SMARCHITEC
ActiveSMARCHITEC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €50k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 60% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency94▼-5
Growth72▲+17
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 2.48 in 2024), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
82.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
on the day
2023
9 d early
2022
26 d late
2021
78 d late
2020
101 d late
2019
151 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€288k▲ 3.4%
2019 · €279k
2018: €158k
2019: €279k
2018 → 2020
EBIT margin
15.5%▲ 18.7pp
2019 · -3.2%
2018: 22.0%
2019: -3.2%
2018 → 2020
Net result
€50k
2024 · €-214k
2018: €26k
2019: €-17k
2020: €36k
2021: €469
2022: €59k
2023: €-2k
2024: €-214k
2018 → 2025
Working capital
€23k▲ 69.3%
2024 · €13k
2018: €147k
2019: €129k
2020: €311k
2021: €167k
2022: €226k
2023: €228k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€231k▲ 34.0%€229k▼ 1.0%€15k▼ 93.6%€34k▲ 131%
Operating result€1k-€76k▲ 6,345%€1k▼ 98.3%€-213k€52k
Net result€469-€59k▲ 12,439%€-2k€-214k▼ 9,195%€50k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €213k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€11k▲ 727%
Current assets
€49k▲ 121%
Equity and liabilities €61k
Equity
€34k▲ 131%
Debt
€27k▲ 197%
The debt ratio rises from 38.0% to 44.1%: debt grows faster than equity.
Key figures and ratios
Solvency
55.9%▼
2024 · 62.0%
Current ratio
1.84▼
2024 · 2.48
Quick ratio
1.84▼
2024 · 2.48
Debt / equity
0.79▲
2024 · 0.61
ROE
147.7%
ROA
82.6%▲
2024 · -904.9%
Debt
€27k▲
2024 · €9k
Debt ≤ 1 year
€27k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€61k▲
Fixed assets21/28€1k€11k▲
Intangible fixed assets21-€10k
Financial fixed assets28€1k€1k=
Current assets29/58€22k€49k▲
Amounts receivable after more than one year29-€35k
Other amounts receivable291-€35k
Amounts receivable within one year40/41€21k€9k▼
Other amounts receivable41€21k€9k▼
Cash at bank and in hand54/58€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€24k€61k▲
Equity10/15€15k€34k▲
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-25k€-5k▲
Amounts payable17/49€9k€27k▲
Amounts payable within one year42/48€9k€27k▲
Trade debts44€7k€23k▲
Suppliers440/4€7k€23k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€596€596=
Other amounts payable47/48-€600
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€154€461▲
Non-recurring operating charges66A€219k-
Gross operating margin9900€9k€52k▲
Operating profit (loss)9901€-213k€52k▲
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-214k€50k▲
Profit (loss) for the period9904€-214k€50k▲
Profit (loss) for the period to be appropriated9905€-214k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€26k▲
Profit (loss) brought forward from the previous period14P€190k€-25k▼
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €50k
Net result €50k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-214k
Net result drops to €-214k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Highest result since 2018net €59k ▲12439%
Operating result €76k, net result €59k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 7.19
Current ratio from 2.83 to 7.19; short-term debt falls from €91k to €37k.
31-12
Financial
Equity above €200kEq €231k ▲34%
3 profitable years in a row build equity to €231k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Equity above €150kEq €172k ▲27%
Equity rises from €136k to €172k.
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 144 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
BOULAICH Mokhtar
CurrentDirector · since 17-09-2025
17-09-2025
Appointed as Director
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Nancy 31A4020 LiègeGround area
1,421 m²
Building footprint
390 m²
Volume, LiDAR
2,869 m³
2 parcels, Flanders, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Smarchitec
since 20112.201.347.197
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0042/00T002 | Flanders | 1,236 m² | 1 · 204 m² | - |
| 62809C0191/00S021 | Wallonia | 185 m² | 1 · 186 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EB GROUP
BE 0636.853.302
Steenokkerzeel · Eq €34k
Bruno Van Rillaer
BE 0642.599.561
Aarschot · Eq €34k
EVRD
BE 0842.070.955
Aywaille · Eq €34k
Meta Bouw
BE 0727.840.290
Houthalen-Helchteren · Eq €34k
Dussard Danny et Damien
BE 0795.764.541
Rochefort · Eq €34k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 8,087 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2011
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mokhtar.boulaich@smarchitec.com
Phone:0479542141