SKOLES
ActiveSummary
SKOLES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,458 and a net result of €9,041. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 91% of 8782 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-20
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 18.1 against 3.84 in 2024; short-term debt: 5.4% and cash: 95.8% of total assets), and 5.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
9.2%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €93,458
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
51 d early
2024
49 d early
2023
48 d early
2022
47 d early
2021
46 d early
2020
34 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 14 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€93,458▲ 10.7%
2024 · €84,417
Total assets
€98,788▼ 10.2%
2024 · €109,986
Net result
€9,041▼ 85.3%
2024 · €61,710
Working capital
€91,150▲ 30.1%
2024 · €70,074
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€78,759▲ 79.7%€80,483▲ 2.2%€91,126▲ 13.2%€87,538▼ 3.9%€15,588▼ 82.2%
Net result€60,851within the sector's middle half▲ 75.5%€60,556within the sector's middle half▼ 0.5%€64,060within the sector's middle half▲ 5.8%€61,710within the sector's middle half▼ 3.7%€9,041within the sector's middle half▼ 85.3%
Equity€121,151within the sector's middle half▲ 101%€22,707below the sector's middle half▼ 81.3%€22,707below the sector's middle half=€84,417below the sector's middle half▲ 272%€93,458within the sector's middle half▲ 10.7%
Total assets€197,221below the sector's middle half▲ 133%€154,651below the sector's middle half▼ 21.6%€136,234below the sector's middle half▼ 11.9%€109,986below the sector's middle half▼ 19.3%€98,788below the sector's middle half▼ 10.2%
Debt€76,069▲ 213%€131,944▲ 73.5%€113,527▼ 14.0%€25,569▼ 77.5%€5,331▼ 79.2%
Working capital€103,854within the sector's middle half▲ 73.9%€6,813within the sector's middle half▼ 93.4%€7,607within the sector's middle half▲ 11.7%€70,074within the sector's middle half▲ 821%€91,150within the sector's middle half▲ 30.1%
Solvency61.4%within the sector's middle half▼ 9.9pp14.7%below the sector's middle half▼ 46.7pp16.7%below the sector's middle half▲ 2.0pp76.8%within the sector's middle half▲ 60.1pp94.6%above the sector's middle half▲ 17.9pp
Current ratio3.46within the sector's middle half=1.06within the sector's middle half▼ 2.401.07within the sector's middle half▲ 0.013.84within the sector's middle half▲ 2.7718.10above the sector's middle half▲ 14.26
Return on assets (ROA)30.9%above the sector's middle half▼ 10.1pp39.2%above the sector's middle half▲ 8.3pp47.0%above the sector's middle half▲ 7.9pp56.1%above the sector's middle half▲ 9.1pp9.2%within the sector's middle half▼ 47.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,788
Fixed assets
€2,308 ▼ 84.9%
Current assets
€96,480 ▲ 1.9%
Equity and liabilities €98,788
Equity
€93,458 ▲ 10.7%
Debt
€5,331 ▼ 79.2%
Debt's share of the balance-sheet total falls from 23.2% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,975▼
2024 · €100,613
Cash flow
€22,428▼
2024 · €74,785
Debt to equity
0.06▼
2024 · 0.30
ROE
9.7%▼
2024 · 73.1%
Interest coverage
126.87▼
2024 · 171.62
Debt ≤ 1 year
€5,331▼
2024 · €24,637
Income taxes
€6,319▼
2024 · €25,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,088 | €12,875 | €13,193 | €13,075 | €13,387 | ▲ 2.4% |
| Other operating charges640/8 | - | €1,344 | €2,304 | €1,954 | €1,305 | ▼ 33.2% |
| Gross operating margin9900 | €92,825 | €94,703 | €106,623 | €102,567 | €30,280 | ▼ 70.5% |
| Operating profit (loss)9901 | €78,759 | €80,483 | €91,126 | €87,538 | €15,588 | ▼ 82.2% |
| Financial income75/76B | - | - | - | €2 | - | - |
| Recurring financial income75 | €0 | - | - | €2 | - | - |
| Financial charges65/66B | - | €566 | €527 | €586 | €228 | ▼ 61.0% |
| Recurring financial charges65 | €637 | €566 | €527 | €586 | €228 | ▼ 61.0% |
| Profit (loss) for the period before taxes9903 | €78,122 | €79,917 | €90,598 | €86,953 | €15,360 | ▼ 82.3% |
| Income taxes67/77 | €17,271 | €19,361 | €26,538 | €25,243 | €6,319 | ▼ 75.0% |
| Profit (loss) for the period9904 | €60,851 | €60,556 | €64,060 | €61,710 | €9,041 | ▼ 85.3% |
