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SKIPPER

Active
Private limited companyfounded 199827 yrs activeBrusselsesteenweg 62, 1560 Hoeilaart, BelgiumKBO/BCE: BE 0464.514.390
Summary

SKIPPER has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,598 and a net result of €162,626. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 24% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency50▲+50
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.21 in 2024; short-term debt: 74.1% and cash: 15.5% of total assets), and 74.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.3%
Return on assets
160.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 17123 sector peers (2025).
NBB · sector comparison
Position among 17123 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
39 d early
2023
66 d early
2022
30 d early
2021
50 d early
2020
33 d early
2019
54 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 November 1998, SKIPPER was incorporated.1 The company has filed 27 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€25,598
2024 · -€137,028
Total assets
€101,182▲ 26.7%
2024 · €79,857
Net result
€162,626▲ 201%
2024 · €53,980
Working capital
-€11,701▲ 93.2%
2024 · -€171,140
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,924▼ 3.5%-€8,695▼ 197%-€4,104▲ 52.8%€54,061€168,392▲ 211%
Net result-€2,999▼ 3.4%-€8,772▼ 192%-€4,185▲ 52.3%€53,980€162,626▲ 201%
Equity-€178,052▼ 1.7%-€186,824▼ 4.9%-€191,008▼ 2.2%-€137,028▲ 28.3%€25,598
Total assets€201▲ 4.9%€311▲ 54.8%€255▼ 18.3%€79,857▲ 31,276%€101,182▲ 26.7%
Debt€178,253▲ 1.7%€187,135▲ 5.0%€191,263▲ 2.2%€216,885▲ 13.4%€75,584▼ 65.2%
Working capital-€178,052▼ 1.7%-€186,824▼ 4.9%-€191,008▼ 2.2%-€171,140▲ 10.4%-€11,701▲ 93.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2021: -€2,924-€2,924Net result 2021: -€2,999-€2,999Operating result 2022: -€8,695-€8,695Net result 2022: -€8,772-€8,772Operating result 2023: -€4,104-€4,104Net result 2023: -€4,185-€4,185Operating result 2024: €54,061€54,061Net result 2024: €53,980€53,980Operating result 2025: €168,392€168,392Net result 2025: €162,626€162,62620212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: -€4,104-€4,100Net result 2023: -€4,185-€4,180Operating result 2024: €54,061€54,100Net result 2024: €53,980€54,000Operating result 2025: €168,392€168,000Net result 2025: €162,626€163,000202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 211% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,182
Fixed assets €37,870 ▲ 11.0%
Current assets €63,312 ▲ 38.4%
Equity and liabilities €101,182
Equity €25,598
Debt €75,584
Debt finances 74.7% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€170,690▲
2024 · €56,714
Cash flow
€164,924▲
2024 · €56,634
Current ratio
0.84▲
2024 · 0.21
Debt to equity
2.95▲
2024 · -1.58
ROE
635.3%
ROA
160.7%▲
2024 · 67.6%
Interest coverage
1857.34▲
2024 · 707.16
Debt ≤ 1 year
€75,013▼
2024 · €216,885
Income taxes
€5,674
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€79,857€101,182▲
Fixed assets21/28€34,112€37,870▲
Tangible fixed assets22/27€34,112€37,813▲
Plant, machinery and equipment23€2,008€1,595▼
Furniture and vehicles24€32,104€36,218▲
Financial fixed assets28-€57
Current assets29/58€45,746€63,312▲
Amounts receivable within one year40/41€22,990€47,626▲
Trade receivables40€22,990€47,626▲
Cash at bank and in hand54/58€22,665€15,686▼
Deferred charges and accrued income490/1€91-
Equity and liabilities
Total equity and liabilities10/49€79,857€101,182▲
Equity10/15-€137,028€25,598▲
Contributions10/11€6,200€6,200=
Reserves13€1,859€23,385▲
Non-distributable reserves130/1€1,859€1,859=
Other1319€1,859€1,859=
Distributable reserves133-€21,525
Profit (loss) carried forward14-€145,087-€3,986▲
Amounts payable17/49€216,885€75,584▼
Amounts payable within one year42/48€216,885€75,013▼
Trade debts44€1,936€1,652▼
Suppliers440/4€1,936€1,652▼
Taxes, remuneration and social security45€9,587€17,708▲
Taxes450/3€9,587€17,708▲
Other amounts payable47/48€205,361€55,652▼
Accrued charges and deferred income492/3-€571
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,654€2,297▼
Other operating charges640/8-€205
Non-recurring operating charges66A-€5,407
Gross operating margin9900€56,714€176,301▲
Operating profit (loss)9901€54,061€168,392▲
Financial charges65/66B€80€92▲
Recurring financial charges65€80€92▲
Profit (loss) for the period before taxes9903€53,980€168,301▲
Income taxes67/77-€5,674
Profit (loss) for the period9904€53,980€162,626▲
Profit (loss) for the period to be appropriated9905€53,980€162,626▲
Appropriation of the result
Profit (loss) to be appropriated9906-€145,087€17,539▲
Profit (loss) brought forward from the previous period14P-€199,068-€145,087▲
Transfer to equity691/2-€21,525
To other reserves6921-€21,525

