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SMALL BUSINESS INFORMATION TECHNOLOGY

Active
Private limited companyfounded 1998active for 28 yearsVaartkom 07, 3000 Leuven, BelgiumKBO/BCE: BE 0464.398.485
Summary

SMALL BUSINESS INFORMATION TECHNOLOGY has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,904 and a net result of -€9,912. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 51% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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SMALL BUSINESS INFORMATION TECHNOLOGYActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€208,386total assets 2025
Equity
€126,904
Loss
-€9,912
Turnover not published (micro format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 2 days late1 of 3 deeds summarised
Why 93raises riskLoss of €9,912 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.37, cash €41,246Size: total assets €208,386Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 41% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 86-10
equity 60.9% of total assets
Liquidity 72-2
short-term debt 14.6% · cash 19.8%
Profitability 63-16
return on assets -4.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,887 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.37, compared with 2.98 in 2024, above the usual 1.5; short-term debt: 14.6% and cash: 19.8% of total assets), and 39.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 53% on solvency, 55% on liquidity, 25% on profitability and 33% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Loss of €9,912 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.37, cash €41,246
NBB · annual accounts
lowers risk · Size: total assets €208,386
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
2 days late
2024
3 days early
2023
on the day
2022
1 day early
2021
on the day
2020
1 day late
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€9,912
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 10% on net resultsector median €28,652 · 21,087 companies -€9,912 View
  • One director decidessole director in office 1 View
  • Active since 1998founded 19-10-1998 28 years View

By topic

Financials

Financial year
2025
Total assets
€208,386
Loss
-€9,912
Solvency
60.9%
Total assets▲ 8.0%
Net result
20192025
Go to Financials

Timeline

Events
31
Since
2000
Next accounts
by 31-01-2027
  1. 30-06-2024Highest result from 2019 to 2025
  2. 18-03-2024Amendment of the articles · Legal-form change…
  3. 31-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
19-10-1998
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Annual meeting
First Friday of December at 18:00
Purpose
“De creatie,ontwikkeling,vormgeving,commercialisatie en distributie,klein- en…” (deed in Dutch)
Go to Articles of association

Key facts about SMALL BUSINESS INFORMATION TECHNOLOGY

What is the company number of SMALL BUSINESS INFORMATION TECHNOLOGY?
0464.398.485. In Belgium the VAT number is the company number with BE in front: BE 0464.398.485.
Where is SMALL BUSINESS INFORMATION TECHNOLOGY based?
The registered office is at Vaartkom 07, 3000 Leuven.Company details
What does SMALL BUSINESS INFORMATION TECHNOLOGY do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of SMALL BUSINESS INFORMATION TECHNOLOGY?
Private limited company (BV).
When was SMALL BUSINESS INFORMATION TECHNOLOGY founded?
On 19-10-1998.
Is SMALL BUSINESS INFORMATION TECHNOLOGY still active?
Yes, SMALL BUSINESS INFORMATION TECHNOLOGY is an active enterprise in the KBO register.
What is the turnover of SMALL BUSINESS INFORMATION TECHNOLOGY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SMALL BUSINESS INFORMATION TECHNOLOGY profitable?
In financial year 2025, SMALL BUSINESS INFORMATION TECHNOLOGY made a loss of €9,912.
Where can I find the annual accounts of SMALL BUSINESS INFORMATION TECHNOLOGY?
SMALL BUSINESS INFORMATION TECHNOLOGY filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMALL BUSINESS INFORMATION TECHNOLOGY due?
By 31-01-2027, for financial year 2026.Timeline

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