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SKINTERFACE

Active
Private limited companyfounded 1987active for 38 yearsKroninglaan 121, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0432.634.450
Summary

The annual accounts of SKINTERFACE for financial year 2025 show a net loss of 143% of total assets and of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €64,264 and a net result of -€92,094. Equity is shrinking by about 5.1% per year across the filed financial years. The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Activity not known1 site
Size
€64,264total assets 2025
Equity
€64,264
Loss
-€92,094
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 21 days early0 of 3 deeds read
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €92,094, the second in a row (financial year 2025)lowers riskSize: total assets €64,264Founded in 1987Equity €64,264 (100.0% of total assets)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 27% of its sector peers (no NACE code, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 100=
equity 100.0% of total assets
Liquidity 27-8
cash 10.9%
Profitability 0=
return on assets -143.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.7%highest value 12-2024: 0.7%● unchanged vs 11-2024highest value 01-2025: 0.4%▼ -0.3 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.2%▼ -0.2 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.3 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
cash: 10.9% of total assets, and 0% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 15% on liquidity, 4% on profitability and 8% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €64,264
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €92,094, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1987
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €64,264 (100.0% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€92,094
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
20 days early
2023
37 days early
2022
38 days early
2021
31 days early
2020
30 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Weakest financial yearnet -€92,094
  3. Annual accounts filedfinancial year 2024 · full…

