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SKBC

Active
Private limited companyfounded 20233 yrs activeDe Coninckplein 20, 2060 Antwerpen, BelgiumKBO/BCE: BE 0801.427.262
Summary

The computed 12-month bankruptcy probability of SKBC is 2.5% (moderate). The 2024 annual accounts show equity of €20,077 and a net result of €10,077. Its solvency ranks better than 39% of 26040 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability54
Solvency45
Growth-
Track record79
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.02; short-term debt: 79.6% and cash: 6.9% of total assets), and 79.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
20.4%
Return on assets
10.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
71 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 71 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 May 2023, SKBC was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€20,077
Total assets
€98,208
Net result
€10,077
Working capital
€1,735

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €98,208
Fixed assets €18,343
Current assets €79,865
Equity and liabilities €98,208
Equity €20,077
Debt €78,130
Debt finances 79.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€25,263
Cash flow
€12,871
Current ratio
1.02
Quick ratio
0.12
Debt to equity
3.89
ROE
50.2%
ROA
10.3%
Interest coverage
2.63
Debt ≤ 1 year
€78,130
Income taxes
€2,799
Staff costs
€111,445

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€98,208
Fixed assets21/28€18,343
Tangible fixed assets22/27€11,293
Plant, machinery and equipment23€5,655
Furniture and vehicles24€3,230
Other tangible fixed assets26€2,408
Financial fixed assets28€7,050
Current assets29/58€79,865
Stocks and contracts in progress3€70,656
Stocks30/36€70,656
Amounts receivable within one year40/41€2,439
Trade receivables40€1,352
Other amounts receivable41€1,088
Cash at bank and in hand54/58€6,770
Equity and liabilities
Total equity and liabilities10/49€98,208
Equity10/15€20,077
Contributions10/11€10,000
Profit (loss) carried forward14€10,077
Amounts payable17/49€78,130
Amounts payable within one year42/48€78,130
Trade debts44€54,972
Suppliers440/4€54,972
Taxes, remuneration and social security45€23,158
Taxes450/3€2,507
Remuneration and social security454/9€20,651
Income statement Code2024
Remuneration, social security and pensions62€111,445
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,794
Other operating charges640/8€1,649
Gross operating margin9900€138,357
Operating profit (loss)9901€22,469
Financial charges65/66B€9,592
Recurring financial charges65€9,592
Profit (loss) for the period before taxes9903€12,876
Income taxes67/77€2,799
Profit (loss) for the period9904€10,077
Profit (loss) for the period to be appropriated9905€10,077
Appropriation of the result
Profit (loss) to be appropriated9906€10,077

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€111,445
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,794
Other operating charges640/8€1,649
Gross operating margin9900€138,357
Operating profit (loss)9901€22,469
Financial charges65/66B€9,592
Recurring financial charges65€9,592
Profit (loss) for the period before taxes9903€12,876
Income taxes67/77€2,799
Profit (loss) for the period9904€10,077
Profit (loss) for the period to be appropriated9905€10,077
Line2024
Assets
Total assets20/58€98,208
Fixed assets21/28€18,343
Tangible fixed assets22/27€11,293
Plant, machinery and equipment23€5,655
Furniture and vehicles24€3,230
Other tangible fixed assets26€2,408
Financial fixed assets28€7,050
Current assets29/58€79,865
Stocks and contracts in progress3€70,656
Stocks30/36€70,656
Amounts receivable within one year40/41€2,439
Trade receivables40€1,352
Other amounts receivable41€1,088
Cash at bank and in hand54/58€6,770
Equity and liabilities
Total equity and liabilities10/49€98,208
Equity10/15€20,077
Contributions10/11€10,000
Profit (loss) carried forward14€10,077
Amounts payable17/49€78,130
Amounts payable within one year42/48€78,130
Trade debts44€54,972
Suppliers440/4€54,972
Taxes, remuneration and social security45€23,158
Taxes450/3€2,507
Remuneration and social security454/9€20,651
Line2024
Profit (loss) for the period9904€10,077
+ Depreciation and write-downs630€2,794
Operating cash flow (approximation)€12,871

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
195 m²
Building footprint
195 m²
Volume, LiDAR
2,048 m³
Parcel 11805E1279/00N006, Flanders · tallest building 19.7 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
SKBC Supermarkt
De Coninckplein 20, 2060 AntwerpenRetail trade
since 20232.344.828.510
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11805E1279/00N006 Flanders 195 m² 1 · 195 m² 19.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.344.828.510
1 permission
Toelating · Detailhandel · since 15-05-2023

Similar companies · same sector, comparable size

Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 4,146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801427262
Registered 10-05-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.