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SLE & Partners

Active
Private limited companyfounded 20215 yrs activeKasteelstraat 72, 8660 De Panne, BelgiumKBO/BCE: BE 0770.521.082
Summary

The computed 12-month bankruptcy probability of SLE & Partners is 3.8% (moderate). The annual accounts of SLE & Partners for fiscal year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €28,633 and a net result of -€42,956. Equity is shrinking by ~6.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability33▼-37
Solvency29▼-7
Growth56▼-12
Track record86
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.19 against 0.8 in 2024; short-term debt: 10.5% and cash: 0.2% of total assets), and 96.3% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.7%
Return on assets
-5.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-07-2025, 207 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
207 d early
2024
137 d late
2023
79 d late
2022
437 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 112 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 19 May (3 of the last 4 filed years within 315 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline

History

On 30 June 2021, SLE & Partners was incorporated as a Private limited company.1 Revenue went from EUR 46,200 in 2022 to EUR 55,404 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€55,404▲ 9.9%
2024 · €50,400
EBIT margin
-54.3%▼ 87.9pp
2024 · 33.7%
Net result
-€42,956
2024 · €6,168
Working capital
-€65,243▼ 284%
2024 · -€16,969
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Turnover€46,200-€50,400▲ 9.1%€50,400=€55,404▲ 9.9%
Operating result€11,104-€15,084▲ 35.8%€16,968▲ 12.5%-€30,066
Net result-€62,888-€3,308€6,168▲ 86.4%-€42,956
EBIT margin24.0%-29.9%▲ 5.9pp33.7%▲ 3.7pp-54.3%▼ 87.9pp
Equity€62,112-€65,420▲ 5.3%€71,589▲ 9.4%€28,633▼ 60.0%
Total assets€670,548-€643,500▼ 4.0%€664,463▲ 3.3%€766,166▲ 15.3%
Debt€608,436-€578,080▼ 5.0%€592,874▲ 2.6%€737,534▲ 24.4%
Working capital-€21,681--€20,755▲ 4.3%-€16,969▲ 18.2%-€65,243▼ 284%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€80,000-€60,000-€40,000-€20,000€0€20,000Operating result 2022: €11,104€11,104Net result 2022: -€62,888-€62,888Operating result 2023: €15,084€15,084Net result 2023: €3,308€3,308Operating result 2024: €16,968€16,968Net result 2024: €6,168€6,168Operating result 2025: -€30,066-€30,066Net result 2025: -€42,956-€42,9562022202320242025-€60,000-€40,000-€20,000€0€20,000Operating result 2023: €15,084€15,100Net result 2023: €3,308€3,310Operating result 2024: €16,968€17,000Net result 2024: €6,168€6,170Operating result 2025: -€30,066-€30,100Net result 2025: -€42,956-€43,000202320242025
The operating result turns negative in 2025: a loss of €30,066 after €16,968 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €766,166
Fixed assets €751,161 ▲ 25.6%
Current assets €15,005 ▼ 77.5%
Equity and liabilities €766,166
Equity €28,633 ▼ 60.0%
Debt €737,534 ▲ 24.4%
Debt's share of the balance-sheet total rises from 89.2% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,607▼
2024 · €46,406
Cash flow
-€6,283▼
2024 · €35,606
Current ratio
0.19▼
2024 · 0.80
Debt to equity
25.76▲
2024 · 8.28
ROE
-150.0%▼
2024 · 8.6%
ROA
-5.6%▼
2024 · 0.9%
Interest coverage
0.50▼
2024 · 4.30
Debt ≤ 1 year
€80,249▼
2024 · €83,598
Debt > 1 year
€657,285▲
2024 · €509,277
Staff costs
€1,876
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 819 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a small loss
1.8% went bankrupt
3.3% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 819 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€664,463€766,166▲
Fixed assets21/28€597,834€751,161▲
Tangible fixed assets22/27€597,834€751,161▲
Land and buildings22€597,834€751,161▲
Current assets29/58€66,629€15,005▼
Amounts receivable within one year40/41€65,100€13,348▼
Trade receivables40€65,100€13,348▼
Cash at bank and in hand54/58€1,529€1,657▲
Equity and liabilities
Total equity and liabilities10/49€664,463€766,166▲
Equity10/15€71,589€28,633▼
Contributions10/11€125,000€125,000=
Capital10-€125,000
Issued capital100-€125,000
Outside capital11€125,000-
Other1109/19€125,000-
Profit (loss) carried forward14-€53,411-€96,367▼
Amounts payable17/49€592,874€737,534▲
Amounts payable after more than one year17€509,277€657,285▲
Financial debts170/4€509,277€657,285▲
Amounts payable within one year42/48€83,598€80,249▼
Current portion of amounts payable after more than one year42€63,640€38,127▼
Trade debts44€19,958€11,310▼
Suppliers440/4€19,958€11,310▼
Other amounts payable47/48-€30,811
Income statement Code20242025
Turnover70€50,400€55,404▲
Goods, raw materials, services and sundry goods60/61€3,627€17,393▲
