SLM CONSULTANCY
ActiveSummary
SLM CONSULTANCY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €426k and a net result of €95k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-4
Solvency86▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.84 in 2024; short-term debt: 16.2% and cash: 7.2% of total assets), and 38.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
68 d late
2022
60 d late
2021
61 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€426k▲ 28.8%
2024 · €331k
2018: €240k
2019: €179k▼ -25.6% vs 2018lowest in 8 years
2020: €216k▲ +20.8% vs 2019
2021: €249k▲ +15.2% vs 2020
2022: €215k▼ -13.7% vs 2021
2023: €223k▲ +3.7% vs 2022
2024: €331k▲ +48.5% vs 2023
2025: €426k▲ +28.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€696k▲ 8.1%
2024 · €644k
2018: €593k
2019: €536k▼ -9.7% vs 2018lowest in 8 years
2020: €554k▲ +3.5% vs 2019
2021: €553k▼ -0.2% vs 2020
2022: €595k▲ +7.6% vs 2021
2023: €578k▼ -2.9% vs 2022
2024: €644k▲ +11.4% vs 2023
2025: €696k▲ +8.1% vs 2024highest in 8 years
2018 → 2025
Net result
€95k▼ 11.9%
2024 · €108k
2018: €84k
2019: €38k▼ -54.3% vs 2018
2020: €37k▼ -3.4% vs 2019
2021: €33k▼ -11.5% vs 2020lowest in 8 years
2022: €36k▲ +9.0% vs 2021
2023: €58k▲ +61.9% vs 2022
2024: €108k▲ +86.4% vs 2023highest in 8 years
2025: €95k▼ -11.9% vs 2024
2018 → 2025
Working capital
€143k▲ 59.4%
2024 · €90k
2018: €84k
2019: €10k▼ -87.6% vs 2018lowest in 8 years
2020: €34k▲ +225% vs 2019
2021: €53k▲ +54.9% vs 2020
2022: €43k▼ -18.5% vs 2021
2023: €21k▼ -51.7% vs 2022
2024: €90k▲ +334% vs 2023
2025: €143k▲ +59.4% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€249k-€215k▼ 13.7%€223k▲ 3.7%€331k▲ 48.5%€426k▲ 28.8%
2021: €249k
2022: €215k▼ -13.7% vs 2021lowest in 5 years
2023: €223k▲ +3.7% vs 2022
2024: €331k▲ +48.5% vs 2023
2025: €426k▲ +28.8% vs 2024highest in 5 years
Operating result€62k-€65k▲ 4.9%€96k▲ 48.4%€173k▲ 80.5%€156k▼ 9.7%
2021: €62klowest in 5 years
2022: €65k▲ +4.9% vs 2021
2023: €96k▲ +48.4% vs 2022
2024: €173k▲ +80.5% vs 2023highest in 5 years
2025: €156k▼ -9.7% vs 2024
Net result€33k-€36k▲ 9.0%€58k▲ 61.9%€108k▲ 86.4%€95k▼ 11.9%
2021: €33klowest in 5 years
2022: €36k▲ +9.0% vs 2021
2023: €58k▲ +61.9% vs 2022
2024: €108k▲ +86.4% vs 2023highest in 5 years
2025: €95k▼ -11.9% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €696k
Fixed assets
€440k ▼ 1.7%
Current assets
€256k ▲ 30.4%
Equity and liabilities €696k
Equity
€426k ▲ 28.8%
Debt
€269k ▼ 13.9%
Debt's share of the balance-sheet total falls from 48.6% to 38.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€177k▼
2024 · €193k
Cash flow
€115k▼
2024 · €127k
Current ratio
2.27▲
2024 · 1.84
Debt to equity
0.63▼
2024 · 0.95
ROE
22.4%▼
2024 · 32.7%
ROA
13.7%▼
2024 · 16.8%
Interest coverage
8.62▼
2024 · 9.84
Debt ≤ 1 year
€113k▲
2024 · €106k
Debt > 1 year
€157k▼
2024 · €206k
Income taxes
€42k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€644k€696k▲
Fixed assets21/28€447k€440k▼
Tangible fixed assets22/27€447k€440k▼
Land and buildings22€435k€430k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€196k€256k▲
Amounts receivable after more than one year29-€111k
Other amounts receivable291-€111k
Amounts receivable within one year40/41€120k€94k▼
Trade receivables40€36k€30k▼
Other amounts receivable41€84k€65k▼
Cash at bank and in hand54/58€76k€50k▼
Equity and liabilities
Total equity and liabilities10/49€644k€696k▲
Equity10/15€331k€426k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€274k€369k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€272k€367k▲
Profit (loss) carried forward14€51k€51k=
Amounts payable17/49€313k€269k▼
Amounts payable after more than one year17€206k€157k▼
Financial debts170/4€206k€157k▼
Amounts payable within one year42/48€106k€113k▲
Current portion of amounts payable after more than one year42€48k€73k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€55k€38k▼
Taxes450/3€55k€38k▼
Income statement
Code20242025
Non-recurring operating income76A-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€3k€8k▲
Gross operating margin9900€195k€184k▼
Operating profit (loss)9901€173k€156k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€20k€20k▲
Recurring financial charges65€20k€20k▲
Profit (loss) for the period before taxes9903€155k€138k▼
Income taxes67/77€47k€42k▼
Profit (loss) for the period9904€108k€95k▼
Profit (loss) for the period to be appropriated9905€108k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€159k€146k▼
Profit (loss) brought forward from the previous period14P€51k€51k=
