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SLOCK SCHILDERWERKEN

Active
Private limited company (pre-2019)founded 1996active for 30 yearsVeldstraat 5A+, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0457.522.868
Summary

The computed 12-month bankruptcy probability of SLOCK SCHILDERWERKEN is 2.1% (moderate). The 2025 annual accounts show equity of €10,852 and a net result of €30,124. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 34,190 sector peers (NACE 43, financial year 2025). The company has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals.

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SLOCK SCHILDERWERKENActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€37,747total assets 2025
Equity
€10,852
Profit
€30,124
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Accounts filed 31 days late0 of 2 deeds read
Why 54raises risk1 change of registered office in 24 monthsLatest accounts 31 days late; 1 of the last 3 lateLiquidity: current ratio 1.03, cash €45, halvedSector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 54+54
equity 28.7% of total assets
Liquidity 12+9
short-term debt 71.3% · cash 0.1%
Profitability 100+56
return on assets 79.8%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,532 companies, NACE 43, micro)
Last 24 months 11-2024: 2.5% 12-2024: 2.6%▲ +0.1 percentage points vs 11-2024 01-2025: 4.1%▲ +1.5 percentage points vs 12-2024 02-2025: 4.1%● unchanged vs 01-2025 03-2025: 4.1%● unchanged vs 02-2025 04-2025: 4.2%▲ +0.1 percentage points vs 03-2025 05-2025: 4.4%▲ +0.2 percentage points vs 04-2025 06-2025: 4.3%▼ -0.1 percentage points vs 05-2025 07-2025: 4.7%▲ +0.4 percentage points vs 06-2025 08-2025: 5.4%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.6%▼ -3.8 percentage points vs 08-2025lowest value 10-2025: 1.6%● unchanged vs 09-2025lowest value 11-2025: 1.6%● unchanged vs 10-2025lowest value 12-2025: 1.6%● unchanged vs 11-2025lowest value 01-2026: 1.6%● unchanged vs 12-2025lowest value 02-2026: 1.6%● unchanged vs 01-2026lowest value 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▲ +0.3 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.3 percentage points vs 06-2026 08-2026: 3.2%▲ +0.9 percentage points vs 07-2026 09-2026: 2.1%▼ -1.1 percentage points vs 08-2026 10-2026: 2.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.03, compared with 0.42 in 2024; short-term debt: 71.3% and cash: 0.1% of total assets), and 71.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 30% on solvency, 7% on liquidity, 93% on profitability and 94% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.03, cash €45, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
27 days late
2023
28 days late
2022
39 days early
2021
33 days early
2020
2 days early
2019
76 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €30,124 ▲3,260%
  3. Liquidity more than doublescurrent ratio 1.03

Key points

  • Caution: Among the weakest 18% on equitysector median €57,532 · 34,203 companies €10,852 View
  • Active since 1996founded 26-03-1996 30 years View
  • Total assets 20256 financial years filed €37,747 View

By topic

Financials

Financial year
2025
Total assets
€37,747
Profit
€30,124
Solvency
28.7%
Total assets▲ 59.3%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1997
Next accounts
by 31-07-2027
  1. 27-08-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 28-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Floor and wall tilingNACE 43331
Founded
26-03-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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