Smart Parking Solutions
ActiveSummary
The computed 12-month bankruptcy probability of Smart Parking Solutions is 1.7% (moderate). The 2025 annual accounts show negative equity (€-175k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27786 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.64 in 2024; short-term debt: 231.6% and cash: 1.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-261.7%
Return on assets
-17.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-175k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
23 d early
2023
23 d early
2022
on the day
2021
16 d late
2020
2 d early
2019
50 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-175k▼ 7.0%
2024 · €-163k
2018: €15k
2019: €15k
2020: €17k
2021: €19k
2022: €21k
2023: €-21k
2024: €-163k
2018 → 2025
Total assets
€67k▼ 39.3%
2024 · €110k
2018: €90k
2019: €58k
2020: €19k
2021: €141k
2022: €173k
2023: €183k
2024: €110k
2018 → 2025
Net result
€-11k▲ 92.0%
2024 · €-142k
2018: €5k
2019: €-341
2020: €2k
2021: €-13k
2022: €1k
2023: €-42k
2024: €-142k
2018 → 2025
Working capital
€-88k▼ 45.5%
2024 · €-61k
2018: €13k
2019: €15k
2020: €17k
2021: €71k
2022: €68k
2023: €68k
2024: €-61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€21k▲ 7.1%€-21k€-163k▼ 678%€-175k▼ 7.0%
Operating result€-13k-€3k€-40k€-142k▼ 253%€-11k▲ 92.4%
Net result€-13k-€1k€-42k€-142k▼ 242%€-11k▲ 92.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €142k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€227 ▼ 60.4%
Current assets
€66k ▼ 39.2%
Key figures and ratios
EBITDA
€-11k▲
2024 · €-141k
Cash flow
€-11k▲
2024 · €-141k
Solvency
-261.7%▼
2024 · -148.5%
Current ratio
0.43▼
2024 · 0.64
Quick ratio
0.26▼
2024 · 0.48
Debt to equity
-1.38▲
2024 · -1.67
ROA
-17.1%▲
2024 · -129.4%
Interest coverage
-18.98▲
2024 · -407.33
Debt
€241k▼
2024 · €273k
Debt ≤ 1 year
€154k▼
2024 · €170k
Debt > 1 year
€87k▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€67k▼
Fixed assets21/28€573€227▼
Tangible fixed assets22/27€573€227▼
Plant, machinery and equipment23€573€227▼
Furniture and vehicles24€0-
Current assets29/58€109k€66k▼
Stocks and contracts in progress3€27k€27k=
Stocks30/36€27k€27k=
Amounts receivable within one year40/41€79k€39k▼
Trade receivables40€75k€39k▼
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€3k€885▼
Equity and liabilities
Total equity and liabilities10/49€110k€67k▼
Equity10/15€-163k€-175k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-171k€-183k▼
Amounts payable17/49€273k€241k▼
Amounts payable after more than one year17€103k€87k▼
Other amounts payable178/9€103k€87k▼
Amounts payable within one year42/48€170k€154k▼
Trade debts44€63k€35k▼
Suppliers440/4€63k€35k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€7k€7k=
Other amounts payable47/48€96k€111k▲
Income statement
Code20242025
Non-recurring operating income76A-€350
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€731€346▼
Other operating charges640/8€45k€387▼
Gross operating margin9900€-97k€-10k▲
Operating profit (loss)9901€-142k€-11k▲
Financial income75/76B€8€9▲
Recurring financial income75€8€9▲
Financial charges65/66B€346€553▲
Recurring financial charges65€346€553▲
Profit (loss) for the period before taxes9903€-142k€-11k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-142k€-11k▲
Profit (loss) for the period to be appropriated9905€-142k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-171k€-183k▼
Profit (loss) brought forward from the previous period14P€-29k€-171k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-142k
Net result drops to €-142k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 10.72
Current ratio from 1.35 to 10.72; short-term debt falls from €43k to €2k.
19-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 50 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 5703061 BertemGround area
4,927 m²
Building footprint
1,297 m²
Volume, LiDAR
7,338 m³
Parcel 24061B0182/00Z000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Belwapro
since 20132.222.527.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24061B0182/00Z000 | Flanders | 4,927 m² | 1 · 1,297 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DANLEE & Co
BE 0887.043.026
Jodoigne · Eq €20,620
V&D ENERGY
BE 0799.247.435
Overijse · Eq €20,651
LM Aménagement
BE 0834.906.813
Seraing · Eq €20,656
Marc Hick Toiture
BE 1009.685.569
Plombières · Eq €20,566
NJ toiture
BE 0803.428.135
Jodoigne · Eq €20,562
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,033 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@smartparkingsolutions.be