Smart Inn
ActiveSmart Inn has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €-242k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-2
Solvency27▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 1.79 against 1.92 in 2024; short-term debt: 55.8% and cash: 0.3% of total assets), but 98.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-242k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 679 sector peers (2025).
NBB · sector comparisonPosition among 679 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-11-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
4 d late
2023
6 d late
2022
on the day
2021
10 d late
2020
18 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€261k▼ 48.1%
2024 · €503k
2019: €6k
2020: €-11k
2021: €-32k
2022: €27k
2023: €670k
2024: €503k
2019 → 2025
Total assets
€13.43M▼ 3.9%
2024 · €13.97M
2019: €4.03M
2020: €4.87M
2021: €5.42M
2022: €7.76M
2023: €13.12M
2024: €13.97M
2019 → 2025
Net result
€-242k▼ 45.0%
2024 · €-167k
2019: €-275
2020: €-17k
2021: €-20k
2022: €58k
2023: €-7k
2024: €-167k
2019 → 2025
Working capital
€5.93M▼ 11.3%
2024 · €6.68M
2019: €-3.19M
2020: €-4.58M
2021: €-5.40M
2022: €-7.62M
2023: €-5.50M
2024: €6.68M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-32k-€27k€670k▲ 2,422%€503k▼ 24.9%€261k▼ 48.1%
Operating result€-20k-€68k€-6k€-31k▼ 402%€41k
Net result€-20k-€58k€-7k€-167k▼ 2,414%€-242k▼ 45.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €41k after a loss of €31k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.43M
Fixed assets
€600=
Current assets
€13.43M▼ 3.9%
Equity and liabilities €13.43M
Equity
€261k▼ 48.1%
Debt
€13.17M▼ 2.3%
The debt ratio rises from 96.4% to 98.1%. Equity and debt are lower.
Key figures and ratios
Solvency
1.9%▼
2024 · 3.6%
Current ratio
1.79▼
2024 · 1.92
Quick ratio
1.79▼
2024 · 1.92
Debt / equity
50.40▲
2024 · 26.77
ROE
-92.6%▼
2024 · -33.2%
ROA
-1.8%▼
2024 · -1.2%
Debt
€13.17M▼
2024 · €13.47M
Debt ≤ 1 year
€7.50M▲
2024 · €7.29M
Debt > 1 year
€5.67M▼
2024 · €6.12M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13.97M€13.43M▼
Fixed assets21/28€600€600=
Tangible fixed assets22/27€0-
Financial fixed assets28€600€600=
Current assets29/58€13.97M€13.43M▼
Amounts receivable after more than one year29€13.37M€12.82M▼
Trade receivables290€13.37M€12.82M▼
Amounts receivable within one year40/41€386k€569k▲
Trade receivables40€382k€568k▲
Other amounts receivable41€4k€677▼
Cash at bank and in hand54/58€214k€35k▼
Equity and liabilities
Total equity and liabilities10/49€13.97M€13.43M▼
Equity10/15€503k€261k▼
Contributions10/11€656k€656k=
Outside capital11€656k€656k=
Other1109/19€656k€656k=
Profit (loss) carried forward14€-153k€-395k▼
Amounts payable17/49€13.47M€13.17M▼
Amounts payable after more than one year17€6.12M€5.67M▼
Financial debts170/4€6.12M€5.67M▼
Amounts payable within one year42/48€7.29M€7.50M▲
Current portion of amounts payable after more than one year42€453k€550k▲
Trade debts44€27k€23k▼
Suppliers440/4€27k€23k▼
Other amounts payable47/48€6.81M€6.92M▲
Accrued charges and deferred income492/3€63k-
Income statement
Code20242025
Gross operating margin9900€-31k€41k▲
Operating profit (loss)9901€-31k€41k▲
Financial income75/76B€73-
Recurring financial income75€73-
Financial charges65/66B€136k€282k▲
Recurring financial charges65€136k€282k▲
Profit (loss) for the period before taxes9903€-167k€-242k▼
Profit (loss) for the period9904€-167k€-242k▼
Profit (loss) for the period to be appropriated9905€-167k€-242k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-153k€-395k▼
Profit (loss) brought forward from the previous period14P€14k€-153k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
31-03
Financial
Weakest financial yearnet €-242k
Net result drops to €-242k, the lowest in the series.
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
31-03
Financial
Liquidity times 49current ratio 1.92
Current ratio from 0.04 to 1.92.
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 6 days late
31-03
Financial
Equity above €500kEq €670k ▲2422%
Equity rises from €27k to €670k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €58k
Net result €58k after 3 loss-making years.
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelzanglaan 338420 De HaanGround area
1,182 m²
Building footprint
146 m²
Volume, LiDAR
1,045 m³
Parcel 35007A0365/00E002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smart Inn
since 20172.269.655.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0365/00E002 | Flanders | 1,182 m² | 1 · 146 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RMB Invest
BE 0771.801.482
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HOTEL LA LOUVE
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BELUPA
BE 0872.294.571
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Storme fils
BE 0401.259.801
Mouscron · Eq €260k
PDP CONSULTANCY
BE 0435.146.453
Gent · Eq €260k
Of 2,395 companies in sector 55100 we hold annual accounts for 1,516. 1,118 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2017
Fiscal year end31-03
Activities, NACEBEL
55100Hotels and similar accommodation
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.