SMART SIGNS

Active

Private limited companyfounded 20241 yr activeMondeolaan 2D, 3600 Genk, BelgiumKBO/BCE: BE 1015.215.064

Summary

SMART SIGNS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,225 and a net result of €80,225. Its solvency ranks better than 12% of 1215 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch Report Compare

SMART SIGNSActiveChecked score 65/100

Risk analysis Report Compare

Activity

Coating of metals

NACE 25510Manufacture of fabricated metal products, except machinery and equipment NACE 25610

1 site

Size

€678,959total assets 2025

Equity: €83,225
Profit: €80,225

Turnover not published (abridged schema)

Financial health

65 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.0%

Structure

Accounts 65 d early0 of 1 deed read

Why 65- Founded in 2024- Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)- Equity €83,225 (12.3% of total assets)+ Size: total assets €678,959Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 30% of its sector peers (NACE 25, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 37

equity 12.3% of total assets

Liquidity 9

short-term debt 87.7% · cash 6.1%

Profitability 84

return on assets 11.8%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,693 companies)

Last 24 months 11-2025: 1.8% 12-2025: 1.8%● 0.0% vs 11-2025 01-2026: 1.9%▲ +4.8% vs 12-2025 02-2026: 2.3%▲ +16.7% vs 01-2026 03-2026: 2.4%▲ +5.7% vs 02-2026 04-2026: 2.7%▲ +11.5% vs 03-2026 05-2026: 2.9%▲ +10.3% vs 04-2026highest value 06-2026: 0.9%▼ -68.1% vs 05-2026 07-2026: 0.9%▲ +1.5% vs 06-2026 08-2026: 0.9%▼ -1.4% vs 07-2026 09-2026: 0.9%▼ -0.6% vs 08-2026lowest value 10-2026: 1.0%▲ +5.3% vs 09-2026

Founded in 2024 raises the probability for this profile
Size: total assets €678,959 lowers the probability for this profile
Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25) raises the probability
Equity €83,225 (12.3% of total assets) raises the probability

Credit up to €5,000 at 30 days acceptable

Liquidity tight (current ratio 1.1; short-term debt: 87.7% and cash: 6.1% of total assets), and 87.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 25, micro). Better than this share of them on solvency 16%, liquidity 5%, profitability 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €678,959

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)

In the bankruptcy model this factor raises the probability.

KBO

Equity €83,225 (12.3% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1215 sector peers (2025).

NBB · sector comparison

Position among 1215 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

65 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-05-26 Annual accounts filedfiscal year 2025 · abbreviated…

Key points

Caution: Among the weakest 13% on solvencysector median 46.7% · 1,215 companies 12.3% View
Total assets 2025first fiscal year filed €678,959 View
Active since 2024founded 17-10-2024 1 years View