Financials
- Fiscal year
- 2025
- Total assets
- €128,036
- Profit
- €91,086
- Solvency
- 73.5%
Smart Fellows
ActiveSummary
Smart Fellows has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,086 and a net result of €91,086. Its solvency ranks better than 67% of 2095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100NACE 63110
1 site
Size
€128,036total assets 2025
- Equity
- €94,086
- Profit
- €91,086
Turnover not published (abridged schema)
Structure
Accounts 53 d early0 of 1 deed read
Why 97- Founded in 2023+ Liquidity: current ratio 3.05, cash €77,021+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)+ Equity €94,086 (73.5% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 63, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
98
equity 73.5% of total assets
Liquidity
90
short-term debt 26.5% · cash 60.2%
Profitability
100
return on assets 71.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.8%
10-2025: 0.8%▲ +0.2% vs 09-2025
11-2025: 0.9%▲ +8.9% vs 10-2025
12-2025: 1.0%▲ +5.1% vs 11-2025highest value
01-2026: < 0.1%▼ -95.2% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%● 0.0% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%● 0.0% vs 05-2026lowest value
07-2026: < 0.1%● 0.0% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 3.05, cash €77,021 lowers the probability
- Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63) lowers the probability
- Founded in 2023 raises the probability for this profile
- Equity €94,086 (73.5% of total assets) lowers the probability
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.05; short-term debt: 26.5% and cash: 60.2% of total assets), and 26.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 63, micro). Better than this share of them on solvency 68%, liquidity 79%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
53 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 09-12-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computing infrastructure, data processing, hosting and related activitiesNACE 63100
- Founded
- 12-12-2023
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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