Financials · financial year 2025, full format

Turnover
€73,473▲ 141%
2020 · €30,490
EBIT margin
7.7%▲ 41.8pp
2020 · -34.1%
Net result
-€92,094▼ 274%
2024 · -€24,615
Working capital
€87,295▼ 12.1%
2022 · €99,337
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €17,061 in 2025 against €24,790 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€73,473 2021 Operating result-€17,061 2025 Net result-€92,094 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€38,323-€33,803▼ 11.8%€30,490▼ 9.8%€73,473▲ 141%
Operating result-€16,607--€10,909▲ 34.3%-€10,385▲ 4.8%€5,653-€6,683-€19,594▼ 193%-€24,790▼ 26.5%-€17,061▲ 31.2%
Net result-€16,653--€10,987▲ 34.0%-€10,430▲ 5.1%€15,561-€6,715-€19,878▼ 196%-€24,615▼ 23.8%-€92,094▼ 274%
EBIT margin-43.3%--32.3%▲ 11.1pp-34.1%▼ 1.8pp7.7%▲ 41.8pp
Equity€213,422-€202,435▼ 5.1%€192,005▼ 5.2%€207,566▲ 8.1%€200,851▼ 3.2%€180,973▼ 9.9%€156,358▼ 13.6%€64,264▼ 58.9%
Total assets€213,607-€204,231▼ 4.4%€202,466▼ 0.9%€210,709▲ 4.1%€201,441▼ 4.4%€181,173▼ 10.1%€160,091▼ 11.6%€64,264▼ 59.9%
Debt€185-€1,796▲ 871%€10,461▲ 482%€3,143▼ 70.0%€590▼ 81.2%€200▼ 66.1%€3,733▲ 1,767%
Working capital€179,419-€143,885▼ 19.8%€96,895€99,337▲ 2.5%€87,295▼ 12.1%
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,264
Fixed assets €2,006 ▼ 97.6%
Current assets €62,258 ▼ 16.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€8,940▲
2024 · -€16,239
Cash flow
-€83,973▼
2024 · -€16,064
Solvency
100.0%▲
2024 · 97.7%
ROE
-143.3%▼
2024 · -15.7%
ROA
-143.3%▼
2024 · -15.4%
Interest coverage
-131.47▼
2024 · -28.44
Income taxes
€43
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
85% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€160,091€64,264▼
Fixed assets21/28€85,127€2,006▼
Tangible fixed assets22/27€85,127€2,006▼
Plant, machinery and equipment23€840€439▼
Furniture and vehicles24€84,287€1,567▼
Current assets29/58€74,964€62,258▼
Amounts receivable within one year40/41€23,252€29,435▲
Trade receivables40€322-
Other amounts receivable41€22,930€29,435▲
Current investments50/53€29,269€25,826▼
Cash at bank and in hand54/58€22,443€6,997▼
Equity and liabilities
Total equity and liabilities10/49€160,091€64,264▼
Equity10/15€156,358€64,264▼
Contributions10/11€18,592€18,592=
Capital10€18,592€18,592=
Issued capital100€18,592€18,592=
Reserves13€346,543€346,543=
Non-distributable reserves130/1€54,180€54,180=
Legal reserve130€1,859€1,859=
Other1319€52,321€52,321=
Distributable reserves133€292,363€292,363=
Profit (loss) carried forward14-€208,777-€300,871▼
Amounts payable17/49€3,733-
Accrued charges and deferred income492/3€3,733-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,551€8,121▼
Other operating charges640/8€1,567€1,228▼
Gross operating margin9900-€14,672-€7,712▲
Operating profit (loss)9901-€24,790-€17,061▲
Financial income75/76B€746€78▼
Recurring financial income75€746€78▼
Financial charges65/66B€571€75,068▲
Recurring financial charges65€571€68▼
Non-recurring financial charges66B-€75,000
Profit (loss) for the period before taxes9903-€24,615-€92,051▼
Income taxes67/77-€43
Profit (loss) for the period9904-€24,615-€92,094▼
Profit (loss) for the period to be appropriated9905-€24,615-€92,094▼
Appropriation of the result
Profit (loss) to be appropriated9906-€208,777-€300,871▼
Profit (loss) brought forward from the previous period14P-€184,162-€208,777▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Turnover70€38,323€33,803€30,490€73,473-----
Non-recurring operating income76A---€2,336-----
Goods, raw materials, services and sundry goods60/61---€55,407-----
Remuneration, social security and pensions62---€348-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,742€2,733€2,366€8,315€9,105€8,687€8,551€8,121▼ 5.0%
Other operating charges640/8---€6,086€817€717€1,567€1,228▼ 21.6%
Gross operating margin9900-€13,282-€5,983-€6,910€20,402€3,239-€10,190-€14,672-€7,712▲ 47.4%
Operating profit (loss)9901-€16,607-€10,909-€10,385€5,653-€6,683-€19,594-€24,790-€17,061▲ 31.2%
Financial income75/76B---€10,000-€18€746€78▼ 89.5%
Recurring financial income75€1-€1€10,000-€18€746€78▼ 89.5%
Non-recurring financial income76B---€10,000-----
Financial charges65/66B---€92€32€56€571€75,068▲ 13,047%
Recurring financial charges65€47€78€46€92€32€56€571€68▼ 88.1%
Non-recurring financial charges66B-------€75,000-
Profit (loss) for the period before taxes9903-€16,653-€10,987-€10,430€15,561-€6,715-€19,632-€24,615-€92,051▼ 274%
Income taxes67/77-----€246-€43-
Profit (loss) for the period9904-€16,653-€10,987-€10,430€15,561-€6,715-€19,878-€24,615-€92,094▼ 274%
Profit (loss) for the period to be appropriated9905-€16,653-€10,987-€10,430€15,561-€6,715-€19,878-€24,615-€92,094▼ 274%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€213,607€204,231€202,466€210,709€201,441€181,173€160,091€64,264▼ 59.9%
Fixed assets21/28€34,003€58,550€81,184€110,671€101,566€93,678€85,127€2,006▼ 97.6%
Tangible fixed assets22/27€34,003€58,550€81,184€110,671€101,566€93,678€85,127€2,006▼ 97.6%
Plant, machinery and equipment23---€1,706€1,224€1,514€840€439▼ 47.7%
Furniture and vehicles24---€108,143€100,116€92,164€84,287€1,567▼ 98.1%
Other tangible fixed assets26---€822€226----
Current assets29/58€179,604€145,681€121,282€100,038€99,875€87,495€74,964€62,258▼ 16.9%
Amounts receivable within one year40/41€1,238€817€4,979€13,478€17,498€18,090€23,252€29,435▲ 26.6%
Trade receivables40---€6,719€6,977-€322--
Other amounts receivable41---€6,759€10,521€18,090€22,930€29,435▲ 28.4%
Current investments50/53€125,006€125,006€90,006€50,006€50,006€37,104€29,269€25,826▼ 11.8%
Cash at bank and in hand54/58€52,929€19,403€25,839€35,815€31,740€31,740€22,443€6,997▼ 68.8%
Deferred charges and accrued income490/1---€739€631€561---
Equity and liabilities
Total equity and liabilities10/49€213,607€204,231€202,466€210,709€201,441€181,173€160,091€64,264▼ 59.9%
Equity10/15€213,422€202,435€192,005€207,566€200,851€180,973€156,358€64,264▼ 58.9%
Contributions10/11€18,592€18,592€18,592€18,592€18,592€18,592€18,592€18,592=
Capital10---€18,592€18,592€18,592€18,592€18,592=
Issued capital100---€18,592€18,592€18,592€18,592€18,592=
Reserves13€346,543€346,543€346,543€346,543€346,543€346,543€346,543€346,543=
Non-distributable reserves130/1---€54,180€54,180€54,180€54,180€54,180=
Legal reserve130---€1,859€1,859€1,859€1,859€1,859=
Other1319---€52,321€52,321€52,321€52,321€52,321=
Distributable reserves133---€292,363€292,363€292,363€292,363€292,363=
Profit (loss) carried forward14-€151,713-€162,700-€173,130-€157,569-€164,284-€184,162-€208,777-€300,871▼ 44.1%
Amounts payable17/49€185€1,796€10,461€3,143€590€200€3,733--
Amounts payable within one year42/48€185€1,796-€3,143€538€200---
Trade debts44---€801€442€200---
Suppliers440/4---€801€442€200---
Taxes, remuneration and social security45---€2,342€96----
Taxes450/3---€2,342€96----
Accrued charges and deferred income492/3----€52-€3,733--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€16,653-€10,987-€10,430€15,561-€6,715-€19,878-€24,615-€92,094▼ 274%
+ Depreciation and write-downs630€2,742€2,733€2,366€8,315€9,105€8,687€8,551€8,121▼ 5.0%
Operating cash flow (approximation)-€13,911-€8,254-€8,064€23,876€2,390-€11,191-€16,064-€83,973▼ 423%
Investment in fixed assets (approximation)--€27,280-€25,000-€37,802€0-€799€0€75,000-
Change in cash--€33,526€6,436€9,976-€4,075€0-€9,297-€15,446▼ 66.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from February 2023 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SKINTERFACE was incorporated on 5 November 1987.1 Turnover grew from €38,323 in 2018 to €73,473 in 2021.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2018 and 2021

