Losses
-€9,222 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
SMART SERVICES
Lifetime
8 annual accounts with figures on one time axispeak €46,142 (2022)
€4,348▼ 50.1%
lowest -€12,498 (2021)
-€7,426▼ €5,630
peak €12,278 (2023)
€2,836▼ 72.9%
€57,526▼ 12.4%
peak 2 FTE (2019)
-not published
Board13 names since 2018all names
8 directors and 7 others
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €8,722 to €4,348Loss of €7,426Appointment: (director) 05-05Equity from €10,482 to €2,836
Key points
from the 2025 annual accountsTurnover
≈ €20,000 estimated
The accounts state no turnover.
Debts
€57,526 95% of the balance sheet
Suppliers 15%Taxes and wages 8%Other 77%
Of this, €12,958 falls due within a year.
Liquidity
1.26 was 1.78 in 2024
Short-term debts fell from €15,583 to €12,958.
Filings
8 annual accounts since 2018
The last five annual accounts were filed 7 to 34 days before the end of the period.
Board
2 joined · 1 left
Board changed. Latest change 01-10-2026 · 9 in office.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 646 companies had the same profile as SMART SERVICES has now. Each dot stands for 2 companies, two years later.
86.1%
were still trading
5.7%
stopped another way
7.3%
went bankrupt
Another 0.9% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 646 companies, not a prediction for SMART SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
Director
Director
Director
Director
- 50 sharesdeed of 02-09-2021
Recent changes
Resignation: (director)
Appointment: (director) · General meeting of 30-09-2026 · Gazette deed
Appointment: (director)
General meeting of 01-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0687847091
Appointment: (director)
General meeting of 29-03-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SMART SERVICES Ottignies-Louvain-la-Neuve | €60,362 | €4,348 | 4.7% | - |
| De Lex Dessel | €46,238 | €2,705 | -7.5% | - |
| UP UP UP Wavre | €40,106 | €8,783 | -349.0% | - |
| MILLIS Walhain | €45,041 | €5,656 | 30.2% | - |
| Oh Granny and Co Jodoigne | €32,859 | €7,135 | -26.7% | - |
| Vercotra Grimbergen | €42,395 | €8,850 | 93.1% | - |
| MON COACH DE TRIATHLON Pepinster | €36,248 | €8,015 | 49.4% | - |
These companies have the same main activity as SMART SERVICES: other personal services (NACE 96999). They are comparable in size and age: total assets between €32,900 and €46,200, founded between 2013 and 2020.
Official details
Source: KBO- Status
- Active since 11-01-2018Normal situation
- Activity
- Other personal servicesNACE 96999and 1 other
- Establishment unit
- 2.271.708.0291340 Ottignies-Louvain-la-Neuve, since 11-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 10-11-2025
Annual accounts 2025
- €60,362▼ 20.7%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on SMART SERVICES
SMART SERVICES files the abbreviated format. That format states no turnover. The gross margin fell from €25,179 in 2018 to €4,348 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SMART SERVICES
- What is the company number of SMART SERVICES?
- The company number of SMART SERVICES is 0687.847.091. The VAT number is the same number with BE in front: BE 0687.847.091.
- Where is SMART SERVICES based?
- The registered office is at Avenue Reine Astrid 17, 1340 Ottignies-Louvain-la-Neuve.Company details
- What does SMART SERVICES do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of SMART SERVICES?
- SMART SERVICES is a private limited company (BV).
- When was SMART SERVICES founded?
- SMART SERVICES was founded on 11-01-2018.
- Is SMART SERVICES still active?
- Yes, SMART SERVICES is an active enterprise in the KBO register.
- How many employees does SMART SERVICES have?
- SMART SERVICES had an average of 1.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of SMART SERVICES?
- The turnover in financial year 2025 is ≈ €20,000. This figure is estimated from the gross margin of €4,348 and 33 comparable companies (NACE 969). It probably lies between €9,600 and €54,000. It is a rough estimate. In financial year 2024 turnover was €169,071.
- Is SMART SERVICES profitable?
- In financial year 2025, SMART SERVICES made a loss of €7,426.
- Where can I find the annual accounts of SMART SERVICES?
- SMART SERVICES filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SMART SERVICES due?
- SMART SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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