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SL Constructimmo

Active Risk: not assessed
Private limited companyfounded 2015active for 11 yearsKwikaard 105, 2980 Zoersel, BelgiumKBO/BCE: BE 0630.671.531

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 01-07-2026 at the NBB all 10 filings

Equity
€202,472▼ 2.2%
2024 · €207,100
Net result
-€4,627
2024 · €5,497
Total assets
€497,510▼ 3.0%
2024 · €512,751
Solvency
40.7%▲ 0.3pp
2024 · 40.4%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 79% lower than in 2024 and the lowest since 2021.

Operating result€4,041 2025 Net result-€4,627 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€71,439-€34,553▼ 51.6%€59,087▲ 71.0%€50,209▼ 15.0%€36,130▼ 28.0%€6,341▼ 82.4%€18,890▲ 198%€4,041▼ 78.6%
Net result€43,997-€16,826▼ 61.8%€35,466within the sector's middle half▲ 111%€31,093within the sector's middle half▼ 12.3%€24,026within the sector's middle half▼ 22.7%€118below the sector's middle half▼ 99.5%€5,497within the sector's middle half▲ 47×-€4,627below the sector's middle half
Equity€193,601-€200,428▲ 3.5%€235,086within the sector's middle half▲ 17.3%€266,486within the sector's middle half▲ 13.4%€265,111within the sector's middle half▼ 0.5%€265,229within the sector's middle half=€207,100within the sector's middle half▼ 21.9%€202,472within the sector's middle half▼ 2.2%
Total assets€538,477-€526,391▼ 2.2%€541,536within the sector's middle half▲ 2.9%€587,518within the sector's middle half▲ 8.5%€573,419within the sector's middle half▼ 2.4%€530,034within the sector's middle half▼ 7.6%€512,751within the sector's middle half▼ 3.3%€497,510within the sector's middle half▼ 3.0%
Debt€344,875-€325,963▼ 5.5%€306,451▼ 6.0%€321,032▲ 4.8%€308,307▼ 4.0%€264,805▼ 14.1%€305,651▲ 15.4%€295,038▼ 3.5%
Working capital€126,387-€125,932▼ 0.4%€152,666above the sector's middle half▲ 21.2%€177,561above the sector's middle half▲ 16.3%€170,555above the sector's middle half▼ 3.9%€164,025above the sector's middle half▼ 3.8%€96,767within the sector's middle half▼ 41.0%€68,184within the sector's middle half▼ 29.5%
Solvency36.0%-38.1%▲ 2.1pp43.4%within the sector's middle half▲ 5.3pp45.4%within the sector's middle half▲ 1.9pp46.2%within the sector's middle half▲ 0.9pp50.0%within the sector's middle half▲ 3.8pp40.4%within the sector's middle half▼ 9.7pp40.7%within the sector's middle half▲ 0.3pp
Current ratio5.19-5.61▲ 0.417.30above the sector's middle half▲ 1.694.20above the sector's middle half▼ 3.103.78within the sector's middle half▼ 0.415.66above the sector's middle half▲ 1.882.05within the sector's middle half▼ 3.612.05within the sector's middle half=
Return on assets (ROA)8.2%-3.2%▼ 5.0pp6.5%within the sector's middle half▲ 3.4pp5.3%within the sector's middle half▼ 1.3pp4.2%within the sector's middle half▼ 1.1pp0.0%below the sector's middle half▼ 4.2pp1.1%below the sector's middle half▲ 1.0pp-0.9%below the sector's middle half▼ 2.0pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497,510
Fixed assets €364,367 ▲ 12.6%
Current assets €133,143 ▼ 29.6%
Equity and liabilities €497,510
Equity €202,472 ▼ 2.2%
Debt €295,038 ▼ 3.5%
Debt's share of the balance-sheet total falls from 59.6% to 59.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
ROE
-2.3%▼
2024 · 2.7%
Debt ≤ 1 year
€64,960▼
2024 · €92,316
Debt > 1 year
€230,078▲
2024 · €213,335
Income taxes
€2,089▼
2024 · €4,214
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Mortgages, amount registered-€25,000€25,000€25,000-
Mortgage mandates-€340,000€340,000€340,000-
Carrying value of the mortgaged assets-€339,827€327,920€316,642-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€2,604-€2,218€5,362€57,500
Financial fixed assets----€0
Depreciation and write-downs of the year€12,838€12,855€12,977€12,484€16,801