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
financial year 2025 · full format
2025
31-12
Financial Weakest financial yearnet -€92,094
Net result drops to -€92,094, the lowest in the series.
11-07
NBB filing Annual accounts filed
financial year 2024 · full format
2024
24-06
NBB filing Annual accounts filed
financial year 2023 · full format
2023
31-12
Financial Liquidity more than doublescurrent ratio 437.48
Current ratio from 185.64 to 437.48; short-term debt falls from €538 to €200.
23-06
NBB filing Annual accounts filed
financial year 2022 · full format
2022
31-12
Financial Liquidity more than 5 timescurrent ratio 185.64
Current ratio from 31.83 to 185.64; short-term debt falls from €3,143 to €538.
30-06
NBB filing Annual accounts filed
financial year 2021 · full format
2021
31-12
Financial Back to profitnet €15,561
Net result €15,561 after 3 loss-making years.
31-12
Financial Equity above €200,000equity €207,566 ▲8.1%
Equity rises from €192,005 to €207,566.
01-07
NBB filing Annual accounts filed
financial year 2020 · full format
2020
03-07
NBB filing Annual accounts filed
financial year 2019 · full format
Show earlier events
2019
01-07
NBB filing Annual accounts filed
financial year 2018 · full format
2018
03-07
NBB filing Annual accounts filed
financial year 2017 · full format
2017
18-07
NBB filing Annual accounts filed
financial year 2016 · full format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 38 annual accounts filed, the latest 10 are here; all are under Financials.
0 of 3 deeds read
About the unread acts

We know of 3 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded05-11-1987
Financial year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 11 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
376 m²
Building footprint
78 m²
Building volume
549 m³
Parcel 21673D0147/00B011, Brussels · tallest building 12.1 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SKINTERFACE
Kroninglaan 121, 1200 Sint-Lambrechts-WoluweSpecialist medical practice
since 2025unit no. 2.383.825.082
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21673D0147/00B011 Brussels 376 m² 1 · 78 m² 12.1 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.