Sluter

Active

Private limited companyfounded 20251 yr activeBrugstraat 6, 2960 Brecht, BelgiumKBO/BCE: BE 1020.939.747

The computed 12-month bankruptcy probability of Sluter is 2.4% (moderate). The 2025 annual accounts show equity of €47k and a net result of €44k. Its solvency ranks better than 56% of 13204 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency63

Growth-

Track record67

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity tight (current ratio 1.34; short-term debt: 41.9% and cash: 46% of total assets), and 62.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

37.5%

Return on assets

35.1%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€47k

Total assets

€125k

Net result

€44k

Working capital

€18k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €125k

43.8%

56.2%

Fixed assets €55k

Current assets €70k

Equity and liabilities €125k

37.5%

62.5%

Equity €47k

Debt €78k

Debt finances 62.5% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€63k

Cash flow

€49k

Solvency

37.5%

Current ratio

1.34

Quick ratio

1.23

Debt / equity

1.66

ROE

93.6%

ROA

35.1%

Interest coverage

31.32

Debt

€78k

Debt ≤ 1 year

€52k

Debt > 1 year

€26k

Income taxes

€12k

Staff costs

€2k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€125k

Fixed assets21/28€55k

Intangible fixed assets21€18k

Tangible fixed assets22/27€36k

Furniture and vehicles24€36k

Current assets29/58€70k

Stocks and contracts in progress3€6k

Stocks30/36€6k

Amounts receivable within one year40/41€7k

Other amounts receivable41€7k

Cash at bank and in hand54/58€57k

Equity and liabilities

Total equity and liabilities10/49€125k

Equity10/15€47k

Contributions10/11€3k

Profit (loss) carried forward14€44k

Amounts payable17/49€78k

Amounts payable after more than one year17€26k

Financial debts170/4€26k

Amounts payable within one year42/48€52k

Current portion of amounts payable after more than one year42€10k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€12k

Taxes450/3€12k

Other amounts payable47/48€28k

Income statement Code2025

Remuneration, social security and pensions62€2k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k

Other operating charges640/8€2k

Gross operating margin9900€67k

Operating profit (loss)9901€58k

Financial income75/76B€162

Recurring financial income75€162

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€56k

Income taxes67/77€12k

Profit (loss) for the period9904€44k

Profit (loss) for the period to be appropriated9905€44k

Appropriation of the result

Profit (loss) to be appropriated9906€44k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brecht · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brugstraat 62960 Brecht

Ground area

349 m²

Building footprint

147 m²

Volume, LiDAR

759 m³

Parcel 11042A0194/00E005, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Den Chup

Brugstraat 6, 2960 BrechtFull-service restaurants

since 20252.372.059.774

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11042A0194/00E005	Flanders	349 m²	1 · 147 m²	9.7 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Brecht2.372.059.774

1 permission

Drankgelegenheid · since 15-04-2025

Similar companies · same sector, comparable size

Middelkerke · Eq €47k

RB & CO

BE 0897.574.256

Elsene · Eq €47k

Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,078 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-03-2025

Fiscal year end31-12

Activities, NACEBEL

56301Cafés and bars

56111Full-service restaurants

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.