SMAKS
ActiveSMAKS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €70k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 1895 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-51
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.7 against 1.92 in 2024; short-term debt: 92.8% and cash: 20.7% of total assets), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
62.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 1895 sector peers (2025).
NBB · sector comparisonPosition among 1895 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
13 d early
2023
5 d early
2022
3 d early
2021
19 d early
2020
90 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 88.6%
2024 · €71k
2018: €20k
2019: €40k
2020: €53k
2021: €40k
2022: €76k
2023: €71k
2024: €71k
2018 → 2025
Total assets
€113k▼ 7.5%
2024 · €122k
2018: €80k
2019: €84k
2020: €86k
2021: €124k
2022: €122k
2023: €143k
2024: €122k
2018 → 2025
Net result
€70k▲ 16.1%
2024 · €61k
2018: €16k
2019: €8k
2020: €14k
2021: €31k
2022: €35k
2023: €47k
2024: €61k
2018 → 2025
Working capital
€-31k
2024 · €33k
2018: €4k
2019: €22k
2020: €36k
2021: €27k
2022: €63k
2023: €35k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€76k▲ 87.1%€71k▼ 6.0%€71k▼ 0.3%€8k▼ 88.6%
Operating result€41k-€48k▲ 15.4%€58k▲ 21.9%€76k▲ 30.2%€89k▲ 17.2%
Net result€31k-€35k▲ 14.4%€47k▲ 32.6%€61k▲ 29.9%€70k▲ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€40k▼ 26.4%
Current assets
€73k▲ 7.3%
Equity and liabilities €113k
Equity
€8k▼ 88.6%
Debt
€105k▲ 105%
The debt ratio rises from 41.8% to 92.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €92k
Cash flow
€85k▲
2024 · €77k
Solvency
7.2%▼
2024 · 58.2%
Current ratio
0.70▼
2024 · 1.92
Quick ratio
0.70▼
2024 · 1.92
Debt / equity
12.94▲
2024 · 0.72
ROE
870.5%▲
2024 · 85.6%
ROA
62.5%▲
2024 · 49.8%
Interest coverage
62.88▲
2024 · 48.66
Debt
€105k▲
2024 · €51k
Debt ≤ 1 year
€105k▲
2024 · €36k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€113k▼
Fixed assets21/28€54k€40k▼
Tangible fixed assets22/27€54k€40k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€42k€30k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€68k€73k▲
Amounts receivable within one year40/41€34k€27k▼
Trade receivables40€18k€23k▲
Other amounts receivable41€16k€4k▼
Current investments50/53€26k€22k▼
Cash at bank and in hand54/58€7k€23k▲
Deferred charges and accrued income490/1€908€1k▲
Equity and liabilities
Total equity and liabilities10/49€122k€113k▼
Equity10/15€71k€8k▼
Contributions10/11€3k€3k=
Reserves13€68k€5k▼
Distributable reserves133€68k€5k▼
Amounts payable17/49€51k€105k▲
Amounts payable after more than one year17€16k-
Financial debts170/4€16k-
Amounts payable within one year42/48€36k€105k▲
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€12k€14k▲
Suppliers440/4€12k€14k▲
Taxes, remuneration and social security45€9k€26k▲
Taxes450/3€9k€26k▲
Other amounts payable47/48-€49k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€468€643▲
Non-recurring operating charges66A-€194
Gross operating margin9900€93k€104k▲
Operating profit (loss)9901€76k€89k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€77k€89k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€61k€70k▲
Profit (loss) for the period to be appropriated9905€61k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€70k▲
Transfer from equity791/2€61k€68k▲
Transfer to equity691/2€61k€5k▼
To other reserves6921€61k€5k▼
Profit to be distributed694/7€61k€133k▲
Return on contributions (dividend)694€61k€133k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €70k ▲16.1%
Operating result €89k, net result €70k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial
Weakest financial yearnet €8k ▼51.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Termerestraat 103020 HerentGround area
3,230 m²
Building footprint
473 m²
Volume, LiDAR
199 m³
2 parcels, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SMICT // FIT MET SARAH
since 20182.272.637.645
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0146/00N002 | Flanders | 2,643 m² | 1 · 365 m² | 2.6 m |
| 24127C0025/00K000 | Flanders | 587 m² | 1 · 108 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 585 EUR awarded · 585 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 585 EUR | 585 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
98450096B84WAFACEE22
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Of 2,729 companies in sector 63100 we hold annual accounts for 1,273. 508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2018
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.