SM CONSTRUCT PRO
ActiveSummary
The computed 12-month bankruptcy probability of SM CONSTRUCT PRO is 2.1% (moderate). The 2025 annual accounts show equity of €23k and a net result of €22k. Its solvency ranks better than 81% of 1909 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.08; short-term debt: 22.7% and cash: 8.8% of total assets), and 22.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.3%
Return on assets
74%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€143k
EBIT margin
19.7%
Net result
€22k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €30k
Fixed assets
€2k
Current assets
€28k
Equity and liabilities €30k
Equity
€23k
Debt
€7k
Debt finances 22.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k
Cash flow
€23k
Current ratio
4.08
Debt to equity
0.29
ROE
95.7%
ROA
74.0%
Interest coverage
1779.98
Debt ≤ 1 year
€7k
Income taxes
€6k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€30k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Plant, machinery and equipment23€889
Furniture and vehicles24€1k
Current assets29/58€28k
Amounts receivable within one year40/41€25k
Trade receivables40€848
Other amounts receivable41€25k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€30k
Equity10/15€23k
Contributions10/11€1k
Profit (loss) carried forward14€22k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Income statement
Code2025
Turnover70€143k
Goods, raw materials, services and sundry goods60/61€114k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314
Other operating charges640/8€400
Gross operating margin9900€29k
Operating profit (loss)9901€28k
Financial charges65/66B€16
Recurring financial charges65€16
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€6k
Profit (loss) for the period9904€22k
Profit (loss) for the period to be appropriated9905€22k
Appropriation of the result
Profit (loss) to be appropriated9906€22k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Turnover70 | €143k |
| Goods, raw materials, services and sundry goods60/61 | €114k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €314 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €29k |
| Operating profit (loss)9901 | €28k |
| Financial charges65/66B | €16 |
| Recurring financial charges65 | €16 |
| Profit (loss) for the period before taxes9903 | €28k |
| Income taxes67/77 | €6k |
| Profit (loss) for the period9904 | €22k |
| Profit (loss) for the period to be appropriated9905 | €22k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €30k | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Plant, machinery and equipment23 | €889 | |
| Furniture and vehicles24 | €1k | |
| Current assets29/58 | €28k | |
| Amounts receivable within one year40/41 | €25k | |
| Trade receivables40 | €848 | |
| Other amounts receivable41 | €25k | |
| Cash at bank and in hand54/58 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €30k | |
| Equity10/15 | €23k | |
| Contributions10/11 | €1k | |
| Profit (loss) carried forward14 | €22k | |
| Amounts payable17/49 | €7k | |
| Amounts payable within one year42/48 | €7k | |
| Trade debts44 | €1k | |
| Suppliers440/4 | €1k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €6k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €22k |
| + Depreciation and write-downs630 | €314 |
| Operating cash flow (approximation) | €23k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2025
Ground area
412 m²
Building footprint
259 m²
Volume, LiDAR
3,550 m³
2 parcels, Brussels · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
SM CONSTRUCT PRO
since 20252.371.998.903
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0150/00R007 | Brussels | 299 m² | 1 · 182 m² | 17.2 m · 5 fl. |
| 21673D0151/00Z004 | Brussels | 113 m² | 1 · 78 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEELHOUSE CONSTRUCT
BE 0778.880.504
Berlaar · Eq €23,433
DAVOCONSTRUCT
BE 0842.829.832
Stekene · Eq €23,455
DUR COMME FER Metal
BE 0642.656.573
Kraainem · Eq €23,350
Las en Constructiewerken Andy van de Vijver
BE 0779.997.190
Sint-Laureins · Eq €23,228
BELA Bouwonderneming
BE 0700.336.040
Mechelen · Eq €23,730
Of 3,984 companies in sector 25110 we hold annual accounts for 2,145. 1,109 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
42110Construction of roads and motorways
43120Site preparation
43230Insulation installation
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.