Smalldelay
ActiveSummary
Smalldelay has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,583 and a net result of €2,744. Its solvency ranks better than 95% of 2,404 sector peers (NACE 90, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Financials · fiscal year 2025, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €525 |
| Operating profit (loss)9901 | €525 |
| Financial income75/76B | €2,553 |
| Recurring financial income75 | €2,553 |
| Financial charges65/66B | €333 |
| Recurring financial charges65 | €57 |
| Non-recurring financial charges66B | €276 |
| Profit (loss) for the period before taxes9903 | €2,744 |
| Income taxes67/77 | €0 |
| Profit (loss) for the period9904 | €2,744 |
| Profit (loss) for the period to be appropriated9905 | €2,744 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,629 | |
| Current assets29/58 | €1,629 | |
| Amounts receivable within one year40/41 | €424 | |
| Trade receivables40 | €424 | |
| Cash at bank and in hand54/58 | €975 | |
| Deferred charges and accrued income490/1 | €230 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,629 | |
| Equity10/15 | €1,583 | |
| Profit (loss) carried forward14 | €1,583 | |
| Amounts payable17/49 | €46 | |
| Amounts payable within one year42/48 | €46 | |
| Accrued charges and deferred income492/3 | €0 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €2,744 |
| Operating cash flow (approximation) | €2,744 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.