SKILL PRO
ActiveSummary
SKILL PRO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€292,148) and a net result of -€61,438. Equity is shrinking by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.17 in 2024; cash: 61.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-291.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€292,148
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
61 d late
2023
30 d late
2022
7 d early
2021
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€292,148▼ 26.6%
2024 · -€230,710
Total assets
€21,072▼ 59.2%
2024 · €51,708
Net result
-€61,438▼ 105%
2024 · -€29,944
Working capital
-€294,808▼ 25.3%
2024 · -€235,361
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€83,740--€91,906▼ 9.8%-€24,778▲ 73.0%-€27,605▼ 11.4%-€59,613▼ 116%
Net result-€83,890below the sector's middle half--€93,123below the sector's middle half▼ 11.0%-€26,252below the sector's middle half▲ 71.8%-€29,944below the sector's middle half▼ 14.1%-€61,438below the sector's middle half▼ 105%
Equity-€81,390below the sector's middle half--€174,513below the sector's middle half▼ 114%-€200,765below the sector's middle half▼ 15.0%-€230,710below the sector's middle half▼ 14.9%-€292,148below the sector's middle half▼ 26.6%
Total assets€53,120below the sector's middle half-€30,434below the sector's middle half▼ 42.7%€35,610below the sector's middle half▲ 17.0%€51,708below the sector's middle half▲ 45.2%€21,072below the sector's middle half▼ 59.2%
Debt€134,510-€204,947▲ 52.4%€236,375▲ 15.3%€282,417▲ 19.5%€313,220▲ 10.9%
Working capital-€110,644below the sector's middle half--€199,992below the sector's middle half▼ 80.8%-€212,315below the sector's middle half▼ 6.2%-€235,361below the sector's middle half▼ 10.9%-€294,808below the sector's middle half▼ 25.3%
Solvency-153.2%below the sector's middle half--573.4%below the sector's middle half▼ 420.2pp-563.8%below the sector's middle half▲ 9.6pp-446.2%below the sector's middle half▲ 117.6pp
Current ratio0.18below the sector's middle half-0.02below the sector's middle half▼ 0.150.10below the sector's middle half▲ 0.080.17below the sector's middle half▲ 0.060.06below the sector's middle half▼ 0.11
Return on assets (ROA)-157.9%below the sector's middle half--306.0%below the sector's middle half▼ 148.1pp-73.7%below the sector's middle half▲ 232.3pp-57.9%below the sector's middle half▲ 15.8pp-291.6%below the sector's middle half▼ 233.6pp
Staff (FTE)1.5-1.1▼ 26.7%1.3▲ 18.2%1.5▲ 15.4%1.2▼ 20.0%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €59,613 in 2025 against €27,605 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21,072
Fixed assets
€2,817 ▼ 39.4%
Current assets
€18,255 ▼ 61.2%
Key figures and ratios
EBITDA
-€57,778▼
2024 · -€20,706
Cash flow
-€59,604▼
2024 · -€23,046
Debt to equity
-1.07▲
2024 · -1.22
Interest coverage
-34.30▼
2024 · -10.01
Debt ≤ 1 year
€313,063▲
2024 · €282,417
Income taxes
€255▼
2024 · €271
Staff costs
€102,961▲
2024 · €99,290
A ratio outside any meaningful range has been withheld (balance sheet total €21,072, equity -€292,148).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €81,085 | €79,695 | €91,726 | €99,290 | €102,961 | ▲ 3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,030 | €12,947 | €13,929 | €6,899 | €1,834 | ▼ 73.4% |
| Other operating charges640/8 | €1,262 | €5,117 | €986 | €1,120 | €791 | ▼ 29.3% |
| Gross operating margin9900 | €5,638 | €5,852 | €81,863 | €79,703 | €45,974 | ▼ 42.3% |
| Operating profit (loss)9901 | -€83,740 | -€91,906 | -€24,778 | -€27,605 | -€59,613 | ▼ 116% |
| Financial income75/76B | €56 | - | - | €1 | €114 | ▲ 9,358% |
| Recurring financial income75 | €56 | - | - | €1 | €114 | ▲ 9,358% |
| Financial charges65/66B | €69 | €937 | €1,197 | €2,069 | €1,684 | ▼ 18.6% |
