SKILLEDSOFT4U
ActiveSKILLEDSOFT4U has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €434k and a net result of €16k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 84% of 1886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-50
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.21 against 7.24 in 2024), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
3.1%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €434k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
4 d early
2023
27 d early
2022
11 d early
2021
9 d late
2020
3 d early
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€434k▲ 3.3%
2024 · €421k
2019: €482k
2020: €490k
2021: €345k
2022: €337k
2023: €365k
2024: €421k
2019 → 2025
Total assets
€500k▲ 3.7%
2024 · €482k
2019: €489k
2020: €557k
2021: €421k
2022: €411k
2023: €442k
2024: €482k
2019 → 2025
Net result
€16k▼ 72.8%
2024 · €57k
2019: €42k
2020: €60k
2021: €79k
2022: €53k
2023: €68k
2024: €57k
2019 → 2025
Working capital
€409k▲ 6.2%
2024 · €385k
2019: €442k
2020: €459k
2021: €325k
2022: €326k
2023: €320k
2024: €385k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€345k-€337k▼ 2.2%€365k▲ 8.2%€421k▲ 15.2%€434k▲ 3.3%
Operating result€110k-€83k▼ 25.3%€96k▲ 15.7%€81k▼ 14.9%€18k▼ 77.6%
Net result€79k-€53k▼ 32.8%€68k▲ 29.3%€57k▼ 16.4%€16k▼ 72.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 78% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€25k▼ 28.8%
Current assets
€475k▲ 6.3%
Equity and liabilities €500k
Equity
€434k▲ 3.3%
Debt
€66k▲ 6.7%
The debt ratio rises from 12.8% to 13.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€28k▼
2024 · €91k
Cash flow
€26k▼
2024 · €67k
Solvency
86.8%▼
2024 · 87.2%
Current ratio
7.21▼
2024 · 7.24
Quick ratio
7.21▼
2024 · 7.24
Debt / equity
0.15▲
2024 · 0.15
ROE
3.6%▼
2024 · 13.6%
ROA
3.1%▼
2024 · 11.9%
Interest coverage
5.94▼
2024 · 40.96
Debt
€66k▲
2024 · €62k
Debt ≤ 1 year
€66k▲
2024 · €62k
Income taxes
€6k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€482k€500k▲
Fixed assets21/28€35k€25k▼
Tangible fixed assets22/27€35k€25k▼
Plant, machinery and equipment23€777€420▼
Furniture and vehicles24€35k€25k▼
Current assets29/58€447k€475k▲
Amounts receivable within one year40/41€23k€9k▼
Trade receivables40€20k-
Other amounts receivable41€3k€9k▲
Current investments50/53€250k-
Cash at bank and in hand54/58€174k€466k▲
Equity and liabilities
Total equity and liabilities10/49€482k€500k▲
Equity10/15€421k€434k▲
Contributions10/11€19k€19k=
Reserves13€402k€416k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€400k€414k▲
Amounts payable17/49€62k€66k▲
Amounts payable within one year42/48€62k€66k▲
Trade debts44€139€959▲
Suppliers440/4€139€959▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€55k€63k▲
Income statement
Code20242025
Non-recurring operating income76A€1-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Gross operating margin9900€91k€28k▼
Operating profit (loss)9901€81k€18k▼
Financial income75/76B€716€8k▲
Recurring financial income75€716€8k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€80k€22k▼
Income taxes67/77€23k€6k▼
Profit (loss) for the period9904€57k€16k▼
Profit (loss) for the period to be appropriated9905€57k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€16k▼
Transfer to equity691/2€56k€14k▼
To other reserves6921€56k€14k▼
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
30-06
Financial
Weakest financial yearnet €16k ▼72.8%
Net result drops to €16k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-06
Financial
Highest result since 2019net €79k ▲30.7%
Operating result €110k, net result €79k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 1661980 ZemstGround area
674 m²
Building footprint
89 m²
Volume, LiDAR
635 m³
Parcel 23096C0626/00C002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SKILLEDSOFT4U
since 20042.142.087.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096C0626/00C002 | Flanders | 674 m² | 1 · 89 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,711 companies in sector 63100 we hold annual accounts for 1,265. 834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-09-2004
Fiscal year end30-06
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
46500Wholesale of information and communication equipment
46510Wholesale trade
51840
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
72100
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.