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2023 · 1 entry · €360 awarded · €360 paid
Schemes
1 entry · €360 · €360 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as SL Constructimmo: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €462,000 and €580,000, founded between 2014 and 2016.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
SL Constructimmo Zoersel2015€497,510€202,472€22,688-€4,6272025
VICAST Nijlen2015€580,309€283,570€27,682€16,0272025
DERVAN SECURITY Kortrijk2014€518,583€193,067€22,458€15,2712025
PAUMEN STEFAN Bree2016€500,479€378,842€21,464-€3,5472025
F. D. J. Holding Energy SPRL Marche-en-Famenne2015€461,600€412,356€25,583€18,4342025
Vermander Investments Diksmuide2015€467,565€21,280€25,846€6632025
JECO.be Ukkel2015€496,351€491,071€19,457€492,9852025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines

Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€512,751€497,510▼
Fixed assets21/28€323,668€364,367▲
Tangible fixed assets22/27€323,668€364,367▲
Land and buildings22€316,642€305,508▼
Plant, machinery and equipment23€3,826€2,470▼
Furniture and vehicles24-€47,532
Other tangible fixed assets26€3,200€8,856▲
Current assets29/58€189,083€133,143▼
Amounts receivable after more than one year29€19,000€19,000=
Other amounts receivable291€19,000€19,000=
Amounts receivable within one year40/41€40,439€34,246▼
Trade receivables40€27,096€29,336▲
Other amounts receivable41€13,343€4,911▼
Current investments50/53€50,000€0▼
Cash at bank and in hand54/58€77,569€76,152▼
Deferred charges and accrued income490/1€2,076€3,745▲
Equity and liabilities
Total equity and liabilities10/49€512,751€497,510▼
Equity10/15€207,100€202,472▼
Contributions10/11€150,000€150,000=
Reserves13€57,100€52,472▼
Distributable reserves133€57,100€52,472▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€305,651€295,038▼
Amounts payable after more than one year17€213,335€230,078▲
Financial debts170/4€213,335€230,078▲
Amounts payable within one year42/48€92,316€64,960▼
Current portion of amounts payable after more than one year42€17,714€27,868▲
Trade debts44€3,737€7,446▲
Suppliers440/4€3,737€7,446▲
Taxes, remuneration and social security45€7,216€13,311▲
Taxes450/3€7,216€13,311▲
Other amounts payable47/48€63,649€16,335▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,484€16,801▲
Other operating charges640/8€1,501€1,846▲
Gross operating margin9900€32,875€22,688▼
Operating profit (loss)9901€18,890€4,041▼
Financial income75/76B€0€4,225▲
Recurring financial income75€0€2▲
Non-recurring financial income76B-€4,223
Financial charges65/66B€9,179€10,804▲
Recurring financial charges65€9,179€10,804▲
Profit (loss) for the period before taxes9903€9,712-€2,538▼
Income taxes67/77€4,214€2,089▼
Profit (loss) for the period9904€5,497-€4,627▼
Profit (loss) for the period to be appropriated9905€5,497-€4,627▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,497-€4,627▼
Transfer from equity791/2€63,627€4,627▼
Transfer to equity691/2€5,497€0▼
To other reserves6921€5,497€0▼
Profit to be distributed694/7€63,627€0▼
Return on contributions (dividend)694€63,627€0▼

