SMAAKATELIER
ActiveSMAAKATELIER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €8k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+31
Solvency57▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.22 in 2024; short-term debt: 66% of total assets), and 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
6 d late
2022
4 d early
2021
10 d early
2020
9 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 30.7%
2024 · €25k
2019: €-131
2020: €10k
2021: €30k
2022: €27k
2023: €33k
2024: €25k
2019 → 2025
Total assets
€105k▲ 0.1%
2024 · €105k
2019: €93k
2020: €116k
2021: €112k
2022: €106k
2023: €107k
2024: €105k
2019 → 2025
Net result
€8k
2024 · €-7k
2019: €-10k
2020: €10k
2021: €30k
2022: €-2k
2023: €5k
2024: €-7k
2019 → 2025
Working capital
€22k▲ 43.0%
2024 · €15k
2019: €33k
2020: €42k
2021: €8k
2022: €4k
2023: €15k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€27k▼ 7.5%€33k▲ 19.3%€25k▼ 22.0%€33k▲ 30.7%
Operating result€44k-€262▼ 99.4%€8k▲ 3,135%€-4k€14k
Net result€30k-€-2k€5k€-7k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€14k▼ 25.2%
Current assets
€92k▲ 5.5%
Equity and liabilities €105k
Equity
€33k▲ 30.7%
Debt
€72k▼ 9.6%
The debt ratio falls from 75.8% to 68.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €5k
Cash flow
€15k▲
2024 · €2k
Solvency
31.5%▲
2024 · 24.2%
Current ratio
1.32▲
2024 · 1.22
Quick ratio
1.28▲
2024 · 1.15
Debt / equity
2.17▼
2024 · 3.14
ROE
23.5%▲
2024 · -28.2%
ROA
7.4%▲
2024 · -6.8%
Interest coverage
2.27▲
2024 · 0.71
Debt
€72k▼
2024 · €80k
Debt ≤ 1 year
€70k▼
2024 · €71k
Debt > 1 year
€2k▼
2024 · €8k
Income taxes
€2k
Staff costs
€41k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€105k▲
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€15k€12k▼
Furniture and vehicles24€1k€320▼
Financial fixed assets28€2k€2k=
Current assets29/58€87k€92k▲
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€81k€89k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€77k€85k▲
Cash at bank and in hand54/58€1k-
Equity and liabilities
Total equity and liabilities10/49€105k€105k▲
Equity10/15€25k€33k▲
Contributions10/11€25k€25k=
Reserves13€8k€8k▲
Distributable reserves133€8k€8k▲
Profit (loss) carried forward14€-7k-
Amounts payable17/49€80k€72k▼
Amounts payable after more than one year17€8k€2k▼
Financial debts170/4€8k€2k▼
Amounts payable within one year42/48€71k€70k▼
Current portion of amounts payable after more than one year42€6k€6k▼
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€58k€48k▼
Suppliers440/4€58k€48k▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3-€2k
Remuneration and social security454/9€7k€9k▲
Accrued charges and deferred income492/3€212€321▲
Income statement
Code20242025
Remuneration, social security and pensions62€44k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k-
Other operating charges640/8€965€2k▲
Gross operating margin9900€57k€63k▲
Operating profit (loss)9901€-4k€14k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Non-recurring financial charges66B€1-
Profit (loss) for the period before taxes9903€-7k€10k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-7k€8k▲
Profit (loss) for the period to be appropriated9905€-7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€612▲
Profit (loss) brought forward from the previous period14P-€-7k
Transfer to equity691/2-€612
To other reserves6921-€612
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
31-03
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €30k ▲207%
Operating result €44k, net result €30k, both a record.
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
31-03
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidersteenweg 4853840 Tongeren-BorgloonGround area
952 m²
Building footprint
153 m²
Volume, LiDAR
963 m³
Parcel 73031E0075/00L000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smaakatelier
since 20072.162.497.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73031E0075/00L000 | Flanders | 952 m² | 1 · 153 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.162.497.610
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YILDIZ A
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O & O
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FRIET VAN MECHELEN
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Mechelen · Eq €33k
Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 8,435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2007
Fiscal year end31-03
Activities, NACEBEL
47210Retail sale of fruit and vegetables
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47279Other retail sale of food
47299Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.