Remuneration, social security and pensions62-€1,876
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,438€36,673▲
Other operating charges640/8€367€6,443▲
Non-recurring operating charges66A-€23,085
Gross operating margin9900€46,773€38,012▼
Operating profit (loss)9901€16,968-€30,066▼
Financial income75/76B-€332
Recurring financial income75-€332
Non-recurring financial income76B-€332
Financial charges65/66B€10,800€13,223▲
Recurring financial charges65€10,800€13,223▲
Profit (loss) for the period before taxes9903€6,168-€42,956▼
Profit (loss) for the period9904€6,168-€42,956▼
Profit (loss) for the period to be appropriated9905€6,168-€42,956▼
Appropriation of the result
Profit (loss) to be appropriated9906-€53,411-€96,367▼
Profit (loss) brought forward from the previous period14P-€59,580-€53,411▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Turnover70€46,200€50,400€50,400€55,404▲ 9.9%
Goods, raw materials, services and sundry goods60/61€15,805€5,511€3,627€17,393▲ 380%
Remuneration, social security and pensions62---€1,876-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,291€29,438€29,438€36,673▲ 24.6%
Other operating charges640/8-€367€367€6,443▲ 1,654%
Non-recurring operating charges66A---€23,085-
Gross operating margin9900€30,395€44,889€46,773€38,012▼ 18.7%
Operating profit (loss)9901€11,104€15,084€16,968-€30,066▼ 277%
Financial income75/76B---€332-
Recurring financial income75---€332-
Non-recurring financial income76B---€332-
Financial charges65/66B€73,992€11,775€10,800€13,223▲ 22.4%
Recurring financial charges65€6,392€11,775€10,800€13,223▲ 22.4%
Non-recurring financial charges66B€67,600----
Profit (loss) for the period before taxes9903-€62,888€3,308€6,168-€42,956▼ 796%
Profit (loss) for the period9904-€62,888€3,308€6,168-€42,956▼ 796%
Profit (loss) for the period to be appropriated9905-€62,888€3,308€6,168-€42,956▼ 796%
Line2022202320242025Change
Assets
Total assets20/58€670,548€643,500€664,463€766,166▲ 15.3%
Fixed assets21/28€656,709€627,272€597,834€751,161▲ 25.6%
Tangible fixed assets22/27€656,709€627,272€597,834€751,161▲ 25.6%
Land and buildings22€656,709€627,272€597,834€751,161▲ 25.6%
Current assets29/58€13,838€16,229€66,629€15,005▼ 77.5%
Amounts receivable within one year40/41€12,700€14,700€65,100€13,348▼ 79.5%
Trade receivables40€12,700€14,700€65,100€13,348▼ 79.5%
Cash at bank and in hand54/58€1,138€1,529€1,529€1,657▲ 8.4%
Equity and liabilities
Total equity and liabilities10/49€670,548€643,500€664,463€766,166▲ 15.3%
Equity10/15€62,112€65,420€71,589€28,633▼ 60.0%
Contributions10/11€125,000€125,000€125,000€125,000=
Capital10€125,000--€125,000-
Issued capital100€125,000--€125,000-
Outside capital11-€125,000€125,000--
Other1109/19-€125,000€125,000--
Profit (loss) carried forward14-€62,888-€59,580-€53,411-€96,367▼ 80.4%
Amounts payable17/49€608,436€578,080€592,874€737,534▲ 24.4%
Amounts payable after more than one year17€572,917€541,097€509,277€657,285▲ 29.1%
Financial debts170/4€572,917€541,097€509,277€657,285▲ 29.1%
Amounts payable within one year42/48€35,519€36,983€83,598€80,249▼ 4.0%
Current portion of amounts payable after more than one year42€33,854€31,820€63,640€38,127▼ 40.1%
Trade debts44€1,665€5,163€19,958€11,310▼ 43.3%
Suppliers440/4€1,665€5,163€19,958€11,310▼ 43.3%
Other amounts payable47/48---€30,811-
Line2022202320242025Change
Profit (loss) for the period9904-€62,888€3,308€6,168-€42,956▼ 796%
+ Depreciation and write-downs630€19,291€29,438€29,438€36,673▲ 24.6%
Operating cash flow (approximation)-€43,597€32,746€35,606-€6,283▼ 118%
Investment in fixed assets (approximation)-€0€0-€190,000-
Change in cash-€390€0€128-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
17-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 137 days late
12-06
Bankruptcy Judicial dissolution and immediate closure
Ondernemingsrechtbank Brussel · event 06-06-2025
2024
30-06
Financial Highest result since 2022net €6,168 ▲86.4%
Operating result €16,968, net result €6,168, both a record.
26-04
KBO administration UBO non-compliance
event 15-04-2024
19-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 79 days late
12-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 437 days late
2023
30-06
Financial Back to profitnet €3,308
Net result €3,308 after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, De Panne
exact location from the address register On OpenStreetMap
Ground area
173 m²
Building footprint
125 m²
Parcel 38008B0221/00_000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38008B0221/00_000 Flanders 173 m² 1 · 125 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded30-06-2021
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:0770521082
Registered 03-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.