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SMA Belgium

Active Risk: not assessed
Private limited companyfounded 2016active for 9 yearsLouizalaan 143, 1050 Ixelles, BelgiumKBO/BCE: BE 0666.413.457
Summary

SMA Belgium is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.4m and a net result of €453,914. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 84% of 40 sector peers (NACE 65, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

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SMA BelgiumActive
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Overview

Official details

Source: KBO
Status
Active since 16-11-2016 Normal situation
Registered office
221 active companies are registered at this address 6 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65121and 1 other
Establishment unit
2.258.916.697 1050 Ixelles, since 16-11-2016
Financial year end
31 December
Peppol
Reachable since 24-06-2025
Company details

Board and ownership

Board
  • Société Mutuelle d'Assurance du Batiment et des Travaux Publ S. Etr.Director · since 14-11-2016
Auditor
Deloitte Bedrijfsrevisoren/Réviseurs d'Entreprises BV/SRL
Shareholders
  • SGAM BTPannual accounts 2025
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€453,914
Equity
€1.4m
▲ 48.8%
Total assets
€1.8m
▲ 41.1%
Employees on 31-12-2025
7
▼ 22.2%
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
51 days early
2024
44 days early
2023
48 days early
2022
45 days early
2021
40 days early
2020
29 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €1,762 in 2024 €453,914 View
  • Positive: Higher solvency than 84% of companies in insurance and pension fundingsector median 49.4% · 40 companies 78.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Permanent representatives: Gauthier CHEVALLARD and Xavier LAURENT
  2. · Gazette deed Resignation: Ernst & Young Réviseurs d'Entreprises (statutory auditor)Appointment: Deloitte Bedrijfsrevisoren/Réviseurs d'Entreprises BV/SRL (statutory auditor)
  3. · Gazette deed Permanent representatives: Sarah Dupuis and Jean-François Hubin
All 18 events

Comparable companies

These companies have the same main activity as SMA Belgium: insurance, reinsurance and pension funding, except compulsory social security (NACE 65121). They are comparable in size and age: total assets between €946,000 and €10m, founded between 1990 and 2016.

CompanyTotal assetsGross margin
SMA Belgium Ixelles€1.8m€2.0m
TRIALIS Saint-Vith€3.9m€2.1m
DELA Enterprises Antwerp€3.7m€1.1m
Z-Verzekeringen Zottegem€0.9m€0.7m
MEDIMEX Namur€2.1m€0.7m
TVM Letselschaderegeling België Antwerp€3.0m€0.7m
YAGO Etterbeek€10.2m-
Full comparison

Key facts about SMA Belgium
What is the company number of SMA Belgium?
The company number of SMA Belgium is 0666.413.457. The VAT number is the same number with BE in front: BE 0666.413.457.
Where is SMA Belgium based?
The registered office is at Louizalaan 143, 1050 Ixelles.Company details
What does SMA Belgium do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65121).
What is the legal form of SMA Belgium?
SMA Belgium is a private limited company (BV).
When was SMA Belgium founded?
SMA Belgium was founded on 16-11-2016.
Is SMA Belgium still active?
Yes, SMA Belgium is an active enterprise in the KBO register.
How many employees does SMA Belgium have?
SMA Belgium had an average of 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SMA Belgium?
The turnover in financial year 2025 is ≈ €3.4m. This figure is estimated from the gross margin of €2.0m and 1,584 comparable companies of the same size. It probably lies between €2.3m and €5.6m. It is a rough estimate.
Is SMA Belgium profitable?
In financial year 2025, SMA Belgium made a profit of €453,914.
Where can I find the annual accounts of SMA Belgium?
SMA Belgium filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMA Belgium due?
SMA Belgium must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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