Smart Ohm

Active

Private limited companyfounded 20196 yrs activeRue de la Limite 95, 1490 Court-Saint-Etienne, BelgiumKBO/BCE: BE 0739.661.523

The computed 12-month bankruptcy probability of Smart Ohm is 2.2% (moderate). The 2025 annual accounts show equity of €17k and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 27407 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

60 / 100

Healthy▼ -26 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency17▼-33

Growth78=

Stability100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.04 against 1.43 in 2024), and 92.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

7.2%

Return on assets

13.9%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27407 sector peers (2025).

NBB · sector comparison

Position among 27407 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

3 d early

2024

61 d late

2023

48 d late

2022

29 d late

2021

46 d late

2020

26 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€17k▼ 74.2%

2024 · €65k

2020: €3k 2021: €13k 2022: €6k 2023: €25k 2024: €65k

2020 → 2025

Total assets

€232k▼ 4.4%

2024 · €242k

2020: €100k 2021: €128k 2022: €111k 2023: €158k 2024: €242k

2020 → 2025

Net result

€32k▼ 18.1%

2024 · €39k

2020: €550 2021: €10k 2022: €-7k 2023: €20k 2024: €39k

2020 → 2025

Working capital

€7k▼ 88.1%

2024 · €59k

2020: €6k 2021: €12k 2022: €7k 2023: €23k 2024: €59k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€13k-€6k▼ 53.7%€25k▲ 332%€65k▲ 154%€17k▼ 74.2%

Operating result€17k-€-1k€28k€60k▲ 115%€46k▼ 24.2%

Net result€10k-€-7k€20k€39k▲ 101%€32k▼ 18.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 24% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €232k

18.0%

82.0%

Fixed assets €42k▼ 10.8%

Current assets €190k▼ 2.9%

Equity and liabilities €232k

92.8%

Equity €17k▼ 74.2%

Debt €215k▲ 20.9%

The debt ratio rises from 73.4% to 92.8%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€61k▼

2024 · €73k

Cash flow

€47k▼

2024 · €51k

Solvency

7.2%▼

2024 · 26.6%

Current ratio

1.04▼

2024 · 1.43

Quick ratio

0.91▼

2024 · 1.26

Debt / equity

12.91▲

2024 · 2.75

ROE

192.8%▲

2024 · 60.7%

ROA

13.9%▼

2024 · 16.2%

Interest coverage

11.92▼

2024 · 27.18

Debt

€215k▲

2024 · €178k

Debt ≤ 1 year

€183k▲

2024 · €136k

Debt > 1 year

€32k▼

2024 · €41k

Income taxes

€10k▼

2024 · €19k

Staff costs

€152k▲

2024 · €101k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€242k€232k▼

Fixed assets21/28€47k€42k▼

Intangible fixed assets21€30k€24k▼

Tangible fixed assets22/27€13k€11k▼

Furniture and vehicles24€13k€11k▼

Financial fixed assets28€4k€7k▲

Current assets29/58€196k€190k▼

Stocks and contracts in progress3€24k€24k=

Stocks30/36€24k€24k=

Amounts receivable within one year40/41€151k€121k▼

Trade receivables40€126k€73k▼

Other amounts receivable41€26k€49k▲

Cash at bank and in hand54/58€18k€43k▲

Deferred charges and accrued income490/1€2k€1k▼

Equity and liabilities

Total equity and liabilities10/49€242k€232k▼

Equity10/15€65k€17k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€62k€14k▼

Amounts payable17/49€178k€215k▲

Amounts payable after more than one year17€41k€32k▼

Financial debts170/4€41k€32k▼

Amounts payable within one year42/48€136k€183k▲

Current portion of amounts payable after more than one year42€9k€9k▲

Financial debts43-€613

Credit institutions430/8-€613

Trade debts44€84k€56k▼

Suppliers440/4€84k€56k▼

Taxes, remuneration and social security45€43k€49k▲

Taxes450/3€22k€21k▼

Remuneration and social security454/9€21k€28k▲

Other amounts payable47/48-€68k

Income statement Code20242025

Remuneration, social security and pensions62€101k€152k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲

Other operating charges640/8€4k€3k▼

Gross operating margin9900€177k€216k▲

Operating profit (loss)9901€60k€46k▼

Financial income75/76B€0€2k▲

Recurring financial income75€0€2k▲

Financial charges65/66B€3k€5k▲

Recurring financial charges65€3k€5k▲

Profit (loss) for the period before taxes9903€58k€43k▼

Income taxes67/77€19k€10k▼

Profit (loss) for the period9904€39k€32k▼

Profit (loss) for the period to be appropriated9905€39k€32k▼

Appropriation of the result

Profit (loss) to be appropriated9906€62k€94k▲

Profit (loss) brought forward from the previous period14P€23k€62k▲

Profit to be distributed694/7-€80k

Return on contributions (dividend)694-€80k

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Highest result since 2020net €39k ▲101%

Operating result €60k, net result €39k, both a record.

17-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 48 days late

2023

31-12

Financial Back to profitnet €20k

Net result €20k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

31-12

Financial Weakest financial yearnet €-7k ▼171%

Net result drops to €-7k, the lowest in the series; recovery starts the following year.

15-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 46 days late

2021

26-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 26 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Court-Saint-Etienne · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Limite 951490 Court-Saint-Etienne

Ground area

56 m²

Building footprint

83 m²

Volume, LiDAR

665 m³

Parcel 25023A0012/00X004, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Smart Ohm

Rue de la Limite 95, 1490 Court-Saint-EtienneManufacture of other builders' carpentry and joinery

since 20192.298.217.238

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25023A0012/00X004	Wallonia	56 m²	1 · 83 m²	10.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

11 categories

Smart Ohm SRL41934

category D1, class 1 · category D10, class 1 · category D11, class 1 · category D16, class 1 · category D17, class 1 · category D18, class 1 · category D29, class 1 · category D4, class 1 · category D5, class 1 · category D8, class 1 · category P1, class 1

decision 14-04-2022