Equity
€180,684 ▲ 26.1%
SKIPPY has made a profit in every financial year since 2016.
SKIPPY
Lifetime
10 annual accounts with figures on one time axispeak €92,518 (2025)
€92,518▲ 16.8%
peak €67,437 (2025)
€67,437▲ 16.7%
peak €180,684 (2025)
€180,684▲ 26.1%
€71,709▼ 25.3%
Board2 names since 2019
1 directorMIHAILA Marian-Silviu
Documentsfilings and deeds
03-08-20263 days late
2025micro format
Gross margin from €79,210 to €92,518Equity from €143,246 to €180,684Debts from €95,990 to €71,709
Key points
from the 2025 annual accountsFilings
10 annual accounts 7 late
The 2024 accounts came latest: 145 days after the end of the period.
Position in the sector
€67,437
Higher net result than 91% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Checked score
57
Fair
Financially stronger than 69% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.4%● unchanged vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.5%▲ +0.1 percentage points vs 03-2025
05-2025: 1.4%▼ -0.1 percentage points vs 04-2025
06-2025: 1.3%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: 1.4%▲ +0.1 percentage points vs 06-2025
08-2025: 1.8%▲ +0.4 percentage points vs 07-2025
09-2025: 2.2%▲ +0.4 percentage points vs 08-2025
10-2025: 3.6%▲ +1.4 percentage points vs 09-2025
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 4.9%▲ +1.2 percentage points vs 11-2025highest value
01-2026: 3.6%▼ -1.3 percentage points vs 12-2025
02-2026: 3.6%● unchanged vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026
04-2026: 3.2%▼ -0.4 percentage points vs 03-2026
05-2026: 3.2%● unchanged vs 04-2026
06-2026: 3.0%▼ -0.2 percentage points vs 05-2026
07-2026: 2.8%▼ -0.2 percentage points vs 06-2026
08-2026: 3.5%▲ +0.7 percentage points vs 07-2026
09-2026: 1.7%▼ -1.8 percentage points vs 08-2026
10-2026: 1.6%▼ -0.1 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 3.47
Last filed accounts filed 3 days late; 1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
Size: turnover €978,748, total assets €252,392
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 77% of them on solvency, 75% on liquidity, 69% on profitability and 56% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SKIPPY has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of SKIPPY itself is higher: 1.6% within 12 months. It rests on far more data about SKIPPY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SKIPPY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.47 (2.44 in 2024), above the usual 1.5. Short-term debt is 28.4% of total assets. 28.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
3 days late
2024
145 days late
2023
17 days late
2022
30 days late
2021
18 days early
2020
4 days late
2019
82 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Mihaila Marian-Silviu 95 sharesdeed of 17-05-2022
- MARITA Nicolae 5 sharesdeed of 17-05-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0640906318
Amendment of the articles · Legal-form change · Resignations & appointments
Gazette deed
Resignation: Mihăilă Romeo (manager)
Transfer of shares from Mihăilă Romeo to Mihaila Marian-Silviu · Mihaila Marian-Silviu holds 95 shares · MARITA Nicolae holds 5 shares · General meeting of 29-04-2022 · Gazette deed
Company renamed from MMS CONSTRUCT to SKIPPY
Capital increase of €18,450 to €18,550 · Capital from €100 to €18,550 · Appointment: MIHAILA Marian-Silviu (manager) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SKIPPY Jette | €978,748 | 8.5% | 71.6% | - |
| MT-DECOR Koekelberg | €656,941 | 10.4% | 56.7% | - |
| AFT BATI Saint-Josse-ten-Noode | - | - | 16.5% | - |
| CRC-BATI Molenbeek-Saint-Jean | - | - | 64.4% | - |
| ROLAND QUOIDBACH Herve | - | - | 34.7% | - |
| RENOVO CONSTRUCT Sprimont | - | - | 28.1% | - |
| HD Renova Vilvoorde | - | - | -24.1% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as SKIPPY: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €209,000 and €267,000, founded between 2015 and 2016.
Official details
Source: KBO- Status
- Active since 13-10-2015Normal situation
- Registered office
- 11 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other specialised construction activitiesNACE 43990
- Establishment unit
- 2.271.898.4651090 Jette, since 13-10-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Insights on SKIPPY
SKIPPY files the micro format. That format states no turnover. The gross margin rose from €19,293 in 2016 to €92,518 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SKIPPY
- What is the company number of SKIPPY?
- The company number of SKIPPY is 0640.906.318. The VAT number is the same number with BE in front: BE 0640.906.318.
- Where is SKIPPY based?
- The registered office is at Jules Lahayestraat 33, 1090 Jette.Company details
- What does SKIPPY do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of SKIPPY?
- SKIPPY is a private limited company (BV).
- When was SKIPPY founded?
- SKIPPY was founded on 13-10-2015.
- Is SKIPPY still active?
- Yes, SKIPPY is an active enterprise in the KBO register.
- What is the turnover of SKIPPY?
- The turnover of SKIPPY was €978,748 in financial year 2025, according to the filed annual accounts.Financials
- Is SKIPPY profitable?
- In financial year 2025, SKIPPY made a profit of €67,437.
- Where can I find the annual accounts of SKIPPY?
- SKIPPY filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SKIPPY due?
- SKIPPY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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