Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SMART IMPACT is 1.1% (low). The 2022 annual accounts show equity of €468k and a net result of €142k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Trust signals
3 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.1%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€142k-54.9%
Working capital€422k+58.0%
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2024 · micro
€224k
-52.6%
far above sector median
€142k
-54.9%
far above sector median
€156k
-52.1%
far above sector median
€603k
+23.8%
+31% vs sector
€468k
+43.7%
+83% vs sector
€422k
+58.0%
+68% vs sector
0
-50.0%
-94% vs sector
€6k
+41.2%
-94% vs sector
€66k
-54.5%
far above sector median
€134k
-16.5%
-40% vs sector
€134k
-16.5%
+4% vs sector
4.15
+55.7%
+17% vs sector
4.15
+55.7%
+17% vs sector
77.7%
+16.0%
+4% vs sector
0.29
-41.9%
+43% vs sector
30.4%
-68.6%
far above sector median
23.6%
-63.6%
far above sector median
153.24
-66.6%
far above sector median
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €224k |
| Net profit | €142k |
| Cash flow | €156k |
| Staff costs | €6k |
| Income taxes | €66k |
| Dividends | - |
| Total assets | €603k |
| Equity | €468k |
| Debt | €134k |
| of which ≤ 1y | €134k |
| of which > 1y | - |
| Working capital | €422k |
| Employees (FTE) | 0.1 |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 4.15 |
| Quick ratio | 4.15 |
| Working capital ratio | 70.0% |
| Solvency | 77.7% |
| Debt / equity | 0.29 |
| Long-term debt ratio | - |
| Interest coverage | 153.24 |
| Gross margin | - |
| Net margin | - |
| ROA | 23.6% |
| ROE | 30.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €603k |
| Fixed assets | 21/28 | €46k |
| Tangible fixed assets | 22/27 | €46k |
| Financial fixed assets | 28 | €347 |
| Current assets | 29/58 | €556k |
| Amounts receivable within one year | 40/41 | €97k |
| Cash & bank | 54/58 | €452k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €603k |
| Equity | 10/15 | €468k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €455k |
| Accumulated profits (losses) | 14 | €3k |
| Amounts payable | 17/49 | €134k |
| Amounts payable within one year | 42/48 | €134k |
| Trade debts payable within one year | 44 | €11k |
| Income statement | ||
| Gross operating margin | 9900 | €231k |
| Operating result | 9901 | €210k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €208k |
| Income taxes | 67/77 | €66k |
| Net result for the period | 9904 | €142k |
| Result to be appropriated | 9905 | €142k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2022 · computed93
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationSMART IMPACT
since 20202.308.240.110
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area124 m²
Buildings1
Building footprint136 m²
Volume (LiDAR)966 m³
Tallest building9.0 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332C0056/00F019 | Brussels | 124 m² | 1 · 136 m² | 9.0 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Exceptional profile, strong across almost every axis.
Health
93
Profitability
100
Solvency
100
Growth
52
Stability
94
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Credit advice
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | SMART IMPACT |
Registered office
Victor Tahonlaan 3
1160 Oudergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.