Sleutelbeen
ActiveSleutelbeen has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €5k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 2295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+79
Solvency74▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.43 in 2024; short-term debt: 50.8% and cash: 48.6% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
25 d early
2022
12 d early
2021
31 d early
2020
33 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 19.6%
2024 · €25k
2018: €21k
2019: €26k
2020: €19k
2021: €33k
2022: €50k
2023: €37k
2024: €25k
2018 → 2025
Total assets
€60k▲ 8.7%
2024 · €55k
2018: €43k
2019: €44k
2020: €30k
2021: €51k
2022: €84k
2023: €66k
2024: €55k
2018 → 2025
Net result
€5k
2024 · €-12k
2018: €3k
2019: €5k
2020: €-7k
2021: €14k
2022: €17k
2023: €-13k
2024: €-12k
2018 → 2025
Working capital
€20k▲ 53.2%
2024 · €13k
2018: €12k
2019: €17k
2020: €10k
2021: €23k
2022: €30k
2023: €21k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€50k▲ 52.2%€37k▼ 25.9%€25k▼ 33.0%€30k▲ 19.6%
Operating result€14k-€18k▲ 24.5%€-12k€-12k▲ 4.4%€5k
Net result€14k-€17k▲ 25.6%€-13k€-12k▲ 5.6%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€9k▼ 19.4%
Current assets
€51k▲ 16.1%
Equity and liabilities €60k
Equity
€30k▲ 19.6%
Debt
€31k▼ 0.1%
The debt ratio falls from 55.2% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €-8k
Cash flow
€9k▲
2024 · €-8k
Solvency
49.2%▲
2024 · 44.8%
Current ratio
1.67▲
2024 · 1.43
Quick ratio
1.67▲
2024 · 1.43
Debt / equity
1.03▼
2024 · 1.23
ROE
16.4%▲
2024 · -49.3%
ROA
8.1%▲
2024 · -22.1%
Interest coverage
19.98▲
2024 · -18.27
Debt
€31k▼
2024 · €31k
Debt ≤ 1 year
€31k▼
2024 · €31k
Staff costs
€83k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€60k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€7k€4k▼
Financial fixed assets28€5k€5k=
Current assets29/58€44k€51k▲
Amounts receivable within one year40/41€18k€18k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€55k€60k▲
Equity10/15€25k€30k▲
Contributions10/11€14k€14k=
Reserves13€5k€5k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€6k€11k▲
Amounts payable17/49€31k€31k▼
Amounts payable within one year42/48€31k€31k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€20k€20k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€81k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€76k€98k▲
Operating profit (loss)9901€-12k€5k▲
Financial charges65/66B€433€474▲
Recurring financial charges65€433€474▲
Profit (loss) for the period before taxes9903€-12k€5k▲
Profit (loss) for the period9904€-12k€5k▲
Profit (loss) for the period to be appropriated9905€-12k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€11k▲
Profit (loss) brought forward from the previous period14P€19k€6k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼176%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲25.6%
Operating result €18k, net result €17k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheidsplein 31000 BrusselGround area
344 m²
Building footprint
341 m²
Volume, LiDAR
6,405 m³
Parcel 21803C0987/00H000, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LetMeOut
since 20152.242.903.581
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0987/00H000 ProtectedSite or landscapeVrijheidsplein en omliggende gebouwen - Onze-Lieve-Vrouw-ter-Sneeuwwijk |
Brussels | 344 m² | 1 · 341 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 6,728 companies in sector 93299 we hold annual accounts for 1,168. 859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2015
Fiscal year end31-12
Activities, NACEBEL
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.