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,338€11,967€12,111€12,838€12,855€12,977€12,484€16,801▲ 34.6%
Other operating charges640/8---€301€1,727€1,019€1,501€1,846▲ 23.0%
Gross operating margin9900€83,281€46,735€71,454€63,348€50,713€20,337€32,875€22,688▼ 31.0%
Operating profit (loss)9901€71,439€34,553€59,087€50,209€36,130€6,341€18,890€4,041▼ 78.6%
Financial income75/76B---€1€1,812€4,101€0€4,225-
Recurring financial income75€59€50€2€1€1,812€4,101€0€2-
Non-recurring financial income76B-------€4,223-
Financial charges65/66B---€8,621€6,004€7,881€9,179€10,804▲ 17.7%
Recurring financial charges65€9,060€8,663€8,343€8,621€6,004€7,881€9,179€10,804▲ 17.7%
Profit (loss) for the period before taxes9903€62,437€25,940€50,746€41,589€31,938€2,561€9,712-€2,538-
Income taxes67/77€18,440€9,114€15,280€10,497€7,912€2,443€4,214€2,089▼ 50.4%
Profit (loss) for the period9904€43,997€16,826€35,466€31,093€24,026€118€5,497-€4,627-
Profit (loss) for the period to be appropriated9905€43,997€16,826€35,466€31,093€24,026€118€5,497-€4,627-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€538,477€526,391€541,536€587,518€573,419€530,034€512,751€497,510▼ 3.0%
Fixed assets21/28€381,944€373,119€364,638€354,404€341,549€330,790€323,668€364,367▲ 12.6%
Tangible fixed assets22/27€381,944€373,119€364,638€354,404€341,549€330,790€323,668€364,367▲ 12.6%
Land and buildings22---€351,734€339,827€327,920€316,642€305,508▼ 3.5%
Plant, machinery and equipment23----€1,722€2,870€3,826€2,470▼ 35.5%
Furniture and vehicles24---€2,671€0--€47,532-
Other tangible fixed assets26------€3,200€8,856▲ 177%
Current assets29/58€156,533€153,271€176,898€233,113€231,870€199,244€189,083€133,143▼ 29.6%
Amounts receivable after more than one year29---€50,000€40,000€30,000€19,000€19,000=
Other amounts receivable291---€50,000€40,000€30,000€19,000€19,000=
Amounts receivable within one year40/41€3,842€28,160€28,054€30,507€38,406€39,713€40,439€34,246▼ 15.3%
Trade receivables40---€23,719€26,392€25,419€27,096€29,336▲ 8.3%
Other amounts receivable41---€6,788€12,014€14,294€13,343€4,911▼ 63.2%
Current investments50/53------€50,000€0▼ 100%
Cash at bank and in hand54/58€149,791€123,473€145,761€149,401€150,126€129,058€77,569€76,152▼ 1.8%
Deferred charges and accrued income490/1---€3,206€3,338€473€2,076€3,745▲ 80.4%
Equity and liabilities
Total equity and liabilities10/49€538,477€526,391€541,536€587,518€573,419€530,034€512,751€497,510▼ 3.0%
Equity10/15€193,601€200,428€235,086€266,486€265,111€265,229€207,100€202,472▼ 2.2%
Contributions10/11€118,600€118,600-€150,000€150,000€150,000€150,000€150,000=
Reserves13€75,001€81,828€116,486€116,486€115,111€115,229€57,100€52,472▼ 8.1%
Non-distributable reserves130/1---€15,000€13,626€0---
Reserves not available under the articles1311---€15,000€13,626€0---
Distributable reserves133---€101,486€101,486€115,229€57,100€52,472▼ 8.1%
Profit (loss) carried forward14---€0€0€0€0€0-
Amounts payable17/49€344,875€325,963€306,451€321,032€308,307€264,805€305,651€295,038▼ 3.5%
Amounts payable after more than one year17€314,729€298,624€282,210€265,480€246,993€229,586€213,335€230,078▲ 7.8%
Financial debts170/4---€265,480€246,993€229,586€213,335€230,078▲ 7.8%
Amounts payable within one year42/48€30,147€27,339€24,233€55,552€61,315€35,219€92,316€64,960▼ 29.6%
Current portion of amounts payable after more than one year42---€16,730€17,079€17,407€17,714€27,868▲ 57.3%
Trade debts44€13,668€11,234€6,648€4,932€6,058€8,233€3,737€7,446▲ 99.2%
Suppliers440/4---€4,932€6,058€8,233€3,737€7,446▲ 99.2%
Taxes, remuneration and social security45---€2,797€12,778€9,579€7,216€13,311▲ 84.5%
Taxes450/3---€2,797€12,778€9,579€7,216€13,311▲ 84.5%
Other amounts payable47/48---€31,093€25,400€0€63,649€16,335▼ 74.3%
Accrued charges and deferred income492/3---€0-----
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€43,997€16,826€35,466€31,093€24,026€118€5,497-€4,627-
+ Depreciation and write-downs630€11,338€11,967€12,111€12,838€12,855€12,977€12,484€16,801▲ 34.6%
Operating cash flow (approximation)€55,336€28,793€47,578€43,931€36,881€13,095€17,981€12,174▼ 32.3%
Investment in fixed assets (approximation)--€3,142-€3,630-€2,604€0-€2,218-€5,362-€57,500▼ 972%
Change in cash--€26,318€22,288€3,640€725-€21,068-€51,489-€1,416▲ 97.2%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (10)
Financial year Type Filed Reference Document
31-12-2025 micro format 01-07-2026 2026-00231850 NBB
31-12-2024 micro format 29-07-2025 2025-00320862 PDF
31-12-2023 micro format 02-07-2024 2024-00194833 PDF
31-12-2022 micro format 31-08-2023 2023-00391408 PDF
31-12-2021 micro format 04-07-2022 2022-20124318 PDF
31-12-2020 micro format 04-05-2021 2021-13100520 PDF
31-12-2019 micro format 25-03-2020 2020-07400595 PDF
31-12-2018 micro format 18-03-2019 2019-07300113 PDF
31-12-2017 micro format 23-03-2018 2018-07900576 PDF
31-12-2016 abbreviated format 22-03-2017 2017-07000025 PDF

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