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SMART BUSINESS PARTNER

Active
Private limited companyfounded 2009active for 17 yearsFernand Demetskaai 23, 1070 Anderlecht, BelgiumKBO/BCE: BE 0817.216.288

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SMART BUSINESS PARTNER has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,926) and a net result of €64,667. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 17-07-2009 Normal situation
Registered office
29 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Computer consultancy and computer facilities management NACE 62200
Establishment unit
2.301.536.420 1070 Anderlecht, since 24-04-2020
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • REGRAGUI-EL-MOUMNI MoradDirector · since 10-07-2009
Shareholders

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€142,079
▲ 266%
Turnover
≈ €220,000
estimated
Profit
€64,667
Equity
-€30,926
▲ 67.6%
Total assets
€64,823
▼ 27.1%
Staff
2 FTE
▼ 9.1%
Filed on 28-07-2026, 3 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€30,926lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 0.64, cash €19,867Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in computer programming and consultancy (NACE 62)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -47.7% of total assets
Liquidity 38-1
short-term debt 147.7% · cash 30.6%
Profitability 100+94
return on assets 99.8%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2024: 3.3%highest value 12-2024: 3.3%● unchanged vs 11-2024highest value 01-2025: 3.3%● unchanged vs 12-2024highest value 02-2025: 3.3%● unchanged vs 01-2025highest value 03-2025: 3.2%▼ -0.1 percentage points vs 02-2025 04-2025: 3.2%● unchanged vs 03-2025 05-2025: 3.0%▼ -0.2 percentage points vs 04-2025 06-2025: 2.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.2%▼ -0.7 percentage points vs 06-2025 08-2025: 2.2%● unchanged vs 07-2025 09-2025: 2.1%▼ -0.1 percentage points vs 08-2025 10-2025: 1.8%▼ -0.3 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.7%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.6%▼ -0.1 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 0.8%▼ -0.8 percentage points vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.64 (0.65 in 2024), below 1. Short-term debt is 147.7% and cash 30.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 16% on liquidity, 82% on profitability and 84% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€30,926
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 0.64, cash €19,867
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 21130 sector peers (2025).
NBB · sector comparison
Position among 21130 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
31 days late
2023
30 days late
2022
31 days late
2021
9 days late
2020
18 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€30,926 View
  • Caution: Lower solvency than 95% of companies in computer programming and consultancysector median 60.0% · 21,130 companies -47.7% View
  • Positive: Back in profit in 2025after a loss of €11,187 in 2024 €64,667 View

Comparable companies

These companies have the same main activity as SMART BUSINESS PARTNER: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €60,700 and €88,700, founded between 2007 and 2014.

CompanyTotal assetsGross margin
SMART BUSINESS PARTNER Anderlecht€64,823€142,079
CODETTE Diest€62,135€141,063
NAVASTE Jette€87,979€118,407
TAOS Kontich€71,394€168,965
Model8 Kontich€66,131€107,794
ITRIUM CONSULTING Steenokkerzeel€88,735€136,622
IT PERFORMANCE Braine-le-Château€60,671€125,360
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Articles and registers

Key facts about SMART BUSINESS PARTNER

What is the company number of SMART BUSINESS PARTNER?
The company number of SMART BUSINESS PARTNER is 0817.216.288. The VAT number is the same number with BE in front: BE 0817.216.288.
Where is SMART BUSINESS PARTNER based?
The registered office is at Fernand Demetskaai 23, 1070 Anderlecht.Company details
What does SMART BUSINESS PARTNER do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of SMART BUSINESS PARTNER?
The legal form of SMART BUSINESS PARTNER is Private limited company (BV).
When was SMART BUSINESS PARTNER founded?
SMART BUSINESS PARTNER was founded on 17-07-2009.
Is SMART BUSINESS PARTNER still active?
Yes, SMART BUSINESS PARTNER is an active enterprise in the KBO register.
How many employees does SMART BUSINESS PARTNER have?
SMART BUSINESS PARTNER had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SMART BUSINESS PARTNER?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €142,079 and 42 comparable companies (NACE 62200). It probably lies between €200,000 and €270,000.
Is SMART BUSINESS PARTNER profitable?
In financial year 2025, SMART BUSINESS PARTNER made a profit of €64,667.
Where can I find the annual accounts of SMART BUSINESS PARTNER?
SMART BUSINESS PARTNER filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SMART BUSINESS PARTNER due?
SMART BUSINESS PARTNER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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