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SMART CONNECT

Active Private limited company (pre-2019)founded 2014active for 11 yearsLage Vosbergstraat 3, 2840 RumstKBO/BCE: BE 0567.991.418 subsidiary of LH Consult Comm.V#7 company by total assets in Rumst, Telecoms and IT sector

Lifetime

11 annual accounts with figures on one time axis
peak €545,669 (2024)
€514,167▼ 5.8%
peak €371,041 (2024)
€349,302▼ 5.9%
peak €142,991 (2025)
€142,991▲ 2.4%
€609,260▼ 21.2%
peak 2 FTE (2015)
-not published
Board2 names since 2014
2 directorsLH Consult CommV and 1 other
Owners2 names in the annual accounts
  
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Dividend €340,000Debts from €773,470 to €609,260

Key points

from the 2025 annual accounts

Equity

€142,991 ▲ 2.4%
139,6882024+349,302Profit-340,000Dividend-6,000Other142,9912025

SMART CONNECT paid out €340,000 in dividends. That is 97% of the 2025 profit.

Debts

€609,260 81% of the balance sheet
Suppliers 23%Taxes and wages 21%Other 56%

Of this, €607,510 falls due within a year.

Filings

11 annual accounts since 2015
AprilJune31 JulyOctober201520202025

Four of the last ten came late. The 2019 accounts came latest: 60 days after the end of the period.

Checked score

92
Excellent
Financially stronger than 50% of micro companies in telecommunications (NACE 61)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.8% across 527 companies (NACE 61, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

44+4equity 19.0% of total assets
34+10short-term debt 80.8% · cash 22.3%
100=return on assets 46.4%

Score breakdown

raises risk
Sector: Telecommunications (NACE 61)
lowers risk
Size: total assets €752,251
Figures for financial year 2025 (filed on 22-07-2026)
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 61, micro). It does better than 31% of them on solvency, 31% on liquidity, 91% on profitability and 49% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,609 companies had the same profile as SMART CONNECT has now. Each dot stands for 7 companies, two years later.

96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SMART CONNECT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,609 companies, not a prediction for SMART CONNECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.23 (1.17 in 2024), below the usual 1.5. Short-term debt is 80.8% and cash 22.3% of total assets. 81% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €752,251
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Telecommunications (NACE 61)
KBO
lowers risk · Figures for financial year 2025 (filed on 22-07-2026)
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
14 days late
2023
1 day early
2022
25 days late
2021
17 days early
2020
53 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 61), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LC
Director, since 19-11-2014
YC
Director, since 19-11-2014
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0567991418
Registered office moved within Rumst New registered office: Lage Vosbergstrat 3 te 2840 Rumst · Previous registered office: Waterkant 17/22 te 2840 Rumst · General meeting of 27-07-2018 · Gazette deed
First establishment Lage Vosbergstraat 3, Rumst
Incorporation published on 03-12-2014 · Gazette deed
All 17 events

Comparable companies

same main activity, similar in size and age
Company
SMART CONNECT Rumst €0.8m €514,167 19.0% -
Fonzer Kontich €0.7m €934,273 46.1% 5.9
VoiceKing Kortrijk €0.9m €651,107 34.5% 4.9
SSA GROUP Zaventem €0.9m €408,541 29.4% 2.5
TEAMTEL Zaventem €1.0m €569,950 54.1% 9.8
TRIBE AGENCY Ixelles €1.1m €590,546 57.6% 9.7
TRACINGINMOTION Schoten €0.9m €411,163 56.9% 9.7

These companies have the same main activity as SMART CONNECT: wired, wireless and satellite telecommunications (NACE 61100). They are comparable in size and age: total assets between €745,000 and €1.1m, founded between 2008 and 2017.

Official details

Source: KBO
Status
Active since 19-11-2014Normal situation
Activity
Wired, wireless and satellite telecommunicationsNACE 61100and 4 others
Joint committee
201Independent retail · annual accounts 2021
Establishment unit
2.237.369.4352840 Rumst, since 19-12-2014
Financial year end
31 December
Peppol
Reachable since 02-12-2025
Company details

Annual accounts 2025

≈ €1.0mestimated
€752,251▼ 17.6%
≈ 1.3 FTEestimated
Filing
Filed on 22-07-2026, 9 days before the end of the filing period
Financials

Insights on SMART CONNECT

SMART CONNECT files the micro format. That format states no turnover. The gross margin rose from €35,170 in 2015 to €514,167 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SMART CONNECT

What is the company number of SMART CONNECT?
The company number of SMART CONNECT is 0567.991.418. The VAT number is the same number with BE in front: BE 0567.991.418.
Where is SMART CONNECT based?
The registered office is at Lage Vosbergstraat 3, 2840 Rumst.Company details
What does SMART CONNECT do?
According to the KBO register, the main activity is wired, wireless and satellite telecommunications (NACE 61100).
What is the legal form of SMART CONNECT?
SMART CONNECT is a private limited company (pre-2019) (BVBA).
When was SMART CONNECT founded?
SMART CONNECT was founded on 19-11-2014.
Is SMART CONNECT still active?
Yes, SMART CONNECT is an active enterprise in the KBO register.
How many employees does SMART CONNECT have?
SMART CONNECT had an average of 0.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does SMART CONNECT fall under?
In its 2021 annual accounts, SMART CONNECT states joint committee 201 (Independent retail).
What is the turnover of SMART CONNECT?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €514,167 and 878 comparable companies of the same size. It probably lies between €720,000 and €1.5m. It is a rough estimate.
Is SMART CONNECT profitable?
In financial year 2025, SMART CONNECT made a profit of €349,302.
Where can I find the annual accounts of SMART CONNECT?
SMART CONNECT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMART CONNECT due?
SMART CONNECT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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