SLV CONSULTING
ActiveSLV CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €50k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency62▼-38
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 9.52 in 2024; short-term debt: 46.9% and cash: 45.8% of total assets), and 63% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
52 d early
2024
on the day
2023
33 d early
2022
7 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 40.9%
2024 · €43k
2021: €30k
2022: €49k
2023: €60k
2024: €43k
2021 → 2025
Total assets
€162k▲ 251%
2024 · €46k
2021: €50k
2022: €89k
2023: €76k
2024: €46k
2021 → 2025
Net result
€50k
2024 · €-17k
2021: €28k
2022: €21k
2023: €12k
2024: €-17k
2021 → 2025
Working capital
€22k▼ 31.3%
2024 · €31k
2021: €30k
2022: €39k
2023: €48k
2024: €31k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€49k▲ 65.6%€60k▲ 21.3%€43k▼ 29.0%€60k▲ 40.9%
Operating result€40k-€29k▼ 26.4%€18k▼ 37.9%€-18k€62k
Net result€28k-€21k▼ 25.5%€12k▼ 42.8%€-17k€50k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €62k after a loss of €18k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€64k▲ 483%
Current assets
€98k▲ 178%
Equity and liabilities €162k
Equity
€60k▲ 40.9%
Debt
€102k▲ 2,662%
The debt ratio rises from 8.0% to 63.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €-16k
Cash flow
€64k▲
2024 · €-16k
Solvency
37.0%▼
2024 · 92.0%
Current ratio
1.28▼
2024 · 9.52
Quick ratio
1.28▼
2024 · 9.52
Debt / equity
1.70▲
2024 · 0.09
ROE
84.1%▲
2024 · -40.9%
ROA
31.1%▲
2024 · -37.7%
Interest coverage
37.56▲
2024 · -292.28
Debt
€102k▲
2024 · €4k
Debt ≤ 1 year
€76k▲
2024 · €4k
Debt > 1 year
€26k
Income taxes
€10k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€162k▲
Fixed assets21/28€11k€64k▲
Tangible fixed assets22/27€11k€64k▲
Furniture and vehicles24€2k€57k▲
Other tangible fixed assets26€9k€7k▼
Current assets29/58€35k€98k▲
Amounts receivable within one year40/41€7k€21k▲
Trade receivables40€2k€16k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€28k€74k▲
Deferred charges and accrued income490/1€52€3k▲
Equity and liabilities
Total equity and liabilities10/49€46k€162k▲
Equity10/15€43k€60k▲
Contributions10/11€3k€3k=
Reserves13€57k€57k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€-17k€0▲
Amounts payable17/49€4k€102k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€4k€76k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€1k€22k▲
Taxes450/3€1k€22k▲
Other amounts payable47/48€292€41k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€14k▲
Other operating charges640/8€528€603▲
Gross operating margin9900€-16k€77k▲
Operating profit (loss)9901€-18k€62k▲
Financial income75/76B€499€204▼
Recurring financial income75€499€204▼
Financial charges65/66B€55€2k▲
Recurring financial charges65€55€2k▲
Profit (loss) for the period before taxes9903€-17k€60k▲
Income taxes67/77€0€10k▲
Profit (loss) for the period9904€-17k€50k▲
Profit (loss) for the period to be appropriated9905€-17k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€33k▲
Profit (loss) brought forward from the previous period14P-€-17k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0€33k▲
Return on contributions (dividend)694€0€33k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-17k ▼244%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.52
Current ratio from 4.02 to 9.52; short-term debt falls from €16k to €4k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.02
Current ratio from 1.98 to 4.02; short-term debt falls from €39k to €16k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofstraat 219140 TemseGround area
893 m²
Building footprint
144 m²
Volume, LiDAR
841 m³
Parcel 46026B0349/00L000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SLV CONSULTING
since 20202.310.178.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46026B0349/00L000 | Flanders | 893 m² | 1 · 144 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,219 companies in sector 82100 we hold annual accounts for 3,512. 2,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2020
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
74109Other professional, scientific and technical activities
74140Other specialised design activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.