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SMART DESIGN

Active
Private limited companyfounded 1997active for 28 yearsRue Florémond 67, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0462.253.795

From the official registers: KBO 28 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SMART DESIGN has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€119,847) and a net result of -€8,614. Equity has been shrinking by about 20% per year since 2018. Its solvency ranks better than 5% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 24-12-1997 Normal situation
Activity
Computer programming NACE 62100and 1 other
Establishment unit
2.084.921.463 1380 Lasne, since 08-01-1998
Financial year end
31 December
Peppol
Reachable since 13-01-2026

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
-€7,087
▼ 55.7%
Loss
€8,614
▲ 8.9%
Equity
-€119,847
▼ 7.7%
Total assets
€1,417
▼ 82.3%
Turnover not published (micro format)
Filed on 06-07-2026, 25 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€119,847Loss of €8,614, the second in a row (financial year 2025)lowers riskSize: total assets €1,417Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies in computer programming and consultancy (NACE 62)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -8457.8% of total assets
Liquidity 50=
short-term debt 8557.8% · cash 39.8%
Profitability 0=
return on assets -607.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.4%▼ -0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.4 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 25% on liquidity, 5% on profitability and 32% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1,417
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€119,847
NBB · annual accounts
raises risk · Loss of €8,614, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€119,847
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 days early
2024
27 days late
2023
19 days late
2022
25 days early
2021
19 days early
2020
30 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€119,847 View
  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€8,614 View
  • Caution: Lower solvency than 95% of companies in computer programming and consultancysector median 60.0% · 21,130 companies -8457.8% View
  • New directorlatest change 17-04-2026 · 1 in office 1 joined View

Comparable companies

These companies have the same main activity as SMART DESIGN: computer programming (NACE 62100). They are comparable in size and age: total assets between €1,270 and €2,210, founded between 1990 and 2004.

CompanyTotal assetsGross margin
SMART DESIGN Chaumont-Gistoux€1,417-€7,087
URANUS TECHNOLOGIES Ukkel€1,272-€1,598
Etudes et Recherche en Informatique Médicale Lasne€1,495-€7,336
DOTPARALAX Buggenhout€1,710-€557
WETIS Jette€2,055€77
A-spine Aarschot€2,208-€270
GINGERUP Perwez€2,093-€19,879
Full comparison

Documents

Annual accounts at the NBB

All 28 annual accounts

Articles and registers

Key facts about SMART DESIGN

What is the company number of SMART DESIGN?
The company number of SMART DESIGN is 0462.253.795. The VAT number is the same number with BE in front: BE 0462.253.795.
Where is SMART DESIGN based?
The registered office is at Rue Florémond 67, 1325 Chaumont-Gistoux.Company details
What does SMART DESIGN do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of SMART DESIGN?
The legal form of SMART DESIGN is Private limited company (BV).
When was SMART DESIGN founded?
SMART DESIGN was founded on 24-12-1997.
Is SMART DESIGN still active?
Yes, SMART DESIGN is an active enterprise in the KBO register.
What is the turnover of SMART DESIGN?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is SMART DESIGN profitable?
In financial year 2025, SMART DESIGN made a loss of €8,614.
Where can I find the annual accounts of SMART DESIGN?
SMART DESIGN filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SMART DESIGN due?
SMART DESIGN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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