SKRIPTO
ActiveSummary
SKRIPTO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 76% of 727 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability65▲+45
Solvency87▼-4
Growth83▲+34
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 4.03 in 2023; short-term debt: 21.6% and cash: 9.4% of total assets), and 37.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
26 d late
2022
29 d late
2021
29 d late
2020
30 d late
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
In the rankings
#3 oldest company in West Flanders, Postal and courier sector
Turnover
€743k▲ 38.4%
2023 · €537k
EBIT margin
2.4%▲ 2.6pp
2023 · -0.2%
Net result
€14k
2023 · €-8k
Working capital
€109k▼ 6.8%
2023 · €117k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€327k▲ 4.1%€369k▲ 12.9%€440k▲ 19.5%€537k▲ 22.0%€743k▲ 38.4%
Operating result€5k▼ 41.7%€4k▼ 30.4%€3k▼ 15.8%€-1k€18k
Net result€4k▼ 57.1%€2k▼ 52.3%€347▼ 80.8%€-8k€14k
EBIT margin1.7%▼ 1.3pp1.0%▼ 0.6pp0.7%▼ 0.3pp-0.2%▼ 0.9pp2.4%▲ 2.6pp
Equity€129k▼ 6.9%€129k=€131k▲ 1.4%€124k▼ 5.4%€138k▲ 11.5%
Total assets€206k▲ 18.5%€205k▼ 0.8%€203k▼ 1.0%€189k▼ 6.7%€222k▲ 17.8%
Debt€77k▲ 118%€75k▼ 2.2%€71k▼ 5.8%€65k▼ 8.6%€84k▲ 29.8%
Working capital€154k▲ 10.3%€92k▼ 39.8%€93k▲ 0.6%€117k▲ 25.6%€109k▼ 6.8%
Staff (FTE)0.5▼ 16.7%0.5=1.6▲ 220%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €1k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €222k
Fixed assets
€66k ▲ 94.6%
Current assets
€157k ▲ 1.0%
Equity and liabilities €222k
Equity
€138k ▲ 11.5%
Debt
€84k ▲ 29.8%
Debt's share of the balance-sheet total rises from 34.3% to 37.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2023 · €4k
Cash flow
€37k▲
2023 · €-2k
Current ratio
3.27▼
2023 · 4.03
Debt to equity
0.61▲
2023 · 0.52
ROE
10.3%▲
2023 · -6.1%
ROA
6.4%▲
2023 · -4.0%
Interest coverage
12.21▲
2023 · 0.62
Debt ≤ 1 year
€48k▲
2023 · €38k
Debt > 1 year
€36k▲
2023 · €23k
Staff costs
€174k▲
2023 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €327k | €369k | €440k | €537k | €743k | ▲ 38.4% |
| Goods, raw materials, services and sundry goods60/61 | - | €360k | €386k | €442k | €534k | ▲ 20.8% |
| Remuneration, social security and pensions62 | - | €15k | €67k | €113k | €174k | ▲ 53.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €5k | €22k | ▲ 343% |
| Other operating charges640/8 | - | €1k | €303 | €773 | €158 | ▼ 79.5% |
| Gross operating margin9900 | €33k | €20k | €70k | €118k | €215k | ▲ 81.6% |
| Operating profit (loss)9901 | €5k | €4k | €3k | €-1k | €18k | ▲ 1,760% |
| Financial income75/76B | - | - | €16 | - | - | - |
| Recurring financial income75 | - | - | €16 | - | - | - |
| Financial charges65/66B | - | €969 | €3k | €6k | €3k | ▼ 49.4% |
| Recurring financial charges65 | €2k | €969 | €3k | €6k | €3k | ▼ 49.4% |
| Profit (loss) for the period before taxes9903 | €4k | €3k | €434 | €-8k | €14k | ▲ 289% |
| Income taxes67/77 | - | €1k | €87 | - | - | - |
| Profit (loss) for the period9904 | €4k | €2k | €347 | €-8k | €14k | ▲ 289% |
| Profit (loss) for the period to be appropriated9905 | €4k | €2k | €347 | €-8k | €14k | ▲ 289% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €206k | €205k | €203k | €189k | €222k | ▲ 17.8% |
| Fixed assets21/28 | €11k | €73k | €85k | €34k | €66k | ▲ 94.6% |
| Tangible fixed assets22/27 | €11k | €73k | €85k | €34k | €66k | ▲ 94.6% |
| Plant, machinery and equipment23 | - | - | - | - | €19k | - |
| Furniture and vehicles24 | - | €73k | €85k | €33k | €47k | ▲ 39.8% |
| Leasing and similar rights25 | - | €453 | €453 | €453 | - | - |
