SMART-ON
ActiveSMART-ON has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €12k. Equity is growing by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+28
Solvency93▲+31
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 1.34 in 2024; short-term debt: 31.9% and cash: 72.2% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
31.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
143 d early
2024
on the day
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€26k▲ 84.6%
2024 · €14k
2023: €13k
2024: €14k
2023 → 2025
Total assets
€38k▲ 0.4%
2024 · €37k
2023: €31k
2024: €37k
2023 → 2025
Net result
€12k▲ 1,135%
2024 · €950
2023: €11k
2024: €950
2023 → 2025
Working capital
€20k▲ 156%
2024 · €8k
2023: €5k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€14k▲ 7.4%€26k▲ 84.6%
Operating result€14k-€3k▼ 80.6%€16k▲ 503%
Net result€11k-€950▼ 91.3%€12k▲ 1,135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 503% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€5k▼ 11.2%
Current assets
€32k▲ 2.6%
Equity and liabilities €38k
Equity
€26k▲ 84.6%
Debt
€12k▼ 49.2%
The debt ratio falls from 62.9% to 31.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €5k
Cash flow
€14k▲
2024 · €3k
Solvency
68.1%▲
2024 · 37.1%
Current ratio
2.70▲
2024 · 1.34
Quick ratio
2.70▲
2024 · 1.34
Debt / equity
0.47▼
2024 · 1.70
ROE
45.8%▲
2024 · 6.8%
ROA
31.2%▲
2024 · 2.5%
Interest coverage
65.57▲
2024 · 35.49
Debt
€12k▼
2024 · €24k
Debt ≤ 1 year
€12k▼
2024 · €24k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€38k▲
Fixed assets21/28€6k€5k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€1k€949▼
Current assets29/58€31k€32k▲
Amounts receivable within one year40/41€12k€5k▼
Trade receivables40€12k€4k▼
Other amounts receivable41-€901
Cash at bank and in hand54/58€18k€27k▲
Deferred charges and accrued income490/1€2k€195▼
Equity and liabilities
Total equity and liabilities10/49€37k€38k▲
Equity10/15€14k€26k▲
Contributions10/11€2k€2k=
Reserves13€12k€24k▲
Distributable reserves133€12k€24k▲
Amounts payable17/49€24k€12k▼
Amounts payable within one year42/48€24k€12k▼
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€9k€9k▲
Other amounts payable47/48€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€867€1k▲
Gross operating margin9900€6k€20k▲
Operating profit (loss)9901€3k€16k▲
Financial income75/76B€6€11▲
Recurring financial income75€6€11▲
Financial charges65/66B€135€284▲
Recurring financial charges65€135€284▲
Profit (loss) for the period before taxes9903€3k€16k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€950€12k▲
Profit (loss) for the period to be appropriated9905€950€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€950€12k▲
Transfer to equity691/2€950€12k▲
To other reserves6921€950€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €12k ▲1135%
Operating result €16k, net result €12k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.70
Current ratio from 1.34 to 2.70; short-term debt falls from €24k to €12k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €950 ▼91.3%
Net result drops to €950, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Puttenhoflaan 82970 SchildeGround area
306 m²
Building footprint
81 m²
Volume, LiDAR
672 m³
Parcel 11922C0157/00Z000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SMART-ON
since 20232.345.253.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0157/00Z000 | Flanders | 306 m² | 1 · 81 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.