Transfer to equity691/2€108k€95k▼
To other reserves6921€108k€95k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €14k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €22k | €21k | €19k | €20k | ▲ 4.4% |
| Other operating charges640/8 | €2k | €2k | €3k | €3k | €8k | ▲ 164% |
| Gross operating margin9900 | €84k | €89k | €120k | €195k | €184k | ▼ 5.7% |
| Operating profit (loss)9901 | €62k | €65k | €96k | €173k | €156k | ▼ 9.7% |
| Financial income75/76B | €2k | €3k | €2k | €1k | €2k | ▲ 13.6% |
| Recurring financial income75 | €2k | €3k | €2k | €1k | €2k | ▲ 13.6% |
| Financial charges65/66B | €16k | €17k | €17k | €20k | €20k | ▲ 4.8% |
| Recurring financial charges65 | €16k | €17k | €17k | €20k | €20k | ▲ 4.8% |
| Profit (loss) for the period before taxes9903 | €48k | €51k | €81k | €155k | €138k | ▼ 11.3% |
| Income taxes67/77 | €15k | €15k | €23k | €47k | €42k | ▼ 9.9% |
| Profit (loss) for the period9904 | €33k | €36k | €58k | €108k | €95k | ▼ 11.9% |
| Profit (loss) for the period to be appropriated9905 | €33k | €36k | €58k | €108k | €95k | ▼ 11.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €553k | €595k | €578k | €644k | €696k | ▲ 8.1% |
| Fixed assets21/28 | €456k | €472k | €456k | €447k | €440k | ▼ 1.7% |
| Tangible fixed assets22/27 | €456k | €472k | €456k | €447k | €440k | ▼ 1.7% |
| Land and buildings22 | €443k | €465k | €450k | €435k | €430k | ▼ 1.2% |
| Plant, machinery and equipment23 | €11k | €5k | €6k | €6k | €5k | ▼ 8.8% |
| Furniture and vehicles24 | €2k | €1k | €511 | €7k | €5k | ▼ 28.9% |
| Current assets29/58 | €97k | €123k | €121k | €196k | €256k | ▲ 30.4% |
| Amounts receivable after more than one year29 | - | - | - | - | €111k | - |
| Other amounts receivable291 | - | - | - | - | €111k | - |
| Amounts receivable within one year40/41 | €39k | €103k | €18k | €120k | €94k | ▼ 21.5% |
| Trade receivables40 | €6k | €52k | €11k | €36k | €30k | ▼ 18.3% |
| Other amounts receivable41 | €33k | €51k | €8k | €84k | €65k | ▼ 22.9% |
| Cash at bank and in hand54/58 | €58k | €20k | €103k | €76k | €50k | ▼ 34.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €553k | €595k | €578k | €644k | €696k | ▲ 8.1% |
| Equity10/15 | €249k | €215k | €223k | €331k | €426k | ▲ 28.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | - | - | €6k | €6k | = |
| Issued capital100 | - | - | - | €19k | €19k | = |
| Uncalled capital101 | - | - | - | €12k | €12k | = |
| Reserves13 | €72k | €108k | €166k | €274k | €369k | ▲ 34.8% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | - | - | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €70k | €106k | €164k | €272k | €367k | ▲ 35.0% |
| Profit (loss) carried forward14 | €171k | €101k | €51k | €51k | €51k | = |
| Amounts payable17/49 | €304k | €380k | €355k | €313k | €269k | ▼ 13.9% |
| Amounts payable after more than one year17 | €260k | €300k | €254k | €206k | €157k | ▼ 24.0% |
| Financial debts170/4 | €260k | €300k | €254k | €206k | €157k | ▼ 24.0% |
| Amounts payable within one year42/48 | €44k | €80k | €101k | €106k | €113k | ▲ 5.9% |
| Current portion of amounts payable after more than one year42 | €31k | €44k | €46k | €48k | €73k | ▲ 51.8% |
| Trade debts44 | €2k | €3k | €300 | €4k | €2k | ▼ 34.0% |
| Suppliers440/4 | €2k | €3k | €300 | €4k | €2k | ▼ 34.0% |
| Taxes, remuneration and social security45 | €12k | €33k | €54k | €55k | €38k | ▼ 31.4% |
| Taxes450/3 | €12k | €33k | €54k | €55k | €38k | ▼ 31.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €36k | €58k | €108k | €95k | ▼ 11.9% |
| + Depreciation and write-downs630 | €20k | €22k | €21k | €19k | €20k | ▲ 4.4% |
| Operating cash flow (approximation) | €53k | €57k | €79k | €127k | €115k | ▼ 9.4% |
| Investment in fixed assets (approximation) | - | €-38k | €-5k | €-11k | €-13k | ▼ 19.5% |
| Change in cash | - | €-38k | €83k | €-27k | €-26k | ▲ 4.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €108k ▲86.4%
Operating result €173k, net result €108k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €33k ▼11.5%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €216k ▲20.8%
3 profitable years in a row build equity to €216k.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2010
Ground area
654 m²
Building footprint
179 m²
Volume, LiDAR
1,183 m³
Parcel 23089D0112/00V000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SLM Consultancy
since 20102.185.059.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089D0112/00V000 | Flanders | 654 m² | 1 · 179 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.