| Profit (loss) for the period to be appropriated9905 | €60,851 | €60,556 | €64,060 | €61,710 | €9,041 | ▼ 85.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €197,221 | €154,651 | €136,234 | €109,986 | €98,788 | ▼ 10.2% |
| Fixed assets21/28 | €51,191 | €38,925 | €27,144 | €15,275 | €2,308 | ▼ 84.9% |
| Tangible fixed assets22/27 | €51,191 | €38,925 | €27,144 | €15,275 | €2,308 | ▼ 84.9% |
| Furniture and vehicles24 | - | €38,925 | €27,144 | €15,275 | €2,308 | ▼ 84.9% |
| Current assets29/58 | €146,030 | €115,726 | €109,090 | €94,711 | €96,480 | ▲ 1.9% |
| Amounts receivable within one year40/41 | €18,584 | €21,366 | €37,649 | €31,783 | €694 | ▼ 97.8% |
| Trade receivables40 | - | €21,366 | €37,465 | €31,783 | - | - |
| Other amounts receivable41 | - | - | €184 | - | €694 | - |
| Cash at bank and in hand54/58 | €127,230 | €93,720 | €70,770 | €62,234 | €94,620 | ▲ 52.0% |
| Deferred charges and accrued income490/1 | - | €640 | €670 | €694 | €1,166 | ▲ 68.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €197,221 | €154,651 | €136,234 | €109,986 | €98,788 | ▼ 10.2% |
| Equity10/15 | €121,151 | €22,707 | €22,707 | €84,417 | €93,458 | ▲ 10.7% |
| Contributions10/11 | - | €20,000 | €20,000 | €22,000 | €22,000 | = |
| Reserves13 | €40,300 | €2,151 | €2,707 | €707 | €62,417 | ▲ 8,727% |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | - | - | - |
| Distributable reserves133 | - | €151 | €707 | €707 | €62,417 | ▲ 8,727% |
| Profit (loss) carried forward14 | €60,851 | €556 | - | €61,710 | €9,041 | ▼ 85.3% |
| Amounts payable17/49 | €76,069 | €131,944 | €113,527 | €25,569 | €5,331 | ▼ 79.2% |
| Amounts payable after more than one year17 | €33,893 | €23,031 | €12,045 | €932 | - | - |
| Financial debts170/4 | - | €23,031 | €12,045 | €932 | - | - |
| Amounts payable within one year42/48 | €42,176 | €108,913 | €101,482 | €24,637 | €5,331 | ▼ 78.4% |
| Current portion of amounts payable after more than one year42 | - | €10,862 | €10,987 | €11,113 | €932 | ▼ 91.6% |
| Trade debts44 | €1,475 | €3,469 | €6,856 | €3,225 | €1,277 | ▼ 60.4% |
| Suppliers440/4 | - | €3,469 | €6,856 | €3,225 | €1,277 | ▼ 60.4% |
| Taxes, remuneration and social security45 | - | €28,323 | €19,579 | €9,922 | €2,732 | ▼ 72.5% |
| Taxes450/3 | - | €28,323 | €17,937 | €8,020 | €1,398 | ▼ 82.6% |
| Remuneration and social security454/9 | - | - | €1,642 | €1,902 | €1,334 | ▼ 29.9% |
| Other amounts payable47/48 | - | €66,259 | €64,060 | €376 | €390 | ▲ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,851 | €60,556 | €64,060 | €61,710 | €9,041 | ▼ 85.3% |
| + Depreciation and write-downs630 | €12,088 | €12,875 | €13,193 | €13,075 | €13,387 | ▲ 2.4% |
| Operating cash flow (approximation) | €72,939 | €73,431 | €77,253 | €74,785 | €22,428 | ▼ 70.0% |
| Investment in fixed assets (approximation) | - | -€610 | -€1,412 | -€1,206 | -€420 | ▲ 65.1% |
| Change in cash | - | -€33,510 | -€22,950 | -€8,536 | €32,386 | ▲ 479% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
State Gazette act
General meeting · Capital increase
Share issue · Statutes amendment · Hugo Kuijpers
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity times 5current ratio 18.10
Current ratio from 3.84 to 18.10; short-term debt falls from €24,637 to €5,331.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity quadruplescurrent ratio 3.84
Current ratio from 1.07 to 3.84; short-term debt falls from €101,482 to €24,637.
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2019net €64,060 ▲5.8%
Operating result €91,126, net result €64,060, both a record.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €100,000Eq €121,151 ▲101%
3 profitable years in a row build equity to €121,151.
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2019
Ground area
1,502 m²
Building footprint
109 m²
Volume, LiDAR
342 m³
Parcel 13432B0119/00A000, Flanders · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SKOLES
since 20192.286.783.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B0119/00A000 | Flanders | 1,501 m² | 1 · 109 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded20-03-2019
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
SKOLES.bvba@telenet.beMol
E-invoicing
Reachable via Peppol
Peppol ID
0208:0722944958
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.