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SKL

Active
Private limited companyfounded 20215 yrs activeMechelsesteenweg(CEN) 89, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0771.682.708
Summary

SKL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €75,570 and a net result of €20,965. Equity is growing by ~38.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability98▼-2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 5.95 against 4.24 in 2023; short-term debt: 16.7% and cash: 76% of total assets), and 16.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
46 d early
2024
37 d early
2023
2 d early
2022
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 July 2021, SKL was incorporated as a Private limited company.1 Total assets went from EUR 44,691 in 2022 to EUR 90,764 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€75,570▲ 38.4%
2023 · €54,605
Total assets
€90,764▲ 27.6%
2023 · €71,143
Net result
€20,965▼ 1.8%
2023 · €21,351
Working capital
€75,181▲ 40.4%
2023 · €53,550
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€38,356-€28,002▼ 27.0%€27,725▼ 1.0%
Net result€30,254within the sector's middle half-€21,351within the sector's middle half▼ 29.4%€20,965within the sector's middle half▼ 1.8%
Equity€33,254within the sector's middle half-€54,605within the sector's middle half▲ 64.2%€75,570within the sector's middle half▲ 38.4%
Total assets€44,691below the sector's middle half-€71,143below the sector's middle half▲ 59.2%€90,764within the sector's middle half▲ 27.6%
Debt€11,438-€16,538▲ 44.6%€15,195▼ 8.1%
Working capital€31,533within the sector's middle half-€53,550within the sector's middle half▲ 69.8%€75,181within the sector's middle half▲ 40.4%
Solvency74.4%within the sector's middle half-76.8%within the sector's middle half▲ 2.3pp83.3%above the sector's middle half▲ 6.5pp
Current ratio3.76within the sector's middle half-4.24within the sector's middle half▲ 0.485.95above the sector's middle half▲ 1.71
Return on assets (ROA)67.7%above the sector's middle half-30.0%above the sector's middle half▼ 37.7pp23.1%within the sector's middle half▼ 6.9pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2022: €38,356€38,356Net result 2022: €30,254€30,254Operating result 2023: €28,002€28,002Net result 2023: €21,351€21,351Operating result 2024: €27,725€27,725Net result 2024: €20,965€20,965202220232024€0€10,000€20,000€30,000€40,000Operating result 2022: €38,356€38,400Net result 2022: €30,254€30,300Operating result 2023: €28,002€28,000Net result 2023: €21,351€21,400Operating result 2024: €27,725€27,700Net result 2024: €20,965€21,000202220232024
The operating result has fallen two years in a row; 2024 is 1% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90,764
Fixed assets €388 ▼ 63.2%
Current assets €90,376 ▲ 28.9%
Equity and liabilities €90,764
Equity €75,570 ▲ 38.4%
Debt €15,195 ▼ 8.1%
Debt's share of the balance-sheet total falls from 23.2% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€28,391▼
2023 · €28,668
Cash flow
€21,631▼
2023 · €22,017
Debt to equity
0.20▼
2023 · 0.30
ROE
27.7%▼
2023 · 39.1%
Interest coverage
119.83▼
2023 · 199.30
Debt ≤ 1 year
€15,195▼
2023 · €16,538
Income taxes
€6,524▲
2023 · €6,509
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€71,143€90,764▲
Fixed assets21/28€1,055€388▼
Tangible fixed assets22/27€1,055€388▼
Furniture and vehicles24€1,055€388▼
Current assets29/58€70,088€90,376▲
Amounts receivable within one year40/41€4,440€21,429▲
Trade receivables40€4,440€21,390▲
Other amounts receivable41-€39
Cash at bank and in hand54/58€62,956€68,946▲
Deferred charges and accrued income490/1€2,691€0▼
Equity and liabilities
Total equity and liabilities10/49€71,143€90,764▲
Equity10/15€54,605€75,570▲
