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SMAAKMARKT

Active
Private limited companyfounded 201610 yrs activeSteenweg 36, 1730 Asse, BelgiumKBO/BCE: BE 0645.752.754

SMAAKMARKT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-2k) and a net result of €5k. Equity is shrinking by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
53 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+70
Solvency22▲+10
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.51 in 2023; short-term debt: 103% and cash: 33.2% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-3%
Return on assets
9.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 15868 sector peers (2024).
NBB · sector comparison
Position among 15868 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
68 d late
2022
60 d late
2021
17 d late
2020
86 d late
2019
95 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€-2k▲ 76.1%
2023 · €-7k
2018: €64k 2019: €84k 2020: €95k 2021: €71k 2022: €32k 2023: €-7k
2018 → 2024
Total assets
€57k▲ 2.1%
2023 · €55k
2018: €110k 2019: €108k 2020: €108k 2021: €89k 2022: €70k 2023: €55k
2018 → 2024
Net result
€5k
2023 · €-39k
2018: €5k 2019: €20k 2020: €11k 2021: €-24k 2022: €-40k 2023: €-39k
2018 → 2024
Working capital
€-19k▲ 37.2%
2023 · €-30k
2018: €31k 2019: €42k 2020: €54k 2021: €36k 2022: €1k 2023: €-30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€95k-€71k▼ 25.0%€32k▼ 55.5%€-7k€-2k▲ 76.1%
Operating result€11k-€-23k€-39k▼ 72.9%€-38k▲ 3.9%€9k
Net result€11k-€-24k€-40k▼ 67.0%€-39k▲ 2.1%€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2020: €11k€11kNet result 2020: €11k€11kOperating result 2021: €-23k€-23kNet result 2021: €-24k€-24kOperating result 2022: €-39k€-39kNet result 2022: €-40k€-40kOperating result 2023: €-38k€-38kNet result 2023: €-39k€-39kOperating result 2024: €9k€9kNet result 2024: €5k€5k20202021202220232024
The operating result returns to profit in 2024: €9k after a loss of €38k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57k
Fixed assets €17k▼ 25.4%
Current assets €39k▲ 22.3%
Key figures and ratios
2024 value · change against 2023
EBITDA
€16k
2023 · €-28k
Cash flow
€13k
2023 · €-30k
Solvency
-3.0%
2023 · -12.7%
Current ratio
0.67
2023 · 0.51
Quick ratio
0.37
2023 · 0.25
Debt / equity
-34.55
2023 · -8.86
ROA
9.5%
2023 · -70.1%
Interest coverage
4.72
2023 · -28.31
Debt
€58k
2023 · €62k
Debt ≤ 1 year
€58k
2023 · €62k
Income taxes
€59
2023 · €132
Staff costs
€87k
2023 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€55k€57k
Fixed assets21/28€23k€17k
Tangible fixed assets22/27€23k€17k
Plant, machinery and equipment23€12k€10k
Furniture and vehicles24€5k€3k
Leasing and similar rights25€7k€4k
Financial fixed assets28€299€299=
Current assets29/58€32k€39k
Stocks and contracts in progress3€16k€18k
Stocks30/36€16k€18k
Amounts receivable within one year40/41€487€487=
Other amounts receivable41€487€487=
Cash at bank and in hand54/58€13k€19k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€55k€57k
Equity10/15€-7k€-2k
Contributions10/11€101k€101k=
Profit (loss) carried forward14€-108k€-103k
Amounts payable17/49€62k€58k
Amounts payable within one year42/48€62k€58k
Trade debts44€16k€20k
Suppliers440/4€16k€20k
Taxes, remuneration and social security45€32k€27k
Taxes450/3€6k€7k
Remuneration and social security454/9€26k€19k
Other amounts payable47/48€15k€12k
Income statement Code20232024
Remuneration, social security and pensions62€114k€87k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k
Other operating charges640/8€3k€4k
Gross operating margin9900€89k€108k
Operating profit (loss)9901€-38k€9k
Financial charges65/66B€1k€3k
Recurring financial charges65€1k€3k
Profit (loss) for the period before taxes9903€-39k€5k
Income taxes67/77€132€59
Profit (loss) for the period9904€-39k€5k
Profit (loss) for the period to be appropriated9905€-39k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€-108k€-103k
Profit (loss) brought forward from the previous period14P€-69k€-108k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Back to profitnet €5k
Net result €5k after 3 loss-making years.
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
17-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
25-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 86 days late
2020
03-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
31-12
Financial Highest result since 2018net €20k ▲269%
Operating result €22k, net result €20k, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenweg 361730 Asse
Ground area
547 m²
Building footprint
310 m²
Volume, LiDAR
2,045 m³
Parcel 23322L0147/00M000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMAAKMARKT
Steenweg 36, 1730 AsseAgents in the wholesale of food, beverages and tobacco
since 20162.249.156.618
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23322L0147/00M000 Flanders 547 m² 1 · 310 m² 11.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 6 entries · 19,535 EUR awarded · 19,535 EUR paid
Year Entries awardedpaid
2025 2 7,011 EUR7,011 EUR
2024 2 3,620 EUR3,620 EUR
2023 1 4,669 EUR4,669 EUR
2022 1 4,235 EUR4,235 EUR
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
3 entries · 10,093 EUR · 10,093 EUR paid · Departement Werk en Sociale Economie
Individueel Maatwerk
2 entries · 7,442 EUR · 7,442 EUR paid · Departement Werk en Sociale Economie
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Asse2.249.156.618
2 permissions
Toelating · Detailhandel · since 22-03-2016
Toelating · Eetgelegenheid · since 22-03-2016

Similar companies · same sector, comparable size

Of 1,640 companies in sector 46170 we hold annual accounts for 671. 450 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-01-2016
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
56101Full-service restaurants
56111Full-service restaurants
46349Wholesale of beverages, general range
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47252Retail sale of beverages, general range
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.