SMART IMPACT
ActiveSMART IMPACT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €585k and a net result of €116k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▼-1
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 23.3 against 3.27 in 2023), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.8%
Return on assets
18.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
49 d early
2022
43 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€116k▲ 4.0%
2023 · €111k
2021: €316k
2022: €142k
2023: €111k
2021 → 2024
Working capital
€568k▲ 29.7%
2023 · €438k
2021: €267k
2022: €422k
2023: €438k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€326k-€468k▲ 43.7%€470k▲ 0.3%€585k▲ 24.6%
Operating result€462k-€210k▼ 54.6%€149k▼ 29.1%€107k▼ 27.7%
Net result€316k-€142k▼ 54.9%€111k▼ 21.9%€116k▲ 4.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 28% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €611k
Fixed assets
€17k▼ 45.4%
Current assets
€594k▼ 5.9%
Equity and liabilities €611k
Equity
€585k▲ 24.6%
Debt
€25k▼ 86.8%
The debt ratio falls from 29.1% to 4.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€122k▼
2023 · €163k
Cash flow
€130k▲
2023 · €126k
Solvency
95.8%▲
2023 · 70.9%
Current ratio
23.30▲
2023 · 3.27
Quick ratio
23.30▲
2023 · 3.27
Debt / equity
0.04▼
2023 · 0.41
ROE
19.8%▼
2023 · 23.7%
ROA
18.9%▲
2023 · 16.8%
Interest coverage
195.49▲
2023 · 185.47
Debt
€25k▼
2023 · €193k
Debt ≤ 1 year
€25k▼
2023 · €193k
Income taxes
€30k▼
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€662k€611k▼
Fixed assets21/28€32k€17k▼
Tangible fixed assets22/27€32k€17k▼
Furniture and vehicles24€32k€17k▼
Financial fixed assets28€150€150=
Current assets29/58€630k€594k▼
Amounts receivable within one year40/41€326k€64k▼
Trade receivables40€111k€53k▼
Other amounts receivable41€215k€11k▼
Current investments50/53€266k€87k▼
Cash at bank and in hand54/58€32k€436k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€662k€611k▼
Equity10/15€470k€585k▲
Contributions10/11€10k€10k=
Reserves13€455k€575k▲
Distributable reserves133€455k€575k▲
Profit (loss) carried forward14€5k€367▼
Amounts payable17/49€193k€25k▼
Amounts payable within one year42/48€193k€25k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€79k€19k▼
Taxes450/3€73k€19k▼
Remuneration and social security454/9€6k-
Other amounts payable47/48€111k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€179-
Gross operating margin9900€164k€123k▼
Operating profit (loss)9901€149k€107k▼
Financial income75/76B€639€39k▲
Recurring financial income75€639€39k▲
Financial charges65/66B€879€623▼
Recurring financial charges65€879€623▼
Profit (loss) for the period before taxes9903€148k€146k▼
Income taxes67/77€37k€30k▼
Profit (loss) for the period9904€111k€116k▲
Profit (loss) for the period to be appropriated9905€111k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€120k▲
Profit (loss) brought forward from the previous period14P€3k€5k▲
Transfer to equity691/2-€120k
To other reserves6921-€120k
Profit to be distributed694/7€110k-
Return on contributions (dividend)694€110k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 23.30
Current ratio from 3.27 to 23.30; short-term debt falls from €193k to €25k.
31-12
Financial
Equity above €500kEq €585k ▲24.6%
4 profitable years in a row build equity to €585k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €111k ▼21.9%
Net result drops to €111k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Victor Tahonlaan 31160 OudergemGround area
124 m²
Building footprint
136 m²
Volume, LiDAR
966 m³
Parcel 21332C0056/00F019, Brussels · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMART IMPACT
since 20202.308.240.110
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332C0056/00F019 | Brussels | 124 m² | 1 · 136 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HEH
BE 0778.995.221
Waremme · Eq €585k
BUESO
BE 0500.602.152
Poperinge · Eq €585k
MIMA
BE 0479.190.688
As · Eq €586k
CDW
BE 0756.500.723
Duffel · Eq €586k
KRYVANWOOD
BE 0479.238.396
Anzegem · Eq €586k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 33,238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.