SL Advice
ActiveSL Advice has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €2k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.69 against 4.72 in 2024; short-term debt: 16.1% and cash: 73.4% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
38 d early
2023
21 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 6.9%
2024 · €30k
2022: €15k
2023: €28k
2024: €30k
2022 → 2025
Total assets
€38k▲ 4.2%
2024 · €36k
2022: €27k
2023: €34k
2024: €36k
2022 → 2025
Net result
€2k▲ 14.3%
2024 · €2k
2022: €11k
2023: €13k
2024: €2k
2022 → 2025
Working capital
€29k▲ 16.1%
2024 · €25k
2022: €15k
2023: €21k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€28k▲ 83.0%€30k▲ 6.4%€32k▲ 6.9%
Operating result€15k-€17k▲ 9.7%€3k▼ 81.5%€4k▲ 14.3%
Net result€11k-€13k▲ 12.4%€2k▼ 85.9%€2k▲ 14.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€3k▼ 37.5%
Current assets
€35k▲ 11.0%
Equity and liabilities €38k
Equity
€32k▲ 6.9%
Debt
€6k▼ 7.8%
The debt ratio falls from 18.2% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €5k
Cash flow
€4k▲
2024 · €4k
Solvency
83.9%▲
2024 · 81.8%
Current ratio
5.69▲
2024 · 4.72
Quick ratio
5.69▲
2024 · 4.72
Debt / equity
0.19▼
2024 · 0.22
ROE
6.4%▲
2024 · 6.0%
ROA
5.4%▲
2024 · 4.9%
Interest coverage
52.74▲
2024 · 50.87
Debt
€6k▼
2024 · €7k
Debt ≤ 1 year
€6k▼
2024 · €7k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€38k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€1k€397▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€31k€35k▲
Amounts receivable after more than one year29€8k€7k▼
Other amounts receivable291€8k€7k▼
Amounts receivable within one year40/41€2k-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€21k€28k▲
Equity and liabilities
Total equity and liabilities10/49€36k€38k▲
Equity10/15€30k€32k▲
Contributions10/11€4k€4k=
Reserves13€26k€28k▲
Distributable reserves133€26k€28k▲
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€505€520▲
Gross operating margin9900€6k€6k▲
Operating profit (loss)9901€3k€4k▲
Financial charges65/66B€99€104▲
Recurring financial charges65€99€104▲
Profit (loss) for the period before taxes9903€3k€3k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Transfer to equity691/2€2k€2k▲
To other reserves6921€2k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼85.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Highest result since 2022net €13k ▲12.4%
Operating result €17k, net result €13k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.78
Current ratio from 2.36 to 4.78; short-term debt falls from €11k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pauwenveld 62240 ZandhovenGround area
609 m²
Building footprint
123 m²
Volume, LiDAR
676 m³
Parcel 11054B0273/00K000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SL Advice
since 20222.336.641.116
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054B0273/00K000 | Flanders | 609 m² | 1 · 123 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AD CONSULTING SERVICES
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DEPACO
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Wetteren · Eq €32k
KAROO CONSULTING
BE 0783.422.082
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ORI Consult
BE 0801.212.575
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JBL CONSULTING SERVICES
BE 0769.818.328
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 34,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.