SLMA
Open bankruptcyA bankruptcy procedure is open for SLMA according to publications in the Belgian State Gazette; curator: DIANE OSSIEUR. The 2023 annual accounts show equity of €127k and a net result of €6k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-10-2024, 65 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
65 d late
2022
73 d late
2021
61 d late
2020
31 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€740k▲ 40.2%
2018 · €528k
2018: €528k
2018 → 2019
EBIT margin
2.8%▼ 3.9pp
2018 · 6.8%
2018: 6.8%
2018 → 2019
Net result
€6k▼ 28.7%
2022 · €9k
2018: €21k
2019: €17k
2020: €60k
2021: €-6k
2022: €9k
2018 → 2023
Working capital
€82k▼ 3.4%
2022 · €84k
2018: €-16k
2019: €18k
2020: €98k
2021: €87k
2022: €84k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€740k-
Equity€57k-€117k▲ 105%€111k▼ 5.0%€120k▲ 8.2%€127k▲ 5.4%
Operating result€21k-€84k▲ 301%€-1k€36k€18k▼ 50.1%
Net result€17k-€60k▲ 249%€-6k€9k€6k▼ 28.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 50% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €292k
Fixed assets
€60k▼ 19.6%
Current assets
€232k=
Equity and liabilities €292k
Equity
€127k▲ 5.4%
Debt
€165k▼ 11.3%
The debt ratio falls from 60.8% to 56.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2022 · €56k
Cash flow
€29k▼
2022 · €30k
Solvency
43.4%▲
2022 · 39.2%
Current ratio
1.54▼
2022 · 1.57
Quick ratio
1.54▼
2022 · 1.57
Debt / equity
1.31▼
2022 · 1.55
ROE
5.1%▼
2022 · 7.6%
ROA
2.2%▼
2022 · 3.0%
Interest coverage
7.29▼
2022 · 11.94
Debt
€165k▼
2022 · €186k
Debt ≤ 1 year
€150k▲
2022 · €148k
Debt > 1 year
€15k▼
2022 · €39k
Income taxes
€4k▼
2022 · €22k
Staff costs
€127k▼
2022 · €156k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€307k€292k▼
Fixed assets21/28€74k€60k▼
Tangible fixed assets22/27€74k€60k▼
Furniture and vehicles24€3k€7k▲
Leasing and similar rights25€71k€53k▼
Current assets29/58€232k€232k=
Amounts receivable within one year40/41€183k€231k▲
Trade receivables40€102k€121k▲
Other amounts receivable41€81k€110k▲
Cash at bank and in hand54/58€49k€11▼
Deferred charges and accrued income490/1-€840
Equity and liabilities
Total equity and liabilities10/49€307k€292k▼
Equity10/15€120k€127k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Profit (loss) carried forward14€100k€106k▲
Amounts payable17/49€186k€165k▼
Amounts payable after more than one year17€39k€15k▼
Financial debts170/4€39k€15k▼
Amounts payable within one year42/48€148k€150k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Financial debts43-€32
Credit institutions430/8-€32
Trade debts44€60k€58k▼
Suppliers440/4€60k€58k▼
Taxes, remuneration and social security45€64k€69k▲
Taxes450/3€64k€65k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€18-
Income statement
Code20222023
Non-recurring operating income76A€5k€5k▲
Remuneration, social security and pensions62€156k€127k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€14k€23k▲
Gross operating margin9900€226k€190k▼
Operating profit (loss)9901€36k€18k▼
Financial income75/76B€207€16▼
Recurring financial income75€207€16▼
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€5k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€31k€10k▼
Income taxes67/77€22k€4k▼
Profit (loss) for the period9904€9k€6k▼
Profit (loss) for the period to be appropriated9905€9k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€106k▲
Profit (loss) brought forward from the previous period14P€91k€100k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-10
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL SLMA AVENUE LOUISE 367, 1050 IXELLES · event 13-10-2025
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼110%
Net result drops to €-6k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €60k ▲249%
Operating result €84k, net result €60k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲105%
3 profitable years in a row build equity to €117k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 54 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3671050 BrusselGround area
2,083 m²
Building footprint
454 m²
Volume, LiDAR
4,765 m³
2 parcels, Brussels, Flanders · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
SLMA
since 20182.276.352.646
SLMA
since 20202.299.813.679
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23028A0162/00K006 | Flanders | 1,817 m² | 1 · 189 m² | 8.8 m · 2 fl. |
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DIANE OSSIEUR AVENUE H. & F. LIMBOURG 19,
1070 ANDERLECHT |
13-10-2025 → present |
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,203. 6,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2018
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.