Smart Beaver Solutions
ActiveSmart Beaver Solutions has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €60k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 29% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency57▼-22
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 2.06 in 2024; short-term debt: 68.3% and cash: 49.8% of total assets), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
36.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
20 d late
2024
45 d early
2023
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 43.3%
2024 · €92k
2023: €53k
2024: €92k
2023 → 2025
Total assets
€164k▼ 3.7%
2024 · €170k
2023: €120k
2024: €170k
2023 → 2025
Net result
€60k▼ 20.8%
2024 · €76k
2023: €91k
2024: €76k
2023 → 2025
Working capital
€32k▼ 60.7%
2024 · €81k
2023: €50k
2024: €81k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€53k-€92k▲ 71.7%€52k▼ 43.3%
Operating result€119k-€96k▼ 18.9%€77k▼ 19.6%
Net result€91k-€76k▼ 16.5%€60k▼ 20.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€20k▲ 57.7%
Current assets
€143k▼ 8.7%
Equity and liabilities €164k
Equity
€52k▼ 43.3%
Debt
€112k▲ 42.4%
The debt ratio rises from 46.2% to 68.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€82k▼
2024 · €99k
Cash flow
€64k▼
2024 · €78k
Solvency
31.7%▼
2024 · 53.8%
Current ratio
1.28▼
2024 · 2.06
Quick ratio
1.28▼
2024 · 2.06
Debt / equity
2.15▲
2024 · 0.86
ROE
116.3%▲
2024 · 83.3%
ROA
36.9%▼
2024 · 44.8%
Interest coverage
515.93▼
2024 · 19706.60
Debt
€112k▲
2024 · €78k
Debt ≤ 1 year
€112k▲
2024 · €76k
Income taxes
€17k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€164k▼
Fixed assets21/28€13k€20k▲
Tangible fixed assets22/27€13k€20k▲
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€2k€10k▲
Current assets29/58€157k€143k▼
Amounts receivable within one year40/41€65k€52k▼
Trade receivables40€65k€52k▼
Cash at bank and in hand54/58€82k€81k▼
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€170k€164k▼
Equity10/15€92k€52k▼
Contributions10/11€5k€5k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€67k€27k▼
Amounts payable17/49€78k€112k▲
Amounts payable within one year42/48€76k€112k▲
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€58k€32k▼
Taxes450/3€58k€32k▼
Other amounts payable47/48€13k€78k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€710€1k▲
Gross operating margin9900€99k€83k▼
Operating profit (loss)9901€96k€77k▼
Financial income75/76B-€461
Recurring financial income75-€461
Financial charges65/66B€5€158▲
Recurring financial charges65€5€158▲
Profit (loss) for the period before taxes9903€96k€78k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€76k€60k▼
Profit (loss) for the period to be appropriated9905€76k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€127k▲
Profit (loss) brought forward from the previous period14P€28k€67k▲
Profit to be distributed694/7€38k€100k▲
Return on contributions (dividend)694€38k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €60k ▼20.8%
Net result drops to €60k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
rue des Arbalétriers 341420 Braine-l'AlleudGround area
346 m²
Building footprint
94 m²
Volume, LiDAR
766 m³
Parcel 25743F0034/00R005, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Smart Beaver Solutions
since 20232.340.946.629
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743F0034/00R005 | Wallonia | 346 m² | 1 · 94 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TALLIO
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
79120Travel agency, tour operator and other reservation service and related activities
79901Tourist information services
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.