SKB

Active

Private limited companyfounded 200719 yrs activeNinoofse Steenweg 565, 1070 Anderlecht, BelgiumKBO/BCE: BE 0886.430.342

The computed 12-month bankruptcy probability of SKB is 1.6% (moderate). The 2025 annual accounts show equity of €381k and a net result of €85k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 10230 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair▲ +5 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+30

Solvency10▼-1

Growth78=

Stability100

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €18k at 30 days acceptable

Liquidity short (current ratio 0.27 against 0.15 in 2024), and 84.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.2%

Return on assets

3.4%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 10230 sector peers (2025).

NBB · sector comparison

Position among 10230 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

6 d early

2024

13 d late

2023

15 d early

2022

26 d early

2021

29 d late

2020

13 d late

2019

14 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€85k▲ 53.0%

2024 · €56k

2018: €-3k 2019: €13k 2020: €21k 2021: €15k 2022: €17k 2023: €73k 2024: €56k

2018 → 2025

Working capital

€-774k▼ 6.5%

2024 · €-726k

2018: €-80k 2019: €-95k 2020: €9k 2021: €-221k 2022: €-277k 2023: €-693k 2024: €-726k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€261k-€275k▲ 5.5%€345k▲ 25.5%€398k▲ 15.3%€381k▼ 4.4%

Operating result€18k-€33k▲ 83.3%€100k▲ 201%€128k▲ 28.9%€130k▲ 1.7%

Net result€15k-€17k▲ 17.4%€73k▲ 321%€56k▼ 23.8%€85k▲ 53.0%

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.50M

88.8%

11%

Fixed assets €2.22M▼ 2.7%

Current assets €281k▲ 120%

Equity and liabilities €2.50M

15.2%

84.8%

Equity €381k▼ 4.4%

Debt €2.12M▲ 5.4%

The debt ratio rises from 83.5% to 84.8%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€223k▲

2024 · €219k

Cash flow

€179k▲

2024 · €147k

Solvency

15.2%▼

2024 · 16.5%

Current ratio

0.27▲

2024 · 0.15

Quick ratio

0.27▲

2024 · 0.15

Debt / equity

5.57▲

2024 · 5.05

ROE

22.5%▲

2024 · 14.0%

ROA

3.4%▲

2024 · 2.3%

Interest coverage

5.06▲

2024 · 3.99

Debt

€2.12M▲

2024 · €2.01M

Debt ≤ 1 year

€1.05M▲

2024 · €854k

Debt > 1 year

€1.07M▼

2024 · €1.16M

Income taxes

€22k▲

2024 · €21k

Staff costs

€36k▲

2024 · €27k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2.41M€2.50M▲

Fixed assets21/28€2.28M€2.22M▼

Tangible fixed assets22/27€1.23M€1.16M▼

Land and buildings22€859k€836k▼

Furniture and vehicles24€5k€11k▲

Other tangible fixed assets26€362k€319k▼

Financial fixed assets28€1.06M€1.06M=

Current assets29/58€128k€281k▲

Amounts receivable within one year40/41€105k€246k▲

Trade receivables40€100k€215k▲

Other amounts receivable41€5k€30k▲

Cash at bank and in hand54/58€23k€31k▲

Deferred charges and accrued income490/1-€4k

Equity and liabilities

Total equity and liabilities10/49€2.41M€2.50M▲

Equity10/15€398k€381k▼

Contributions10/11€13k€13k=

Outside capital11€13k€13k=

Other1109/19€13k€13k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€301k€286k▼

Investment grants15€82k€79k▼

Amounts payable17/49€2.01M€2.12M▲

Amounts payable after more than one year17€1.16M€1.07M▼

Financial debts170/4€1.16M€1.07M▼

Amounts payable within one year42/48€854k€1.05M▲

Current portion of amounts payable after more than one year42€89k€94k▲

Financial debts43€200-

Other loans439€200-

Trade debts44€56k€104k▲

Suppliers440/4€56k€104k▲

Taxes, remuneration and social security45€5k€51k▲

Taxes450/3€2k€49k▲

Remuneration and social security454/9€2k€3k▲

Other amounts payable47/48€704k€805k▲

Income statement Code20242025

Non-recurring operating income76A€17k-

Remuneration, social security and pensions62€27k€36k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€93k▲

Other operating charges640/8€6k€24k▲

Gross operating margin9900€252k€283k▲

Operating profit (loss)9901€128k€130k▲

Financial income75/76B€3k€22k▲

Recurring financial income75€3k€3k=

Non-recurring financial income76B-€19k

Financial charges65/66B€55k€44k▼

Recurring financial charges65€55k€44k▼

Profit (loss) for the period before taxes9903€76k€108k▲

Income taxes67/77€21k€22k▲

Profit (loss) for the period9904€56k€85k▲

Profit (loss) for the period to be appropriated9905€56k€85k▲

Appropriation of the result

Profit (loss) to be appropriated9906€301k€386k▲

Profit (loss) brought forward from the previous period14P€245k€301k▲

Profit to be distributed694/7-€100k

Return on contributions (dividend)694-€100k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

25-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Highest result since 2018net €85k ▲53%

Operating result €130k, net result €85k, both a record.

13-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 13 days late

2024

16-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

05-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

29-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 29 days late

2021

13-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 13 days late

2020

31-12

Financial Equity above €200kEq €249k ▲37.1%

2 profitable years in a row build equity to €249k.

14-08

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 14 days late

2019

31-12

Financial Back to profitnet €13k

Net result €13k after one loss-making year.

31-12

Financial Equity above €150kEq €182k ▲50.4%

Equity rises from €121k to €182k.

10-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

08-06

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

13-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 3 establishment units since 2007

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ninoofse Steenweg 5651070 Anderlecht

Ground area

1,401 m²

Building footprint

1,350 m²

Volume, LiDAR

10,556 m³

3 parcels, Brussels · tallest building 19.0 m, ±3 floors. Linked by address, not a title deed.

3 establishment units

de Ribaucourtstraat 156, 1080 Sint-Jans-Molenbeek

NACE 5244102

since 20072.162.032.109

RESIDENCE TOUR & TAXIS

de Ribaucourtstraat 136-140, 1080 Sint-Jans-MolenbeekWarehousing and storage

since 20172.294.123.442

DREAM WELL BEDDING

Ninoofse Steenweg 565, 1070 AnderlechtWholesale of household textiles and bedding

since 20182.281.270.348

3 parcels

Brussels 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21012A0128/00F011	Brussels	599 m²	1 · 569 m²	19.0 m · 3 fl.
21012A0126/00S003	Brussels	470 m²	1 · 454 m²	16.7 m · 1 fl.
21302A0015/00A007	Brussels	332 m²	1 · 327 m²	8.4 m · 2 fl.