| Recurring financial charges65 | €69 | €937 | €1,197 | €2,069 | €1,684 | ▼ 18.6% |
| Profit (loss) for the period before taxes9903 | -€83,753 | -€92,843 | -€25,976 | -€29,673 | -€61,183 | ▼ 106% |
| Income taxes67/77 | €137 | €280 | €276 | €271 | €255 | ▼ 6.2% |
| Profit (loss) for the period9904 | -€83,890 | -€93,123 | -€26,252 | -€29,944 | -€61,438 | ▼ 105% |
| Profit (loss) for the period to be appropriated9905 | -€83,890 | -€93,123 | -€26,252 | -€29,944 | -€61,438 | ▼ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53,120 | €30,434 | €35,610 | €51,708 | €21,072 | ▼ 59.2% |
| Fixed assets21/28 | €29,254 | €25,479 | €11,550 | €4,651 | €2,817 | ▼ 39.4% |
| Tangible fixed assets22/27 | €29,254 | €25,479 | €11,550 | €4,651 | €2,817 | ▼ 39.4% |
| Plant, machinery and equipment23 | €1,540 | €945 | €350 | €0 | - | - |
| Furniture and vehicles24 | €27,714 | €24,534 | €11,200 | €4,651 | €2,817 | ▼ 39.4% |
| Current assets29/58 | €23,867 | €4,955 | €24,060 | €47,056 | €18,255 | ▼ 61.2% |
| Amounts receivable within one year40/41 | €9,231 | €1,891 | €12,783 | €19,679 | €2,954 | ▼ 85.0% |
| Trade receivables40 | €9,006 | €1,891 | €12,783 | €19,679 | €2,954 | ▼ 85.0% |
| Other amounts receivable41 | €224 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €2,630 | €972 | €9,237 | €25,209 | €13,016 | ▼ 48.4% |
| Deferred charges and accrued income490/1 | €12,005 | €2,092 | €2,040 | €2,168 | €2,285 | ▲ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53,120 | €30,434 | €35,610 | €51,708 | €21,072 | ▼ 59.2% |
| Equity10/15 | -€81,390 | -€174,513 | -€200,765 | -€230,710 | -€292,148 | ▼ 26.6% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | -€83,890 | -€177,013 | -€203,265 | -€233,210 | -€294,648 | ▼ 26.3% |
| Amounts payable17/49 | €134,510 | €204,947 | €236,375 | €282,417 | €313,220 | ▲ 10.9% |
| Amounts payable within one year42/48 | €134,510 | €204,947 | €236,375 | €282,417 | €313,063 | ▲ 10.9% |
| Trade debts44 | €565 | €3,656 | €2,763 | €3,517 | €6,806 | ▲ 93.5% |
| Suppliers440/4 | €565 | €3,656 | €2,763 | €3,517 | €6,806 | ▲ 93.5% |
| Taxes, remuneration and social security45 | €9,402 | €12,762 | €21,089 | €19,438 | €20,182 | ▲ 3.8% |
| Taxes450/3 | €994 | €2,010 | €5,580 | €6,667 | €7,712 | ▲ 15.7% |
| Remuneration and social security454/9 | €8,408 | €10,753 | €15,510 | €12,771 | €12,471 | ▼ 2.4% |
| Other amounts payable47/48 | €124,544 | €188,529 | €212,523 | €259,462 | €286,075 | ▲ 10.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €156 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€83,890 | -€93,123 | -€26,252 | -€29,944 | -€61,438 | ▼ 105% |
| + Depreciation and write-downs630 | €7,030 | €12,947 | €13,929 | €6,899 | €1,834 | ▼ 73.4% |
| Operating cash flow (approximation) | -€76,860 | -€80,177 | -€12,323 | -€23,046 | -€59,604 | ▼ 159% |
| Investment in fixed assets (approximation) | - | -€9,172 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,658 | €8,264 | €15,972 | -€12,193 | ▼ 176% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€93,123
Net result drops to -€93,123, the lowest in the series; recovery starts the following year.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2020
Ground area
9,037 m²
Building footprint
1,861 m²
Volume, LiDAR
10,419 m³
2 parcels, Flanders, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SKILL PRO
since 20202.310.763.494
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0554/00G000 | Flanders | 7,619 m² | 1 · 1,714 m² | 8.4 m · 2 fl. |
| 25083G0144/00B000 | Wallonia | 1,418 m² | 1 · 146 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758620073
Also
9925:BE0758620073
Registered
03-03-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.