Summary
The computed 12-month bankruptcy probability of Smart Leap is 3.7% (moderate). The 2025 annual accounts show equity of €3,416 and a net result of -€2,285. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
- Equity
- €3,416
- Loss
- -€2,285
- Bankruptcy chance 12 m
- 3.7%
Signals- Young company- No NACE activity registered- Annual accounts: weaker financial profile- Persistent lossesFiled after the deadlineShow the evidence
Checked score
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €3,416Loss -€2,285Solvency 100.0%
Financials · fiscal year 2025, micro schema
Trend over the years
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Result per fiscal year
Key figures and ratios
Peer companies
Historical observationOf the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €685 | €944 | ▲ 37.9% |
| Gross operating margin9900 | -€2,563 | -€1,283 | ▲ 50.0% |
| Operating profit (loss)9901 | -€3,248 | -€2,227 | ▲ 31.4% |
| Financial charges65/66B | €51 | €58 | ▲ 13.7% |
| Recurring financial charges65 | €51 | €58 | ▲ 13.7% |
| Profit (loss) for the period before taxes9903 | -€3,299 | -€2,285 | ▲ 30.7% |
| Profit (loss) for the period9904 | -€3,299 | -€2,285 | ▲ 30.7% |
| Profit (loss) for the period to be appropriated9905 | -€3,299 | -€2,285 | ▲ 30.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €5,701 | €3,416 | ▼ 40.1% |
| Current assets29/58 | €5,701 | €3,416 | ▼ 40.1% |
| Amounts receivable within one year40/41 | €507 | €106 | ▼ 79.1% |
| Other amounts receivable41 | €507 | €106 | ▼ 79.1% |
| Current investments50/53 | €5,194 | €3,310 | ▼ 36.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €5,701 | €3,416 | ▼ 40.1% |
| Equity10/15 | €5,701 | €3,416 | ▼ 40.1% |
| Contributions10/11 | €9,000 | €9,000 | = |
| Profit (loss) carried forward14 | -€3,299 | -€5,584 | ▼ 69.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€3,299 | -€2,285 | ▲ 30.7% |
| Operating cash flow (approximation) | -€3,299 | -€2,285 | ▲ 30.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline
2 eventsLatest 30-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Company details
Private limited company · founded 10-10-2023Year ends 31-12Peppol reachable1 site
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45009B0049/00V000 | Flanders | 232 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Go further with this company
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.