Skindr

Active

Private limited companyfounded 20206 yrs activeKliniekstraat 27A, 9050 Gent, BelgiumKBO/BCE: BE 0748.506.141

Summary

The annual accounts of Skindr for fiscal year 2025 show a net loss of 112% of total assets. The 2025 annual accounts show equity of €479,894 and a net result of -€1.0m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 3324 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

SkindrActiveChecked score 56/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€920,905total assets 2025

Equity: €479,894
Loss: -€1.0m

Turnover not published (abridged schema)

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Largest shareholder: MITISKA · 31.71%

Accounts 3 d early2 of 11 deeds read

Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €1.0m, the second in a row (FY 2025)- 1 change of registered office in 24 months+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 5.25, cash €825,944Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 57% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 77+77

equity 52.1% of total assets

Liquidity 95+93

short-term debt 18.4% · cash 89.7%

Profitability 0=

return on assets -112.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -5.2% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▼ -1.8% vs 02-2025 04-2025: 0.3%▼ -3.8% vs 03-2025 05-2025: 0.3%▲ +0.4% vs 04-2025 06-2025: 0.3%▲ +2.3% vs 05-2025 07-2025: 0.3%▲ +3.4% vs 06-2025 08-2025: 0.5%▲ +78.3% vs 07-2025 09-2025: 2.3%▲ +367% vs 08-2025 10-2025: 2.4%▲ +6.0% vs 09-2025 11-2025: 2.4%● 0.0% vs 10-2025 12-2025: 2.4%● 0.0% vs 11-2025 01-2026: 2.5%▲ +2.2% vs 12-2025 02-2026: 2.4%▼ -1.5% vs 01-2026 03-2026: 2.3%▼ -4.1% vs 02-2026 04-2026: 5.4%▲ +131% vs 03-2026 05-2026: 5.2%▼ -2.7% vs 04-2026 06-2026: 5.4%▲ +3.1% vs 05-2026highest value 07-2026: 2.3%▼ -57.7% vs 06-2026 08-2026: 0.2%▼ -90.6% vs 07-2026lowest value 09-2026: 0.2%▲ +2.3% vs 08-2026 10-2026: 0.2%▲ +5.0% vs 09-2026

Loss of €1.0m, the second in a row (FY 2025) raises the probability
1 change of registered office in 24 months raises the probability
Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 5.25, cash €825,944 lowers the probability

Credit up to €25,000 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 5.25 against 0.35 in 2024; short-term debt: 18.4% and cash: 89.7% of total assets), and 47.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 45%, liquidity 84%, profitability 5%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Loss of €1.0m, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 5.25, cash €825,944

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

3 d early

2024

26 d late

2023

48 d early

2022

28 d early

2021

20 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
04-05-26 Resignations & appointmentsPower of attorney
05-03-26 Registered officeRegistered-office move

Key points

Risk: 5 loss-making years in a rowloss fiscal year 2025 -€1.0m View
Caution: Result fell in 2025from -€494,920 to -€1.0m ▼ 108% View
Caution: Among the weakest 5% on net resultsector median €23,337 · 3,324 companies -€1.0m View
Known shareholdersaccounts at 31-12-2022 100% View