| Current assets29/58 | €196k | €131k | €117k | €155k | €157k | ▲ 1.0% |
| Amounts receivable after more than one year29 | - | €9k | €9k | €22k | €27k | ▲ 22.7% |
| Other amounts receivable291 | - | €9k | €9k | €22k | €27k | ▲ 22.7% |
| Amounts receivable within one year40/41 | €117k | €105k | €67k | €93k | €87k | ▼ 6.9% |
| Trade receivables40 | - | €73k | €67k | €65k | €64k | ▼ 1.9% |
| Other amounts receivable41 | - | €32k | - | €28k | €23k | ▼ 18.9% |
| Cash at bank and in hand54/58 | €70k | €17k | €24k | €22k | €21k | ▼ 6.5% |
| Deferred charges and accrued income490/1 | - | - | €18k | €18k | €22k | ▲ 25.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €206k | €205k | €203k | €189k | €222k | ▲ 17.8% |
| Equity10/15 | €129k | €129k | €131k | €124k | €138k | ▲ 11.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | - | €19k | - |
| Issued capital100 | - | €19k | €19k | - | €19k | - |
| Reserves13 | €6k | €6k | €6k | €6k | €6k | = |
| Non-distributable reserves130/1 | - | €3k | €3k | €3k | €3k | = |
| Legal reserve130 | - | €3k | €3k | - | €3k | - |
| Reserves not available under the articles1311 | - | - | - | €3k | - | - |
| Distributable reserves133 | - | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €105k | €105k | €107k | €100k | €114k | ▲ 14.3% |
| Provisions and deferred taxes16 | - | - | €434 | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | €434 | - | - | - |
| Taxes161 | - | - | €434 | - | - | - |
| Amounts payable17/49 | €77k | €75k | €71k | €65k | €84k | ▲ 29.8% |
| Amounts payable after more than one year17 | €35k | €25k | €47k | €23k | €36k | ▲ 56.6% |
| Financial debts170/4 | - | €25k | €47k | €23k | €36k | ▲ 56.6% |
| Amounts payable within one year42/48 | €42k | €39k | €24k | €38k | €48k | ▲ 24.6% |
| Trade debts44 | €42k | €34k | €13k | €31k | €34k | ▲ 11.1% |
| Suppliers440/4 | - | €34k | €13k | €31k | €34k | ▲ 11.1% |
| Taxes, remuneration and social security45 | - | €5k | €4k | €8k | €14k | ▲ 78.3% |
| Remuneration and social security454/9 | - | €5k | €4k | €8k | €14k | ▲ 78.3% |
| Other amounts payable47/48 | - | - | €7k | - | - | - |
| Accrued charges and deferred income492/3 | - | €11k | - | €3k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €2k | €347 | €-8k | €14k | ▲ 289% |
| + Depreciation and write-downs630 | - | - | - | €5k | €22k | ▲ 343% |
| Operating cash flow (approximation) | €4k | €2k | €347 | €-2k | €37k | ▲ 1,603% |
| Investment in fixed assets (approximation) | - | €-63k | €-12k | €47k | €-54k | ▼ 217% |
| Change in cash | - | €-53k | €6k | €-1k | €-1k | ▼ 15.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
06-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 6 days late
2016
25-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1988
Ground area
99 m²
Building footprint
78 m²
Volume, LiDAR
543 m³
Parcel 37302D1528/00B003, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SKRIPTO
since 19882.039.256.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37302D1528/00B003 | Flanders | 99 m² | 1 · 78 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 5,170 EUR awarded · 5,170 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 5,170 EUR | 5,170 EUR |
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,921 companies in sector 53200 we hold annual accounts for 1,323. 981 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-1988
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
47400Retail sale of information and communication equipment
49330On-demand passenger transport by chauffeured vehicle
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.