SL INVEST
ActiveSL INVEST has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.42M and a net result of €99k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 4504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency45▲+2
Growth68=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.0 in 2024), and 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
2.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
6 d early
2022
4 d early
2021
5 d late
2020
18 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€284k▲ 3.4%
2024 · €275k
2019: €230k
2020: €232k
2022: €247k
2023: €242k
2024: €275k
2019 → 2025
EBIT margin
63.8%▲ 1.2pp
2024 · 62.6%
2019: 98.6%
2020: 133.4%
2022: 132.7%
2023: 92.0%
2024: 62.6%
2019 → 2025
Net result
€99k▲ 59.1%
2024 · €62k
2018: €46k
2019: €154k
2020: €228k
2021: €225k
2022: €239k
2023: €101k
2024: €62k
2018 → 2025
Working capital
€-2.30M▲ 7.0%
2024 · €-2.48M
2018: €-3.84M
2019: €-3.61M
2020: €-3.32M
2021: €-3.03M
2022: €-2.73M
2023: €-2.59M
2024: €-2.48M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€247k€242k▼ 1.7%€275k▲ 13.3%€284k▲ 3.4%
Equity€916k-€1.15M▲ 26.1%€1.26M▲ 8.7%€1.32M▲ 5.0%€1.42M▲ 7.5%
Operating result€306k-€327k▲ 6.9%€223k▼ 31.9%€172k▼ 22.9%€181k▲ 5.3%
Net result€225k-€239k▲ 6.3%€101k▼ 57.8%€62k▼ 38.3%€99k▲ 59.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.98M
Fixed assets
€3.72M▼ 2.0%
Current assets
€254k▲ 25,312%
Equity and liabilities €3.98M
Equity
€1.42M▲ 7.5%
Debt
€2.56M▲ 3.2%
The debt ratio falls from 65.3% to 64.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€243k▲
2024 · €234k
Cash flow
€162k▲
2024 · €125k
Solvency
35.6%▲
2024 · 34.7%
Current ratio
0.10▲
2024 · 0.00
Quick ratio
0.10▲
2024 · 0.00
Debt / equity
1.81▼
2024 · 1.88
ROE
7.0%▲
2024 · 4.7%
ROA
2.5%▲
2024 · 1.6%
Interest coverage
4.32▲
2024 · 2.74
Debt
€2.56M▲
2024 · €2.48M
Debt ≤ 1 year
€2.56M▲
2024 · €2.48M
Income taxes
€35k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.80M€3.98M▲
Fixed assets21/28€3.80M€3.72M▼
Tangible fixed assets22/27€3.72M€3.65M▼
Land and buildings22€3.72M€3.65M▼
Financial fixed assets28€80k€68k▼
Affiliated companies280/1€80k€68k▼
Participating interests280€80k€68k▼
Current assets29/58€1k€254k▲
Amounts receivable within one year40/41-€253k
Other amounts receivable41-€253k
Cash at bank and in hand54/58€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€3.80M€3.98M▲
Equity10/15€1.32M€1.42M▲
Contributions10/11€98k€98k=
Capital10€98k€98k=
Issued capital100€98k€98k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Profit (loss) carried forward14€1.21M€1.31M▲
Amounts payable17/49€2.48M€2.56M▲
Amounts payable within one year42/48€2.48M€2.56M▲
Financial debts43€2.46M€2.51M▲
Other loans439€2.46M€2.51M▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€8k€43k▲
Taxes450/3€8k€43k▲
Income statement
Code20242025
Operating income70/76A€275k€284k▲
Turnover70€275k€284k▲
Operating charges60/66A€103k€103k▲
Services and other goods61€39k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k=
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€172k€181k▲
Financial income75/76B€550€16k▲
Recurring financial income75€550€16k▲
Income from financial fixed assets750€550-
Non-recurring financial income76B-€16k
Financial charges65/66B€86k€62k▼
Recurring financial charges65€86k€57k▼
Debt charges650€86k€56k▼
Other financial charges652/9€460€628▲
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€86k€134k▲
Income taxes67/77€24k€35k▲
Taxes670/3€24k€35k▲
Profit (loss) for the period9904€62k€99k▲
Profit (loss) for the period to be appropriated9905€62k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.21M€1.31M▲
Profit (loss) brought forward from the previous period14P€1.15M€1.21M▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
13-02
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
09-02
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital
09-02
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital
09-02
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
02-02
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital
02-02
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
2023
28-12
State Gazette act
General meeting · Legal-form conversion
Reserve release · Approval
28-12
State Gazette act
General meeting · Statutes amendment
Reserve release · Corporate purpose
06-12
State Gazette act
General meeting · Legal-form conversion
Reserve release · Statutes amendment
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €239k ▲6.3%
Operating result €327k, net result €239k, both a record.
31-12
Financial
Equity above €1MEq €1.15M ▲26.1%
5 profitable years in a row build equity to €1.15M.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
27-01
State Gazette act
General meeting · Name change
Capital increase · Capital
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €500kEq €691k ▲49.1%
3 profitable years in a row build equity to €691k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
26-02
State Gazette act
General meeting · Purpose change
Legal-form conversion · Reserve release
2019
12-11
State Gazette act
General meeting · Director resignation
Director appointment · Auditor appointment
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
08-02
State Gazette act
General meeting · Director appointment
Permanent representative · Statutes amendment
18-01
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
07-01
State Gazette act
General meeting · Director resignation
Permanent representative
2018
18-10
State Gazette act
General meeting · Permanent representative
Director resignation · Director appointment
18-10
State Gazette act
General meeting · Permanent representative
Director resignation · Director appointment
18-10
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
23-01
State Gazette act
General meeting · Permanent representative
Director resignation · Auditor resignation
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
26-06
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
07-02
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
07-02
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Director resignation
2012
18-04
State Gazette act
Demerger · Incorporation
Founder · Corporate purpose
2011
14-04
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
2007
17-12
State Gazette act
Demerger · Incorporation
Founder · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2023
BOTS Barend Michel: Resigned as Director
01-01-2020
BEELEN Dominiek Emelie Alfons: Resigned as Director
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Satenrozen 1B2550 KontichGround area
9,606 m²
Building footprint
801 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
SL INVEST
since 20062.178.834.982
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0073/00B000 | Flanders | 6,177 m² | - | - |
| 11024G0051/00M005 | Flanders | 3,428 m² | 1 · 801 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
Ownership & control
8 partiesSL INVESTBE 0882.889.446
controls
Where this company holds controlthis company sits on their board8
12 subsidiaries
3 locations
2 locations
1 location
1 location
1 location
+2 more
in the list below
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 2,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-08-2006
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.