Contributions10/11€3,000€3,000=
Reserves13€51,605€72,570▲
Distributable reserves133€51,605€72,570▲
Amounts payable17/49€16,538€15,195▼
Amounts payable within one year42/48€16,538€15,195▼
Trade debts44€6,157€5,157▼
Suppliers440/4€6,157€5,157▼
Taxes, remuneration and social security45€8,156€6,632▼
Taxes450/3€8,156€6,632▼
Other amounts payable47/48€2,225€3,406▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€666€666=
Other operating charges640/8€1,240€1,104▼
Gross operating margin9900€29,907€29,495▼
Operating profit (loss)9901€28,002€27,725▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€144€237▲
Recurring financial charges65€144€237▲
Profit (loss) for the period before taxes9903€27,860€27,488▼
Income taxes67/77€6,509€6,524▲
Profit (loss) for the period9904€21,351€20,965▼
Profit (loss) for the period to be appropriated9905€21,351€20,965▼
Appropriation of the result
Profit (loss) to be appropriated9906€21,351€20,965▼
Transfer to equity691/2€21,351€20,965▼
To other reserves6921€21,351€20,965▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€944€666€666=
Other operating charges640/8€2,006€1,240€1,104▼ 11.0%
Gross operating margin9900€41,306€29,907€29,495▼ 1.4%
Operating profit (loss)9901€38,356€28,002€27,725▼ 1.0%
Financial income75/76B€50€2€0▼ 100%
Recurring financial income75€50€2€0▼ 100%
Financial charges65/66B€35€144€237▲ 64.7%
Recurring financial charges65€35€144€237▲ 64.7%
Profit (loss) for the period before taxes9903€38,371€27,860€27,488▼ 1.3%
Income taxes67/77€8,117€6,509€6,524▲ 0.2%
Profit (loss) for the period9904€30,254€21,351€20,965▼ 1.8%
Profit (loss) for the period to be appropriated9905€30,254€21,351€20,965▼ 1.8%
Line202220232024Change
Assets
Total assets20/58€44,691€71,143€90,764▲ 27.6%
Fixed assets21/28€1,721€1,055€388▼ 63.2%
Tangible fixed assets22/27€1,721€1,055€388▼ 63.2%
Furniture and vehicles24€1,721€1,055€388▼ 63.2%
Current assets29/58€42,971€70,088€90,376▲ 28.9%
Amounts receivable within one year40/41€1,198€4,440€21,429▲ 383%
Trade receivables40-€4,440€21,390▲ 382%
Other amounts receivable41€1,198-€39-
Cash at bank and in hand54/58€41,773€62,956€68,946▲ 9.5%
Deferred charges and accrued income490/1-€2,691€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€44,691€71,143€90,764▲ 27.6%
Equity10/15€33,254€54,605€75,570▲ 38.4%
Contributions10/11€3,000€3,000€3,000=
Reserves13€30,254€51,605€72,570▲ 40.6%
Distributable reserves133€30,254€51,605€72,570▲ 40.6%
Amounts payable17/49€11,438€16,538€15,195▼ 8.1%
Amounts payable within one year42/48€11,438€16,538€15,195▼ 8.1%
Trade debts44€1,634€6,157€5,157▼ 16.2%
Suppliers440/4€1,634€6,157€5,157▼ 16.2%
Taxes, remuneration and social security45€9,804€8,156€6,632▼ 18.7%
Taxes450/3€9,804€8,156€6,632▼ 18.7%
Other amounts payable47/48-€2,225€3,406▲ 53.1%
Line202220232024Change
Profit (loss) for the period9904€30,254€21,351€20,965▼ 1.8%
+ Depreciation and write-downs630€944€666€666=
Operating cash flow (approximation)€31,197€22,017€21,631▼ 1.8%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€21,184€5,990▼ 71.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €20,965 ▼1.8%
Net result drops to €20,965, the lowest in the series.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
573 m²
Building footprint
129 m²
Volume, LiDAR
3 m³
Parcel 12035B0719/00S000, Flanders · tallest building 0.9 m. Linked by address, not a title deed.
1 establishment unit
SKL
Mechelsesteenweg(CEN) 89, 2860 Sint-Katelijne-WaverHoldings
since 20212.320.032.538
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12035B0719/00S000 Flanders 573 m² 1 · 129 m² 0.9 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 39,943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0771682708
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.