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Smart Plan

Active Risk: not assessed
Public limited companyfounded 2011active for 15 yearsLinthoutstraat 120, 1040 Etterbeek, BelgiumKBO/BCE: BE 0838.330.319
Summary

Smart Plan is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €334,311 and a net result of €232,457. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 89% of 1,844 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
1 site
Size
€383,216total assets 2025
Equity
€334,311
Profit
€232,457
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
  • BOUGARD KoenManaging director
  • MEURANT MarcManaging director
2025 accounts filed 76 days late1 of 3 deeds summarised
SignalsneutralA punctual record breaksShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
76 days late
2024
58 days early
2023
64 days early
2022
56 days early
2021
62 days early
2020
61 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €232,457
  3. Equity above €200,000equity €334,311 ▲228%

Key points

  • Positive: Equity rose in 2025from €101,854 to €334,311 ▲ 228% View
  • Positive: Among the best 11% on solvencysector median 38.5% · 1,844 companies 87.2% View
  • Caution: Latest accounts filed lateafter the legal deadline 76 days View

By topic

Financials

Financial year
2025
Total assets
€383,216
Profit
€232,457
Solvency
87.2%
Turnover▼ 10.4%
Net result
20182024
Go to Financials

Timeline

Events
20
Since
2013
Next accounts
by 31-07-2027
  1. 03-06-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 28-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other activities auxiliary to financial services, excluding insurance…NACE 66199
Founded
04-08-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
49
Annual meeting
Fourth Friday of May at 10:00
Purpose
“Toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilièr…” (deed in French)
Go to Articles of association

Key facts about Smart Plan

What is the company number of Smart Plan?
0838.330.319. In Belgium the VAT number is the company number with BE in front: BE 0838.330.319.
Where is Smart Plan based?
The registered office is at Linthoutstraat 120, 1040 Etterbeek.Company details
What does Smart Plan do?
According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
What is the legal form of Smart Plan?
Public limited company (NV).
When was Smart Plan founded?
On 04-08-2011.
Is Smart Plan still active?
Yes, Smart Plan is an active enterprise in the KBO register.
What is the turnover of Smart Plan?
€151,772 in financial year 2024, according to the filed annual accounts.Financials
Is Smart Plan profitable?
In financial year 2025, Smart Plan made a profit of €232,457.
Where can I find the annual accounts of Smart Plan?
Smart Plan filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Smart Plan due?
By 31-07-2027, for financial year 2026.Timeline

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