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61€2,924€9,011€4,104---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€2,654€2,297▼ 13.4%
Other operating charges640/8----€205-
Non-recurring operating charges66A----€5,407-
Gross operating margin9900-€2,924-€8,695-€4,104€56,714€176,301▲ 211%
Operating profit (loss)9901-€2,924-€8,695-€4,104€54,061€168,392▲ 211%
Financial income75/76B--€0---
Recurring financial income75--€0---
Financial charges65/66B€75€77€80€80€92▲ 14.6%
Recurring financial charges65€75€77€80€80€92▲ 14.6%
Profit (loss) for the period before taxes9903-€2,999-€8,772-€4,185€53,980€168,301▲ 212%
Income taxes67/77----€5,674-
Profit (loss) for the period9904-€2,999-€8,772-€4,185€53,980€162,626▲ 201%
Profit (loss) for the period to be appropriated9905-€2,999-€8,772-€4,185€53,980€162,626▲ 201%
Line20212022202320242025Change
Assets
Total assets20/58€201€311€255€79,857€101,182▲ 26.7%
Fixed assets21/28---€34,112€37,870▲ 11.0%
Tangible fixed assets22/27---€34,112€37,813▲ 10.9%
Plant, machinery and equipment23---€2,008€1,595▼ 20.6%
Furniture and vehicles24---€32,104€36,218▲ 12.8%
Financial fixed assets28----€57-
Current assets29/58€201€311€255€45,746€63,312▲ 38.4%
Amounts receivable within one year40/41---€22,990€47,626▲ 107%
Trade receivables40---€22,990€47,626▲ 107%
Cash at bank and in hand54/58€201€311€255€22,665€15,686▼ 30.8%
Deferred charges and accrued income490/1---€91--
Equity and liabilities
Total equity and liabilities10/49€201€311€255€79,857€101,182▲ 26.7%
Equity10/15-€178,052-€186,824-€191,008-€137,028€25,598▲ 119%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€1,859€1,859€1,859€1,859€23,385▲ 1,158%
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Other1319€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133----€21,525-
Profit (loss) carried forward14-€186,111-€194,883-€199,068-€145,087-€3,986▲ 97.3%
Amounts payable17/49€178,253€187,135€191,263€216,885€75,584▼ 65.2%
Amounts payable within one year42/48€178,253€187,135€191,263€216,885€75,013▼ 65.4%
Trade debts44---€1,936€1,652▼ 14.7%
Suppliers440/4---€1,936€1,652▼ 14.7%
Taxes, remuneration and social security45---€9,587€17,708▲ 84.7%
Taxes450/3---€9,587€17,708▲ 84.7%
Other amounts payable47/48€178,253€187,135€191,263€205,361€55,652▼ 72.9%
Accrued charges and deferred income492/3----€571-
Line20212022202320242025Change
Profit (loss) for the period9904-€2,999-€8,772-€4,185€53,980€162,626▲ 201%
+ Depreciation and write-downs630---€2,654€2,297▼ 13.4%
Operating cash flow (approximation)-€2,999-€8,772-€4,185€56,634€164,924▲ 191%
Investment in fixed assets (approximation)-----€6,056-
Change in cash-€110-€57€22,410-€6,979▼ 131%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €162,626 ▲201%
Operating result €168,392, net result €162,626, both a record.
22-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €53,980
Net result €53,980 after 6 loss-making years.
26-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€8,772
Net result drops to -€8,772, the lowest in the series; recovery starts the following year.
11-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 15 days late
2017
15-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
1,268 m²
Building footprint
136 m²
Volume, LiDAR
894 m³
Parcel 23033B0546/00V000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Brusselsesteenweg 62, 1560 Hoeilaart
Scientific research and development
since 20002.089.245.386
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23033B0546/00V000 Flanders 1,268 m² 1 · 136 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 316 EUR awarded · 316 EUR paid
Year Entries awardedpaid
2022 1 316 EUR316 EUR
Schemes
1 entry · 316 EUR · 316 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,394. 13,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-11-1998
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46392Non-specialised wholesale

Scores and ratios are computed by Checked and are not a credit decision.