SMART LINE

Active

Private limited company (pre-2019)founded 200125 yrs activeKlokkehofstraat 11, 3720 Hasselt, BelgiumKBO/BCE: BE 0474.814.802

SMART LINE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15k and a net result of €-41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

27 / 100

Weak▼ -59 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-100

Solvency22▼-51

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.15 against 1.68 in 2023), and 89.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

10.6%

Return on assets

-30%

Age of the figures

27 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8969 sector peers (2024).

NBB · sector comparison

Position among 8969 sector peers

Solvency

better than 18%

← weakest strongest →

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 227 days later.

NBB · 10 filings

Position against the passed deadline

30-06-2025 close31-01-2026 deadline15-09-2026 today

Filed more than 90 days late

The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 30-05-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

119 d late

2023

492 d late

2021

4 d early

2020

2 d late

2019

11 d early

2018

14 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€15k▼ 73.8%

2023 · €56k

2019: €-3k 2020: €-10k 2021: €22k 2023: €56k

2019 → 2024

Total assets

€138k▼ 8.0%

2023 · €150k

2019: €364k 2020: €351k 2021: €68k 2023: €150k

2019 → 2024

Net result

€-41k

2023 · €15k

2019: €-36k 2020: €-6k 2021: €31k 2023: €15k

2019 → 2024

Working capital

€16k▼ 69.1%

2023 · €51k

2019: €-30k 2020: €-31k 2021: €2k 2023: €51k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20192020202120232024Trend

Equity€-3k-€-10k▼ 175%€22k€56k▲ 159%€15k▼ 73.8%

Operating result€-27k-€2k€43k▲ 1,831%€15k▼ 64.2%€-40k

Net result€-36k-€-6k▲ 82.8%€31k€15k▼ 52.5%€-41k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €40k after €15k in 2023, the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €138k

15.1%

84.9%

Fixed assets €21k▼ 15.8%

Current assets €117k▼ 6.5%

Equity and liabilities €138k

11%

89.4%

Equity €15k▼ 73.8%

Debt €124k▲ 31.2%

The debt ratio rises from 62.7% to 89.4%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-24k▼

2023 · €26k

Cash flow

€-25k▼

2023 · €26k

Solvency

10.6%▼

2023 · 37.3%

Current ratio

1.15▼

2023 · 1.68

Quick ratio

1.15▼

2023 · 1.68

Debt / equity

8.42▲

2023 · 1.68

ROE

-282.3%▼

2023 · 26.4%

ROA

-30.0%▼

2023 · 9.9%

Interest coverage

-26.33▼

2023 · 261.43

Debt

€124k▲

2023 · €94k

Debt ≤ 1 year

€102k▲

2023 · €75k

Income taxes

€597▲

2023 · €452

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€150k€138k▼

Fixed assets21/28€25k€21k▼

Intangible fixed assets21€5k€1k▼

Tangible fixed assets22/27€19k€19k▼

Land and buildings22€2k€2k▼

Plant, machinery and equipment23€5k€4k▼

Furniture and vehicles24€12k€13k▲

Financial fixed assets28€1k€1k=

Current assets29/58€126k€117k▼

Amounts receivable after more than one year29-€752

Other amounts receivable291-€752

Amounts receivable within one year40/41€66k€65k▼

Trade receivables40€66k€65k▼

Other amounts receivable41€272€403▲

Cash at bank and in hand54/58€59k€50k▼

Deferred charges and accrued income490/1-€2k

Equity and liabilities

Total equity and liabilities10/49€150k€138k▼

Equity10/15€56k€15k▼

Contributions10/11€7k€7k=

Reserves13€21k€21k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Tax-exempt reserves132€19k€19k=

Profit (loss) carried forward14€28k€-13k▼

Amounts payable17/49€94k€124k▲

Amounts payable within one year42/48€75k€102k▲

Trade debts44€28k€38k▲

Suppliers440/4€28k€38k▲

Taxes, remuneration and social security45€20k€26k▲

Taxes450/3€14k€14k▲

Remuneration and social security454/9€6k€12k▲

Other amounts payable47/48€26k€38k▲

Accrued charges and deferred income492/3€20k€22k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲

Other operating charges640/8€447€571▲

Gross operating margin9900€27k€-23k▼

Operating profit (loss)9901€15k€-40k▼

Financial income75/76B-€36

Recurring financial income75-€36

Financial charges65/66B€100€896▲

Recurring financial charges65€100€896▲

Profit (loss) for the period before taxes9903€15k€-41k▼

Income taxes67/77€452€597▲

Profit (loss) for the period9904€15k€-41k▼

Profit (loss) for the period to be appropriated9905€15k€-41k▼

Appropriation of the result

Profit (loss) to be appropriated9906€28k€-13k▼

Profit (loss) brought forward from the previous period14P€14k€28k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

2025

06-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 492 days late

30-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 119 days late

2024

30-06

Financial Weakest financial yearnet €-41k ▼379%

Net result drops to €-41k, the lowest in the series.

2022

27-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-06

Financial Back to profitnet €31k

Net result €31k after 2 loss-making years.

02-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 2 days late

2020

20-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

17-01

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

25-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

01-02

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 1 day late

2016

26-02

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 26 days late

2015

13-02

NBB filing Annual accounts filed

fiscal year 2014 · abbreviated schema · 13 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hasselt · 2 establishment units since 2001

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Klokkehofstraat 113720 Hasselt

Ground area

1,777 m²

Building footprint

894 m²

Volume, LiDAR

4,315 m³

2 parcels, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

HOLT 91

Klokkehofstraat 11, 3720 HasseltNACE 36100

since 20012.093.249.607

Il Fornino

Dooistraat 38, 3590 DiepenbeekFood and beverage service activities

since 20192.286.479.941

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71403G0690/00B003	Flanders	1,262 m²	1 · 702 m²	12.2 m · 1 fl.
73040C0847/00R002	Flanders	515 m²	1 · 191 m²	10.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Hasselt2.093.249.607

1 permission

Toelating · Traiteur · since 29-01-2025

Similar companies · same sector, comparable size

DIRECT SEARCH BELGIUM

BE 0550.923.772

Elsene · Eq €15k

Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 4,275 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded14-05-2001

Fiscal year end30-06

Activities, NACEBEL

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.