SK Trading

Active

Private limited companyfounded 20206 yrs activeKBO/BCE: BE 0748.820.796

SK Trading has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €3k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2025

71 / 100

Healthy▼ -15 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability27▼-73

Solvency56▲+11

Growth78=

Stability100

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity tight (current ratio 1.38 against 1.27 in 2024), and 69.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

30.6%

Return on assets

1.6%

Age of the figures

11 mo

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

18 d late

2024

34 d early

2023

7 d late

2022

1 d late

2021

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€156k

EBIT margin

24.6%

Net result

€3k▼ 77.3%

2024 · €11k

2021: €-7k 2022: €27k 2023: €3k 2024: €11k

2021 → 2025

Working capital

€41k▲ 18.5%

2024 · €35k

2021: €-688 2022: €24k 2023: €30k 2024: €35k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€156k

Equity€3k-€30k▲ 812%€38k▲ 26.5%€45k▲ 18.9%€48k▲ 5.6%

Operating result€-6k-€38k€19k▼ 49.9%€22k▲ 12.6%€5k▼ 78.5%

Net result€-7k-€27k€3k▼ 87.1%€11k▲ 225%€3k▼ 77.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 79% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €155k

95.9%

Fixed assets €6k▼ 38.3%

Current assets €149k▼ 8.4%

Equity and liabilities €155k

30.6%

69.4%

Equity €48k▲ 5.6%

Debt €108k▼ 15.7%

The debt ratio falls from 74.0% to 69.4%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€7k▼

2024 · €24k

Cash flow

€4k▼

2024 · €13k

Solvency

30.6%▲

2024 · 26.0%

Current ratio

1.38▲

2024 · 1.27

Quick ratio

1.38▲

2024 · 1.27

Debt / equity

2.27▼

2024 · 2.84

ROE

5.3%▼

2024 · 24.8%

ROA

1.6%▼

2024 · 6.5%

Interest coverage

5.81▲

2024 · 3.42

Debt

€108k▼

2024 · €128k

Debt ≤ 1 year

€108k▼

2024 · €128k

Income taxes

€987▼

2024 · €4k

Staff costs

€211k▲

2024 · €132k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€173k€155k▼

Fixed assets21/28€10k€6k▼

Tangible fixed assets22/27€6k€2k▼

Plant, machinery and equipment23€1k€2k▲

Furniture and vehicles24€5k€609▼

Financial fixed assets28€4k€4k=

Current assets29/58€163k€149k▼

Amounts receivable within one year40/41€160k€147k▼

Trade receivables40€159k€146k▼

Other amounts receivable41€1k€409▼

Cash at bank and in hand54/58€3k€3k▲

Equity and liabilities

Total equity and liabilities10/49€173k€155k▼

Equity10/15€45k€48k▲

Contributions10/11€10k€10k=

Reserves13€15k€15k=

Distributable reserves133€15k€15k=

Profit (loss) carried forward14€20k€22k▲

Amounts payable17/49€128k€108k▼

Amounts payable within one year42/48€128k€108k▼

Current portion of amounts payable after more than one year42€3k-

Trade debts44€11k€3k▼

Suppliers440/4€11k€3k▼

Taxes, remuneration and social security45€74k€105k▲

Taxes450/3€16k€22k▲

Remuneration and social security454/9€57k€84k▲

Other amounts payable47/48€40k-

Income statement Code20242025

Remuneration, social security and pensions62€132k€211k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼

Other operating charges640/8€2k€714▼

Non-recurring operating charges66A-€3k

Gross operating margin9900€157k€222k▲

Operating profit (loss)9901€22k€5k▼

Financial income75/76B€11€1▼

Recurring financial income75€11€1▼

Financial charges65/66B€7k€1k▼

Recurring financial charges65€7k€1k▼

Profit (loss) for the period before taxes9903€15k€4k▼

Income taxes67/77€4k€987▼

Profit (loss) for the period9904€11k€3k▼

Profit (loss) for the period to be appropriated9905€11k€3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€31k€22k▼

Profit (loss) brought forward from the previous period14P€20k€20k=

Transfer to equity691/2€11k-

To other reserves6921€11k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 30-04-2027

2026

18-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 18 days late

2025

27-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

07-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 7 days late

2023

01-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 1 day late

2022

30-09

Financial Back to profitnet €27k

Net result €27k after one loss-making year.

30-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

02-10-2025 Resigned as Director

Location & real-estate footprint

1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area

94 m²

Building footprint

82 m²

Volume, LiDAR

725 m³