 · €64k
Total assets
€75k▼ 1.4%
2024 · €76k
Net result
€799
2024 · €-758
Working capital
€51k▲ 10.0%
2024 · €46k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€62k-€31k▼ 50.0%€22k▼ 30.0%€35k▲ 62.3%
Net result€44k-€21k▼ 53.0%€-758€799
Equity€45k-€65k▲ 44.6%€64k▼ 1.2%€65k▲ 1.3%
Total assets€85k-€96k▲ 12.6%€76k▼ 20.8%€75k▼ 1.4%
Debt€40k-€31k▼ 22.9%€12k▼ 61.6%€10k▼ 15.9%
Working capital€12k-€39k▲ 224%€46k▲ 19.2%€51k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2022: €62k€62kNet result 2022: €44k€44kOperating result 2023: €31k€31kNet result 2023: €21k€21kOperating result 2024: €22k€22kNet result 2024: €-758€-758Operating result 2025: €35k€35kNet result 2025: €799€7992022202320242025€-10k€0€10k€20k€30k€40kOperating result 2023: €31k€31kNet result 2023: €21k€21kOperating result 2024: €22k€22kNet result 2024: €-758€-758Operating result 2025: €35k€35kNet result 2025: €799€799202320242025
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets €14k ▼ 21.8%
Current assets €61k ▲ 4.8%
Equity and liabilities €75k
Equity €65k ▲ 1.3%
Debt €10k ▼ 15.9%
Debt's share of the balance-sheet total falls from 15.8% to 13.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k▲
2024 · €30k
Cash flow
€10k▲
2024 · €7k
Current ratio
6.08▲
2024 · 4.91
Debt to equity
0.16▼
2024 · 0.19
ROE
1.2%▲
2024 · -1.2%
ROA
1.1%▲
2024 · -1.0%
Interest coverage
1.38▼
2024 · 1.45
Debt ≤ 1 year
€10k▼
2024 · €12k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€76k€75k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Furniture and vehicles24€18k€14k▼
Current assets29/58€58k€61k▲
Amounts receivable within one year40/41€30k€33k▲
Trade receivables40€25k€25k▲
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€26k€26k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€76k€75k▼
Equity10/15€64k€65k▲
Contributions10/11€1k€1k=
Reserves13€63k€63k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€-758€41▲
Amounts payable17/49€12k€10k▼
Amounts payable within one year42/48€12k€10k▼
Financial debts43€60€108▲
Credit institutions430/8€60€108▲
Trade debts44€82€1k▲
Suppliers440/4€82€1k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€124€54▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€943€928▼
Gross operating margin9900€31k€45k▲
Operating profit (loss)9901€22k€35k▲
Financial income75/76B€4€207▲
Recurring financial income75€4€207▲
Financial charges65/66B€21k€32k▲
Recurring financial charges65€21k€32k▲
Profit (loss) for the period before taxes9903€1k€4k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-758€799▲
Profit (loss) for the period to be appropriated9905€-758€799▲
Appropriation of the result
Profit (loss) to be appropriated9906€-758€41▲
Profit (loss) brought forward from the previous period14P-€-758

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k€8k€9k▲ 8.3%
Other operating charges640/8€481€4k€943€928▼ 1.5%
Gross operating margin9900€66k€43k€31k€45k▲ 46.0%
Operating profit (loss)9901€62k€31k€22k€35k▲ 62.3%
Financial income75/76B-€0€4€207▲ 5,744%
Recurring financial income75-€0€4€207▲ 5,744%
Financial charges65/66B€99€70€21k€32k▲ 54.3%
Recurring financial charges65€99€70€21k€32k▲ 54.3%
Profit (loss) for the period before taxes9903€62k€31k€1k€4k▲ 243%
Income taxes67/77€18k€10k€2k€3k▲ 52.6%
Profit (loss) for the period9904€44k€21k€-758€799▲ 205%
Profit (loss) for the period to be appropriated9905€44k€21k€-758€799▲ 205%
Line2022202320242025Change
Assets
Total assets20/58€85k€96k€76k€75k▼ 1.4%
Fixed assets21/28€33k€26k€18k€14k▼ 21.8%
Tangible fixed assets22/27€33k€26k€18k€14k▼ 21.8%
Furniture and vehicles24€33k€26k€18k€14k▼ 21.8%
Current assets29/58€52k€70k€58k€61k▲ 4.8%
Amounts receivable within one year40/41€15k€35k€30k€33k▲ 7.9%
Trade receivables40€15k€31k€25k€25k▲ 0.7%
Other amounts receivable41-€4k€5k€8k▲ 41.4%
Cash at bank and in hand54/58€37k€33k€26k€26k▲ 0.6%
Deferred charges and accrued income490/1€587€2k€1k€2k▲ 15.0%
Equity and liabilities
Total equity and liabilities10/49€85k€96k€76k€75k▼ 1.4%
Equity10/15€45k€65k€64k€65k▲ 1.3%
Contributions10/11€1k€1k€1k€1k=
Reserves13€43k€63k€63k€63k=
Distributable reserves133€43k€63k€63k€63k=
Profit (loss) carried forward14--€-758€41▲ 105%
Amounts payable17/49€40k€31k€12k€10k▼ 15.9%
Amounts payable within one year42/48€40k€31k€12k€10k▼ 15.4%
Financial debts43--€60€108▲ 79.5%
Credit institutions430/8--€60€108▲ 79.5%
Trade debts44€3k€8k€82€1k▲ 1,191%
Suppliers440/4€3k€8k€82€1k▲ 1,191%
Taxes, remuneration and social security45€28k€17k€9k€9k▼ 5.6%
Taxes450/3€28k€17k€9k€9k▼ 5.6%
Other amounts payable47/48€9k€5k€2k€0▼ 100%
Accrued charges and deferred income492/3-€119€124€54▼ 56.4%
Line2022202320242025Change
Profit (loss) for the period9904€44k€21k€-758€799▲ 205%
+ Depreciation and write-downs630€4k€8k€8k€9k▲ 8.3%
Operating cash flow (approximation)€48k€29k€7k€10k▲ 30.0%
Investment in fixed assets (approximation)-€-1k€0€-5k-
Change in cash-€-3k€-7k€161▲ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €799
Net result €799 after one loss-making year.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-758
Net result drops to €-758, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 4.91
Current ratio from 2.25 to 4.91; short-term debt falls from €31k to €12k.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
6,061 m²
Building footprint
1,472 m²
Volume, LiDAR
61,949 m³
Parcel 21372D0317/00L009, Brussels · tallest building 47.0 m, ±14 floors. Linked by address, not a title deed.
31 companies at this address See who is registered here
1 establishment unit
SMART TESTING SOLUTIONS
Genèvestraat 4, 1140 EvereRetail trade
since 20212.324.084.861
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21372D0317/00L009 Brussels 6,061 m² 1 · 1,472 m² 47.0 m · 14 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900DKZDGE9HENMA21
live in the LEI register

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,509 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management

Scores and ratios are computed by Checked and are not a credit decision.